Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Payday loan Companies were quick to flourish under the financial climate of the recession. But unfair fees and high interest rates attracted a lot of criticism, which forced the FCA to step in to introduce new legislation to protect consumers. Although many payday loan companies now promise to be more transparent about their fees and […]
Continue ReadingEveryone likes a little something extra in their pockets and with a high rate of outgoings your wallet can feel pretty light at times. But did you know that some brands will pay you cash if you buy something from them by going through an external website first? These are called cashback sites, and they’re […]
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Christmas season, is here, which means it’s time to celebrate and to party! We know you just can’t resist a seasonal get-together! However, you might not be confident at hosting your family and friends and would rather keep the stress involved to the minimum. Whatever your budget is, we’ll share with you on how to […]
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There’s less than one month until Christmas, as I’m sure you’ve noticed by all the christmas decorations and mince pies in the shops. For some people, it’s far too early to be thinking about Christmas, some are full of holiday spirit all year round, and others may celebrate Chanukah, Eid or owt. No matter what […]
Continue ReadingCar insurance is something everyone has to pay for. Having a car insurance is essential because it covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians. It’s easy to save hundreds of pounds a year on your car insurance, yet most people stay with their existing provider […]
Continue ReadingAre you still paying off for a holiday you took this summer? Not to mention there is only one month to go until Christmas arrives – So now would be a great time to start planning and saving for the upcoming holiday season. We know you may have too much on your plate to manage […]
Continue ReadingSince January 2018 the nine major high street banks are required by the competition and markets authority to allow current account customers to share their financial data. This new technology, called open banking, is creating new financial options for people by giving them a better understanding of their finances. Here we’ll explain why open banking […]
Continue ReadingThe back to school supplies shopping trip can be an expensive part of the summer, especially after spending a lot during the summer to keep the kids entertained. Research from Mintel has shown that Brits spend an average of around £400 on new school uniform and classroom equipment each year. But you don’t have to […]
Continue ReadingSaving money these days can be a challenge, especially with interest rates at their lowest. Though spending your hard-earned cash on things you actually want sound much better than leaving it in a cold dingy bank, it’s important to save little and often so you’re prepared for those unexpected expenses. Fortunately, we’ve found some alternative […]
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Your credit score affects many of the financial aspects of your life, including applications for payday loans, mortgages, and even for rented housing. Therefore it is important for you to have the best credit score you can. However, sometimes there are factors that can negatively affect your score. Luckily, some of these factors can be […]
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