Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Since the outbreak of coronavirus, it’s been estimated that around a quarter of the UK’s population have been furloughed, with more than a third of workers affected in some areas. This has meant that a large percentage of the nation’s earnings have decreased by at least 20%. Obviously this has impacted just about all of […]
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Having a low credit score can make it more difficult for you to get credit, whether it’s a mortgage or a payday loan. It can be both embarrassing and upsetting when it happens. It can also be frustrating, especially if you can’t afford to repay a significant amount more than you currently are. However, there […]
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Many people find themselves in some degree of financial difficulty. Whether it be economic recession, bad investments or just an inability to find a job due to lack of experience… you name it, financial difficulty can come suddenly and from a large variety of sources. The solution To Bad Debt The most important thing is […]
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More and more people are finding themselves in financial difficulty. With the cost of living rising but wages staying fairly consistent, it’s no wonder that people are looking for credit to meet their financial demands. But you don’t have to settle for being in debt. There is plenty of support available if you find yourself […]
Continue ReadingPayday loan Companies were quick to flourish under the financial climate of the recession. But unfair fees and high interest rates attracted a lot of criticism, which forced the FCA to step in to introduce new legislation to protect consumers. Although many payday loan companies now promise to be more transparent about their fees and […]
Continue ReadingEveryone likes a little something extra in their pockets and with a high rate of outgoings your wallet can feel pretty light at times. But did you know that some brands will pay you cash if you buy something from them by going through an external website first? These are called cashback sites, and they’re […]
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Christmas season, is here, which means it’s time to celebrate and to party! We know you just can’t resist a seasonal get-together! However, you might not be confident at hosting your family and friends and would rather keep the stress involved to the minimum. Whatever your budget is, we’ll share with you on how to […]
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There’s less than one month until Christmas, as I’m sure you’ve noticed by all the christmas decorations and mince pies in the shops. For some people, it’s far too early to be thinking about Christmas, some are full of holiday spirit all year round, and others may celebrate Chanukah, Eid or owt. No matter what […]
Continue ReadingCar insurance is something everyone has to pay for. Having a car insurance is essential because it covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians. It’s easy to save hundreds of pounds a year on your car insurance, yet most people stay with their existing provider […]
Continue ReadingAre you still paying off for a holiday you took this summer? Not to mention there is only one month to go until Christmas arrives – So now would be a great time to start planning and saving for the upcoming holiday season. We know you may have too much on your plate to manage […]
Continue ReadingSince January 2018 the nine major high street banks are required by the competition and markets authority to allow current account customers to share their financial data. This new technology, called open banking, is creating new financial options for people by giving them a better understanding of their finances. Here we’ll explain why open banking […]
Continue ReadingThe back to school supplies shopping trip can be an expensive part of the summer, especially after spending a lot during the summer to keep the kids entertained. Research from Mintel has shown that Brits spend an average of around £400 on new school uniform and classroom equipment each year. But you don’t have to […]
Continue ReadingSaving money these days can be a challenge, especially with interest rates at their lowest. Though spending your hard-earned cash on things you actually want sound much better than leaving it in a cold dingy bank, it’s important to save little and often so you’re prepared for those unexpected expenses. Fortunately, we’ve found some alternative […]
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Your credit score affects many of the financial aspects of your life, including applications for payday loans, mortgages, and even for rented housing. Therefore it is important for you to have the best credit score you can. However, sometimes there are factors that can negatively affect your score. Luckily, some of these factors can be […]
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Can’t afford to go to Glastonbury this year? Crushed that you’re not able to go to Creamfields? This summer, forget about paying hundreds of pounds for a weekend ticket to a music festival and check out some of the UK’s top free festivals. You’ll be surprised at how many big-name acts perform at smaller, local […]
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Choosing the healthy option may be hard especially if it also has to fit your budget. This blog post will take a holistic approach to health focusing on healthy eating, exercise and mental well being. Healthy Eating You don’t have to eat the trendiest superfoods like goji berries, kombucha or manuka honey, to stay on […]
Continue ReadingMoney and mental health are often connected. Poor mental health can make managing money harder and worrying about money can make your mental health worse. Reasons you may be experiencing money worries If you recently lost a job or had to take some unpaid holidays, which affects your regular income, you might find yourself experiencing […]
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Running a family is very expensive. Ensuring you’ve got enough to pay for the weekly essentials is a struggle, let alone splashing out on activities to keep the kids healthy and entertained. Trying to figure out where your money is going, and where you can cut back and save is difficult and makes quick payday […]
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Over 44% of us suffer from stress on a regular basis. And according to the latest stats from the Health and Safety Executive show that over 488,000 people had work-related stress last year – especially those who work in healthcare, education and the armed forces. So how can we keep stress under control? How can […]
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Mother’s Day is a beautiful celebration in the name of the matriarch of your family as well as a general honoring of motherhood and the influence of mothers in society. If you want to make this day extra special for the woman who raised you, but you’re worried about your budget, we got your back! […]
Continue ReadingAround 25% of British people travel more than 30 minutes to work, this is a long time and not always enjoyable. Perhaps you are getting fed up of the way you get to work and want a change, or your car broke down and now you are forced to think of some alternatives. Whether you […]
Continue ReadingSome financial rules really survive the test of time. Don’t spend more than you earn, stick to your budget, save for retirement. However, some tips are outdated and plainly not valid in this day and age. These previously holly pieces of advice just do not stand in today’s economy and rapidly changing job market. Buy […]
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These days we spend more time on our smartphones than we do our computers, which means the vast majority of us will do our online banking on the go. As such most banks have their dedicated apps and services to make sure we can check our balances and manage our accounts with ease. But do […]
Continue ReadingLiving on a tight budget can get tiresome, irritating and plainly hard. However, if you go the right way about it and save up where you can you won’t have to constantly feel deprived. You just have to make sure every pound has its purpose and you priorities expenses that really matter. Whether you have […]
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This is one of your biggest if not the biggest purchase in your life, so you really want to get it right. Therefore, it is essential that you think about this long term. You will have to come head-to-head with additional costs, property research, squeezing information out of the seller and much more. Keep reading […]
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