Welcome to My Financial Loan Broker

My Financial Loan Broker can help you find the right solution. As a broker, not a lender, we can assist in locating the perfect lender for the funds you need.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

How much would
you like to borrow?

£750

For how many months?

Monthly Repayment Amount

£68.50

Interest

£72.00

Total to Repay

£822.00

Representative

292% APR

Apply Now

Representative Example:
On an assumed loan amount of £750 over 12 months. Rate of interest 230.20% (fixed). Representative 171% APR. Total repayment amount £1351.20 and total interest is £601.20. 12 monthly payment of £112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on the mean APR of the lenders we work with

About Us

Simplicity in Finance

We’re here to help you find the right lender. Our online application is simple, and you could have the funds you need within an hour of lender approval.

Save Time

Searching for the best payday lender can be time consuming and stressful. Your short term credit could be only two applications away.
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The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan
for you.

Responsible

We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try
to help.

My Financial Loan Broker is a broker and does not lend money directly. We find appropriate lenders through our affiliate lending network, who will then make loan decisions. We do not charge our customers a brokerage fee, but instead charge our lending partners a commission. Please note that although most lenders will transfer the funds within 1 hour, some banks may need to hold funds for up to 3 days. For further information about clearing holds, please contact your bank.

We Keep it Simple

Finding a loan has never been easier with our help

Web Application

For ease of access, our application is completely online. No paperwork or phone calls. Choose the amount you’re looking for and let us do the hard work.

Reputable Lenders

We only work with the best. Once we have received your application, we’ll assess our affiliated short term lenders to find the right option for you.

The Funds You Need

We’ll help you find a loan of £500 to £5000. The interest applied will be advised upfront, and could be a lot cheaper than an unauthorised bank charge.

Short term loans are intended for unexpected expenses or emergencies.
Representative Example:
On an assumed loan amount of £750 over 12 months. Rate of interest 230.20% (fixed). Representative 171% APR. Total repayment amount £1351.20 and total interest is £601.20. 12 monthly payment of £112.60.

How It Works

1

Eligibility

You don’t need to have perfect credit to apply for a short term or payday loan. The criteria usually consists of the following:Own a mobile phone
- Have a UK bank account
- Be employed full or part time
- Be 18 years or over
- Be a UK citizen

2

Loan Amount

We can help you find loans between £500 and £5000. Your eligibility will depend on your financial circumstances, as we need to make sure that you’re able to afford the repayments.

3

Online Application

Our online application form is short and simple. You’ll need to enter information about your income and expenditure, your employment information and a few personal details.

4

The Right Lender

We have a network of scrupulous lenders and brokers. We’ll send your application to them, and find the best option. If approved, you’ll be redirected to a direct lender.
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5

Funds Received

If the lender approves your loan, they’ll aim to pay out the funds as soon as possible. You should get the money you applied for the same day.
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Short Term Loans

My Financial Loan Broker provide a service for those looking for payday and instalment short term loans. Such loans can help you address temporary cash flow problems or unexpected circumstances, and allow you to avoid costly overdraft fees.

We use a panel of reputable brokers and direct lenders to find the right solution for you. You can borrow from £500 to £5000 over the period of a few months to 5 years.

To see what loan options you have, regardless of your credit score, we ask that you complete our short no-obligation application form. Once we have a better understanding of your situation, we can direct you to the prefect broker or lender. You’ll then need to complete the application of the lender and create an account with them. If you’re approved, you could have the funds you need in as little as an hour.

Before you complete the application, you do need to make sure that borrowing is the right option for you. If saving is a viable option, or if you are borrowing to repay other credit, taking out further credit may not be the best course of action. If you feel you need further help or advice, you can contact charities such as Step Change for free impartial advice.

Responsible Lending

Regulated

As a responsible broker, we make sure that every lender we work with have interim permission or are fully authorised by the Financial Conduct Authority (FCA). This also means that every lender must adhere to the regulations concerning interest. My Financial Loan Broker’s representative APR is 1212%, though the APR of individual lenders may vary. Representative Example: For data protection purposes, we also ensure that all lenders we work with are registered with the Information Commissioner's Office (ICO).

Straightforward

My Financial Loan Broker aims to be transparent. We make sure that any costs are made clear, and you know when your repayment dates will be. While we do not charge fees for our services, you might be matched with a broker who may charge a brokerage fee. If this is the case, you need to ensure that they provide you with their legal name, confirmation of a fee, the amount as well as when and by what means it will be made payable. There also must be a customer confirmation of the fee.

Responsible

We are selective about the lenders we work with, only affiliating with reputable lenders. These lenders will let you borrow the amount you need and decide the length of time you wish to repay the funds. As a broker, we do not perform checks internally, but the lenders we work with may perform CIFAS, CallValidate, and CRA checks. Affordability checks are always carried out to ensure that lenders are not irresponsibly lending. It is essential that they ensure that you can afford the repayments and not put yourself into financial difficulty.

FAQ

Contact Us Today

My Financial Loan Broker

My Financial Loan Broker does not lend money and is not a lender. The service we provide to our customers involves passing their applications for payday and short-term loans on to appropriate lenders or other brokers in our affiliate lending network, who then make approval decisions and offer loans to those customers. Nothing stated on the My Financial Loan Broker website should be construed as a lending offer. We are neither lenders nor agents or authorised representatives of any lender. We do not endorse, promote, or otherwise advertise any one lender in our network or any particular payday or short-term loan product. Approval of payday and short loan applications is determined by individual lenders, as are the loan terms offered. Lenders may not be able to approve you for the amount you request. Only qualified UK residents may apply, some residents may not qualify. Some applications will not be approved, and completion of an application form in no way assures approval. All times, amounts, rates, and other claims made on this website are for example and illustrative purposes only. Terms of each loan are unique and subject to the lender's discretion. My Financial Loan Broker is not informed about the specifics of loans arranged through our service and cannot help you with questions regarding your individual loan; you must contact your lender directly.Those people with long-term debt or income problems should not consider a payday loan to be a viable solution. Payday loans are for responsible individuals who are experiencing a one-time-only financial setback, not long-term financial issues. All loan applications are subject to credit approval. My Financial Loan Broker makes money through commissions on loans which are arranged through our services. These commissions are paid by our lending partners. Customers of My Financial Loan Broker are charged nothing for our services.Please note that although most people receive their loan funds within 1 hour, individual banks may require funds to be held for up to 3 days while the funds clear. For questions about this clearing hold, contact your bank.

Welcome to My Financial Loan Broker