Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
If you’re looking to buy a new car, you may be thinking about taking out a personal loan. But if you have bad credit, you might wish to consider vehicle finance options. As car finance is a type of secured loan, it could be the cheapest option for those with a low credit score.So if […]
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You must consider several things after buying a used car. You may need to do some paperwork and make sure you have completed a few additional steps, depending on where you purchased it. We’ll look at four important steps you need to follow once you’ve bought a used car. 1. Registration, Title, and Transfer If […]
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When you get your payslip each payday, are you guilty of just filing it away, never to look at it again? Or do you check what you’ll be paid, and then ignore the rest? We all have a responsibility to check that the numbers in our payslip add up. After all, we’re each accountable for […]
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With the price of the grocery shopping hitting record highs, it can be hard to see where savings can be made. But with a little planning, research and inventiveness, you can create cheap family meals without compromising on quality. Buy for Less When trying to save, it’s important to consider when and how you shop. […]
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Just starting your career? It’s tough out there. The job market’s competitive and first-jobbers need to make a big impression. If you’re wondering how to snag that dream position, check out these essential tips and get your foot in the door. On the Radar ‘How do I get my first job?’ Well, before you get […]
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With kids growing an average of 2.5 inches per year between the ages of 6-12 (and that’s not including growth spurts) most parents have learned that – come September – kids will probably need a new school uniform. Although supermarkets have driven prices down with their generic ranges, many schools still prefer parents to buy […]
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Saving money or trying to cut back on your spending isn’t exactly a fun task. It means going without and even if it does make you happier in the long run, no-one particularly looks forward to the times when they have to be frugal. However, there are ways to live entirely for free, even if […]
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So you’re planning a wedding to celebrate the love and commitment between you and your partner, but your focus is on everyone else. What isn’t too surprising in this scenario is that you forget about your own needs when counting heads and factoring in costs. Don’t forget that this is your day and as well as the […]
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If you look in unexpected places, you can get an absolute bargain. Go on, dare you! Read All Ab-Outlet Venture away from the familiarity of the High Street to find bargains on top name brands. Office, Sports Direct, Very.co.uk and Superdry are among the stores that have online outlets on eBay. They often sell end […]
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Holiday essentials can be expensive – from sun cream to mosquito spray. Yet all are vital for staying safe on holiday. Here’s how to be savvy when you shop for your holidays and save money on your travel must-haves! Sun Cream If you’re flying to somewhere sunny (or going skiing), sun cream is essential. It […]
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At the height of the financial crisis, more than 8.2 million loans were taken out in the UK. With traditional credit alternatives drying up, more and more of us turned to payday loan lenders in the UK to solve our short-term financial woes. But, times have changed, haven’t they? Well, not quite.Ten years later, and Brits are […]
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Childcare costs in the UK are among the most expensive in the world. Yet every year, thousands of pounds’ worth of help with childcare costs go unclaimed. Here is a guide to help you find out what you are eligible to claim. Who is Entitled to 15 Hours Free Childcare? Currently, in the UK, all […]
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Forget pricey glamping getaways. Here’s our guide to family camping breaks on a budget… Everyone wants to get away for a summer break, but steep airfares and hotel rates can mean a basic family holiday costs a fortune. Have you thought of a good old camping trip? It’s an underappreciated, cheap alternative with twice the […]
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You’re reading this because you’re looking into buying a house. You’ve heard these words, freehold and leasehold. You’re stumped. You’re not the only one. But knowing the difference is important and actually isn’t as tricky as it may seem. So, What Do They Mean? There are essentially two different ways of owning a home: freehold […]
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Mother’s Day is always a day that makes every woman feel special. You might remember your mum or stepmother and instantly want to find them and hug them to show how you feel about them. Mother’s Day is the perfect day for this but likewise, it can also be a day that requires strict financial […]
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Skim £££s off your grocery shopping with our top tips! Do you know the price of everyday food items? From a pint of milk to avocados, test your knowledge with our fun quiz to discover if you’re right on the money when it comes to grocery prices. Interested in finding out how you can cut the […]
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Your bank account is one of the most important things to understand about your personal finances. Without a bank account, it is difficult to be paid a salary or to budget effectively. You need to know the essentials of what makes your bank account work and tips and tricks to managing your accounts effectively. The […]
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It’s exciting to have a new gadget to play with, learning all its features and capabilities. What makes this experience even more enjoyable is if this new gadget comes with its own AI, as is the case with the Amazon Echo. The Echo features its very own personal assistant called Alexa. Alexa is on hand […]
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An emergency fund is one of the most important things that you need to have to manage your personal finances. It is something that will help you when or if you are suffering from financial problems, or if you are trying to ensure that you do not have financial problems. What is an Emergency Fund? […]
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1. How Much Will it Cost Each Month? The monthly cost of a loan will depend on how much the loan is for, how long you agree to repay it over, the agreed interest and any additional charges that may be included. However, you should only take out a loan that you can afford. A […]
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From board games to robotic pets, our childhood toys have left a lasting impression. But is their value more than sentimental? Your favourite toys could fetch you a petty penny… Some old toys are worth more now than others, but the memories you have are priceless. Now, where did that Beyblade go… 1970s Stretch Armstrong […]
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Have you ever been on the plane to another country before wondering what the best free language learning apps are? Whether you’re ordering food abroad or trying to chat to locals while on holiday, the French you learned in school only goes so far. Having a second language under your belt is incredibly helpful for […]
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Christmas is, for most people, an incredibly expensive time of the year. Getting to December and having no money saved for all your Christmas presents, food and socialising can put a downer on the festive period. Many people choose to build up a Christmas savings pot throughout the year using a savings scheme. These are […]
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Have you ever glanced at a bank statement only to realise that you have no recollection of making a purchase? Or how about being shocked as you scroll through numerous direct debits and standing orders leaving your account each month? Keeping on top of every-day finances can be tricky. However, with banking technology rapidly evolving, […]
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If you are equipped with an Apple Mac, an up-to-date iPhone or an iPad, then you are also lucky enough to be equipped with Siri. In case you’ve been under a rock for the last 6 years, Siri is an intelligent personal assistant that can respond to your voiced queries or commands. Siri knows most […]
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