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Category: Budgeting Tips

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How To Get Healthy On A Budget

Choosing the healthy option may be hard especially if it also has to fit your budget. This blog post will take a holistic approach to health focusing on healthy eating, exercise and mental well being. Healthy Eating You don’t have to eat the trendiest superfoods like goji berries, kombucha or manuka honey, to stay on […]

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Tips For Living On A Tight Budget

Living on a tight budget can get tiresome, irritating and plainly hard. However, if you go the right way about it and save up where you can you won’t have to constantly feel deprived. You just have to make sure every pound has its purpose and you priorities expenses that really matter. Whether you have […]

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Money Management

Taking the time to manage your money better can really pay off. It can help you stay on top of your bills and save £1,000s each year. You can use these extra savings to pay off any debts you might have, put them towards your pension, or spend them on your next car or holiday. […]

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How to Budget With a Family

Parenting is expensive! It can be difficult to stick to a budget plan when you’ve got to buy your children new clothes, make sure the fridge is fully stocked, and also that you’re able to afford to keep everyone entertained during weekends and school holidays. In fact, The Money Charity revealed that it costs an […]

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The Evolution of Budgeting Apps

“There’s an app for that…” Managing your finances used to be a difficult and time-consuming task. Prior to smartphones, you’d often find yourself standing in a queue in front of a cash machine or your bank to get a statement. Then you’d have to balance your chequebook to make sure you’ve not gone over your […]

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How to Budget Like a Boss

Taking a few minutes each day to manage your money better can help you stay on top of your spending habits. It will help you create savings to pay off any debts you might have, pay for that holiday you’ve been planning or simply have it available for a rainy day. Here’s how to budget like […]

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The 5 Most Common Reasons Behind Personal Debt

Getting into personal debt is easily done. Whether it’s random circumstances, unexpected bills,  or simple mistakes, it can all lead to a spiral of uncertainty. In tight financial situation, it can be tempting to borrow an extra £100 loan but this can further increase your debt, through fines, missed payment fees and interest on top […]

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Great budget Apps to Ease Your Daily Life

Finance and budgeting are quintessential to our daily lives. However, due to day to day stress and innumerable things to do, most people forget all about sticking to a budget. The fact that many of us write our financial dos and don’ts on frilly pieces of paper doesn’t help either. There is good news, though. In this […]

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The Importance of Saving Money for a Rainy Day

We all have times when an unexpected situation means we need some money quickly. It is good practice to have a rainy day fund for such extreme times. Here are a few tips as to how to you can start managing your money in a way that leaves you some breathing space when the worst […]

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5 Ways You’re Probably Wasting Money

This is a sponsored blog post. Whether you have a six-figure salary or you need three jobs to support your family, everyone is looking for ways to save money. As a result, the internet is overflowing with blog posts that have titles such as “4 Effective and Sensible Ways to Save Money”, “How to Save […]

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4 Killer Budgeting Tips

Before you can really save money, you need to learn how to control your spending. Here at My Financial Broker we know all about both of these vital life skills. We love to offer tips and advice to our customers, so here we’ll show you four excellent tips that will help you to set a […]

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Take Control of Your Finances

Post-Christmas debt affects many people in the UK. Balancing the household income along with the January blues can take its toll on many of us. Keeping on top of debt can keep us awake at night, causing untold financial problems, let alone the emotional flip side to this tarnished coin. There are solutions out there […]

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6 Top Budgeting Tips

A recent survey from Netmums showed that 70% of families in Britain are struggling. Changes of income and increased prices in essentials is causing rise in debt as well as stress levels. There are various ways in which you can find help with everyday financial burdens. Joining forums on the internet can offer friendly advice […]

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Ways to Save Money and Budget

Most people spend more than they would like to each month and though you may think you’ve budgeted, you’d be surprised how quickly a couple of pounds here and there can add up. Most money saving tips only save you small amounts at a time, but if you adopt 4 or 5 of them then […]

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Emergency Fund

It is always useful to put money into an emergency fund every month. There are two main reasons for this; unexpected loss of income and unforeseen expenditure such as car and home repairs or illness. Particularly if you have a young family whom you are financially responsible for, having an emergency fund acts as a […]

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Why You Should Plan for Two Types of Budgets

If money is tight, it’s likely that you’ve sat down and worked out your incomings and expenses, in order to see where your money is going every month. However, it’s important to consider two different types of expenses: those that you have to spend every month, and those that are optional (such as entertainment). Keep […]

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Budgeting For Indulgence

Budgeting should not be a sacrifice. Many people fail on their budget because they do not keep a place for long term planning and spontaneity. Many things, such as entertainment and groceries, that people did not plan in their budget end by taking away a big part of their money. When you shop for groceries, […]

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The Benefits Of Budgeting

Budgeting is an effective tool of managing your money. What it does is to show you exactly how to spend your money based on your financial limitations. Having a budget saves you the grief of overspending and being too much in debt. Below are some of the benefits that budgeting has. You are supposed to […]

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The Benefits of Budgeting

When it comes to managing your finances or money, budgeting is the most basic and best way to do so. A budget is a document that forecasts the financial position and results of a business. A budget is an estimation of income and anticipated financial results. Below are a few benefits of budgeting. Control over […]

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Producing a Budget

A budget is an estimation of savings and expenditure. You might think that producing a budget might not be the most exciting thing, but it is one of the most vital things. In other words, though you might not have fun making a budget, you have to do it f you are to keep your […]

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What are the benefits of budgeting?

A budget does not cost anything. All that it requires is a pencil and paper or a computer. It is an important tool that should be used to attain financial improvement. It is the fundamental management tool that everybody has and should utilize well. A budget includes all the intended items that would be required. […]

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The Best Way to Produce a Budget

The importance of budget cannot be overemphasised. It is important both in the family as well as in every organisation. Without a working budget, there is every tendency that a person or company will eventually run into more debt than can be handled. Absence of a budget is the fastest way to become bankrupt. One […]

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How to manage your debt?

The problem with debt management talk is that it is much easier said than done. There are so many people who come up with advises on what should be done and what should not be done. The truth is this; debt management is not an easy task. It requires sacrifice and consistency in order to […]

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How To Make a Personal Budget

Can you remember how excited you were when you received your very first credit card? A lot of people felt a thrill and excitement that comes from having easy access to credit. The sad apart about it is that a lot of people who initially were happy to have access to credit and loans are […]

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