Welcome to My Financial Loan Broker

My Financial Loan Broker can help you find the right solution. As a broker, not a lender, we can assist in locating the perfect lender for the funds you need.

Feature image

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

How much would
you like to borrow?

£750

For how many months?

12

Monthly Repayment Amount

£68.50

Interest

£72.00

Total to Repay

£822.00

Representative

292% APR

Representative Example:
On an assumed loan amount of £750 over 12 months. Rate of interest 230.20% (fixed). Representative 171% APR. Total repayment amount £1351.20 and total interest is £601.20. 12 monthly payment of £112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on the mean APR of the lenders we work with

About Us

Simplicity in Finance

We’re here to help you find the right lender. Our online application is simple, and you could have the funds you need within an hour of lender approval.

Save Time

Save Time

Searching for the best payday lender can be time consuming and stressful. Your short term credit could be only two applications away.

The Right Fit

The Right Fit

We only work with reputable lenders, so we know they are lending responsibly. We’ll search our panel of lenders to find the right loan
for you.

Responsible

Responsible

We’re a broker not a lender, but we’ll still make sure that the loan is affordable. Even if you don’t have a perfect credit history, we’ll try
to help.

My Financial Loan Broker is a broker and does not lend money directly. We find appropriate lenders through our affiliate lending network, who will then make loan decisions. We do not charge our customers a brokerage fee, but instead charge our lending partners a commission. Please note that although most lenders will transfer the funds within 1 hour, some banks may need to hold funds for up to 3 days. For further information about clearing holds, please contact your bank.

We Keep it Simple

Finding a loan has never been easier with our help
Web Application

Web Application

For ease of access, our application is completely online. No paperwork or phone calls. Choose the amount you’re looking for and let us do the hard work.

Reputable Lenders

We only work with the best. Once we have received your application, we’ll assess our affiliated short term lenders to find the right option for you.

Reputable Lenders
The Funds You Need

The Funds You Need

We’ll help you find a loan of £500 to £5000. The interest applied will be advised upfront, and could be a lot cheaper than an unauthorised bank charge.

Short term loans are intended for unexpected expenses or emergencies.
Representative Example:
On an assumed loan amount of £750 over 12 months. Rate of interest 230.20% (fixed). Representative 171% APR. Total repayment amount £1351.20 and total interest is £601.20. 12 monthly payment of £112.60.

How It Works

1

Eligibility

Eligibility user

You don’t need to have perfect credit to apply for a short term or payday loan. The criteria usually consists of the following:Own a mobile phone
- Have a UK bank account
- Be employed full or part time
- Be 18 years or over
- Be a UK citizen

2

Loan Amount

what is the loan amount

We can help you find loans between £500 and £5000. Your eligibility will depend on your financial circumstances, as we need to make sure that you’re able to afford the repayments.

3

Online Application

online application

Our online application form is short and simple. You’ll need to enter information about your income and expenditure, your employment information and a few personal details.

4

The Right Lender

find a right lender for you

We have a network of scrupulous lenders and brokers. We’ll send your application to them, and find the best option. If approved, you’ll be redirected to a direct lender.

5

Funds Received

funds received

If the lender approves your loan, they’ll aim to pay out the funds as soon as possible. You should get the money you applied for the same day.

Short Term Loans

My Financial Loan Broker provide a service for those looking for payday and instalment short term loans. Such loans can help you address temporary cash flow problems or unexpected circumstances, and allow you to avoid costly overdraft fees.

We use a panel of reputable brokers and direct lenders to find the right solution for you. You can borrow from £500 to £5000 over the period of a few months to 5 years.

To see what loan options you have, regardless of your credit score, we ask that you complete our short no-obligation application form. Once we have a better understanding of your situation, we can direct you to the prefect broker or lender. You’ll then need to complete the application of the lender and create an account with them. If you’re approved, you could have the funds you need in as little as an hour.

Before you complete the application, you do need to make sure that borrowing is the right option for you. If saving is a viable option, or if you are borrowing to repay other credit, taking out further credit may not be the best course of action. If you feel you need further help or advice, you can contact charities such as Step Change for free impartial advice.

Responsible Lending

Regulated

As a responsible broker, we make sure that every lender we work with have interim permission or are fully authorised by the Financial Conduct Authority (FCA). This also means that every lender must adhere to the regulations concerning interest. My Financial Loan Broker’s representative APR is 1212%, though the APR of individual lenders may vary. Representative Example: For data protection purposes, we also ensure that all lenders we work with are registered with the Information Commissioner's Office (ICO).

FCA regulated

Straightforward

My Financial Loan Broker aims to be transparent. We make sure that any costs are made clear, and you know when your repayment dates will be. While we do not charge fees for our services, you might be matched with a broker who may charge a brokerage fee. If this is the case, you need to ensure that they provide you with their legal name, confirmation of a fee, the amount as well as when and by what means it will be made payable. There also must be a customer confirmation of the fee.

straight forward and transparent

Responsible

We are selective about the lenders we work with, only affiliating with reputable lenders. These lenders will let you borrow the amount you need and decide the length of time you wish to repay the funds. As a broker, we do not perform checks internally, but the lenders we work with may perform CIFAS, CallValidate, and CRA checks. Affordability checks are always carried out to ensure that lenders are not irresponsibly lending. It is essential that they ensure that you can afford the repayments and not put yourself into financial difficulty.

responsible and affiliating with reputable lenders

FAQ

Contact Us Today