The Top Tactics To Ask For A Pay Rise

In the lead up to Christmas, money tends to be on our minds a lot. One way to increase your income is to ask for a pay rise. However, asking for a pay rise can be one of the most daunting things in your career. Some companies may automatically increase your pay by a certain[…]

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6 Genuinely Easy Ways To Save Money

Unfortunately, it’s true that there aren’t any shortcuts when it comes to making money. But there are a few very simple methods to stop as much coming out of your wallet every month! In fact, as Kin Hubbard said: “the safest way to double your money is to fold it over and put it in[…]

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What You Need To Consider Before Buying Your First House

The average price for a property in the UK is £288,000 in February 2023, according to the ONS. This figure has increased by £16,000 since last year. The rising costs are not predicted to slow, so now could be a good time to look into buying your first home. But how do you get on[…]

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Five Simple Tricks To Decrease Your Monthly Outgoings

Sometimes it feels like all your money disappears with bills and everyday essentials, doesn’t it? Although they are necessary expenses, it does seem to leave you with less money for you to spend on the things you enjoy! But what if you were able to cut back on your monthly outgoings – so you could[…]

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5 Cheap Halloween Party Ideas That Won’t Break the Bank

Halloween is rapidly approaching so it’s time to start putting together the scariest Halloween party for your friends and family! If you’re living on a budget it might be frightening to consider some of the Halloween makeup and party gear that you see on social media and in the press, thinking that it’s out of[…]

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buying clothes

How to Get Fashion on the Cheap

London Fashion Week took place last month, and for anyone interested in fashion, now is the time to start thinking about the biggest autumn fashion trends. Of course, for us mere mortals the catwalk trends and high-level fashion probably seem a world away, but there are a few ways in which you can step out[…]

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Pocket Money: A Parent’s Guide

Pocket money is one of the first ways children can learn the basics of managing and spending money. It’s a great opportunity to teach them the value of money and useful habits for when they’re financially independent. The problem is, there are a lot of questions around pocket money to consider, such as how much[…]

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Could These Surprise Factors Be Affecting Your Credit Rating?

Building and maintaining your credit score is vitally important to maintaining your creditworthiness, as potential lenders will use this score when assessing the risk of lending to you. Your credit score can fluctuate depending on your behaviour, such as falling behind or missing payments entirely. However, there’s a surprising number of factors you may not[…]

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autumn spending

How to Curb Your Spending Habits This Autumn

Everyone has particular spending habits, some of which are probably better than others! Not all of us spend our money as wisely as we should, and in some cases, we spend money unnecessarily,  making purchases where we could be saving up for something more exciting. Your spending vices might be fancy shoes, online shopping, weekend[…]

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The 5 Most Common Reasons Behind Personal Debt

Getting into personal debt is easily done. Whether it’s random circumstances, unexpected bills,  or simple mistakes, it can all lead to a spiral of uncertainty. In a tight financial situation, it can be tempting to borrow money, even if it's something small like an extra £100 loan, but this can further increase your debt, through[…]

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