Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Throughout 2020, most of us have barely left our homes, and at times we’ve been cut off from our friends and family. So let’s try and make this Christmas spectacular, and go out with a bang! If you’re worried about spending too much money though, we’ve come up with a few ideas to allow you […]
Continue Reading
Saving money at Christmas is not always easy. And this year, most of us want to go out with a bang where possible, after all the stress and uncertainty of 2020 so far. But being smart with Christmas spending doesn’t have to be complicated – it’s about cutting back in areas you won’t really notice, […]
Continue Reading
Even though the date never changes, almost nobody is prepared for Christmas when it rolls around each year. We often put off saving until the last minute, perhaps relying on a Christmas bonus to cover the costs. And most people won’t start worrying about buying presents until there’s so much tinsel around the house you […]
Continue Reading
If you have bad credit, you might be searching for a no credit check loan. You may have been turned down by more traditional lenders, and are therefore concerned that you won’t be able to borrow the funds you need. While loans without credit checks don’t really exist, there are options available, regardless of your […]
Continue Reading
When looking into your loan options, one of the most important things for a lot of people is the interest rate. You don’t want to have to pay more than necessary! And for some loans, calculating the interest is easy – the lender will let you know the annual interest rate. But with short term […]
Continue Reading
Applying for a loan can be incredibly stressful and time consuming. Although you don’t need to visit a local high street bank anymore in order to take out credit, even online applications can be challenging. You can spend hours comparing lenders, and then you may not even be approved by the first lender you try, […]
Continue Reading
As with most things, if you’ve never applied for a loan before, you probably won’t know what to expect. What information should you have to hand, and what questions will you be asked? Will you be eligible for the loan? While no two loan applications are exactly the same, we can help give you a […]
Continue Reading
What’s the best way to borrow money? Unfortunately there is no simple answer to this question, as it can depend on a number of personal factors. But we’ve listed a few of the top tips and tricks below when it comes to borrowing money, to help you get the best deal! Ways to Borrow Money […]
Continue Reading
If you’ve never taken out credit in the past, it can be challenging to know how to go about it. You’ll need to consider things like how much you need to borrow, and the best way to find a reputable lender. You may also need to check your credit score, if you’re unsure how high […]
Continue Reading
You’ve probably heard of secured and unsecured loans, and may be aware that all loans fall under one of these categories. But how much do you really know about either type of loan, and can you always tell the difference between the two? We’ve outlined the basic facts below, to help you decide which type […]
Continue Reading
There are two different types of loan – unsecured and secured loans. Both come with their own advantages and disadvantages, but which type you choose will generally depend on three things: your credit history, the amount you need to borrow, and what the loan is for. For instance, if you have a good credit score, […]
Continue Reading
When it comes to taking out loans, you will almost certainly come across the terms ‘secured loans’ and ‘unsecured loans’. All loans will fall under one of these categories, but unless you’ve done a little research, you may be uncertain about the similarities and differences between the two. To make it simple, we’ve therefore outlined […]
Continue Reading
You may have heard about a few of the disadvantages of payday loans, such as their higher interest rates when compared to long term loans. But will you really be paying back that much more interest overall? As the loan terms are much shorter, this is not always the case. There are many other benefits […]
Continue Reading
If you find yourself in a situation where you need cash fast, you may be considering taking out a payday loan. But if you’re new to short term credit, you may not know much about payday loans themselves, or what lenders are available. You may also be concerned about eligibility. If this is the case, […]
Continue Reading When it comes to short term loans, everyone has heard of payday loans. But what do you really know about how they work? Are the interest rates as high as people think, and are there any advantages to taking out a payday loan? As with most things, there are advantages and disadvantages to taking out […]
Continue Reading
When it comes to short term loans, it’s not always easy knowing which is the best option to suit your needs. So how do you decide which type of short term loan you should opt for, and how do you calculate the interest rate? For most people, the sort of loan you take out will […]
Continue Reading
Some aspects of a short term loan are obvious. They are repaid over less time than a long term loan, for instance! But what other factors make short term loans different from longer term loans? We’ve explored these factors a little more below, but the simple answer is that for the most part, both types […]
Continue Reading
Most people have heard of a payday loan. They are famous for having high interest rates, and are thought to only be aimed at individuals with a bad credit score. But these are generalisations – there may be more to a payday loan than you realise. Why Might You Need a Payday Loan? A payday […]
Continue ReadingWhile it may be obvious from the name that a short term loan is repaid over less time than other forms of credit, what other factors make up a short term loan? How easily accessible are they and do you need good credit to apply? There are a few different types of short term loan, […]
Continue Reading If you have a poor credit rating, you may ask yourself whether or not it’s easy to get a loan with bad credit. Or perhaps you’ve been turned down by a few lenders, and believe that your credit score is stopping you from getting a loan. But there are a number of loan options available […]
Continue Reading
Bad credit can make you feel like you don’t have any options when it comes to taking out a loan. You may have been turned down by more traditional lenders, and believe that they are the only option available. But this is not the case – even if you have a poor credit history, you […]
Continue Reading
Finding the right lender can be difficult. And if you have bad credit, your options may be more limited. So if you’re looking for a short term loan, you may be wondering which lenders are more likely to approve your application with a poor credit history. The first thing to consider is what type of […]
Continue Reading
If you’ve got bad credit, you may not be sure how to take out a loan, or if you’d be eligible. While it can be more difficult to take out certain types of loans if you have a low credit score, you should still be able to borrow money when you need to. But what […]
Continue Reading
If you’re looking for a loan with bad credit, you may feel like your choices are more limited. While there are a variety of short term loan options available, it can sometimes be more challenging to take out traditional loans, like bank loans, with a poor credit history. So where can you get a loan […]
Continue Reading
If you have bad credit, it can be more difficult to take out certain types of loans. A lot of more traditional lenders require you to have a high credit score, especially if you’re trying to take out a large loan like a mortgage. So how do you get a loan with bad credit? Types […]
Continue Reading