Improving Your Credit Score Archives

Category: Improving Your Credit Score

Could These Surprise Factors Be Affecting Your Credit Rating?

Posted in - Improving Your Credit Score

Building and maintaining your credit score is vitally important to maintaining your creditworthiness, as potential lenders will use this score when assessing the risk of lending to you. Your credit score can fluctuate depending on your behaviour, such as falling behind or missing payments entirely. However, there’s a surprising number of factors you may not[…]

What Creditors See On Your Credit Report

Posted in - Improving Your Credit Score

In today’s world, we are constantly bombarded with advertisements for quick cash and free credit scores. Credit reports are a necessary when buying a home, car, and other big expenses that will require a loan. Knowing the information that the creditors will see on your report can make a huge difference in the amount of[…]

The Beginner’s Guide to Credit Files

Posted in - Improving Your Credit Score

If you’re new to credit, you may not understand the significance of a credit file. You might also be unclear of the difference between a credit file and a credit score. In this guide, we’ve looked at the basics of credit reports, so you can get a better understanding of exactly what they entail! What[…]

6 Simple Ways to Repair Your Credit

Posted in - Improving Your Credit Score

Your credit score is something that you may not think too much about, until you start looking into your credit options. Then, if you have bad credit, you might find yourself being offered higher interest rates, or could even struggle to borrow at all. The question is, what can you do about a poor credit[…]

5 Tips To Improve Your Credit Score

Posted in - Improving Your Credit Score

Having a low credit score can make it more difficult for you to get credit, whether it’s a mortgage or a payday loan. It can be both embarrassing and upsetting when it happens. It can also be frustrating, especially if you can’t afford to repay a significant amount more than you currently are. However, there[…]

Four Factors Affecting Your Credit Score, And How To Fix Them!

Posted in - Improving Your Credit Score

Your credit score affects many of the financial aspects of your life, including applications for payday loans, mortgages, and even for rented housing. Therefore it is important for you to have the best credit score you can. However, sometimes there are factors that can negatively affect your score. Luckily, some of these factors can be[…]

What Exactly is a Credit File, And How Does it Affect You?

Posted in - Improving Your Credit Score

You may have heard before that your credit file is important and that “you should really check your credit score more often”, but why? What makes your credit score so important, and how does it affect you? We’ll lay it all out for you. What is a Credit File? A credit file is made up[…]

Credit Card Protection: Explained

Posted in - Improving Your Credit Score

There are so many benefits to using a credit card, one of which is credit card protection. However many of us don’t fully understand or use these safeguards that free. Under Section 75 of the Consumer Credit Act, your purchases are protected by your credit card provider. But what does this really mean? And are[…]

Credit Check

Posted in - Improving Your Credit Score

A credit check is an action that is taken by a potential lender in determining whether a person meets its standards to be extended credit. This process entails looking for a detailed analysis from a credit bureau. These detailed analysis include things like, date of birth, addresses( current or previous), current employer, income, loans and[…]

Reasons Why You Keep Getting Turned Down For Loans

Posted in - Improving Your Credit Score

Once a loan application for a loan is completed to borrow money for a specific purpose, the potential borrower eagerly awaits the result of the application. He or she may need the funds needed to achieve their ambitions, whether for business, car purchase, or holiday. If your application is declined, a life goal may not[…]