Father’s Day Competition

TERMS AND CONDITIONS FOR THE ‘Father’s Day Competition!’ (‘the Competition’)

This document (together with the documents referred to on it) tells you the contractual terms on which you may enter the Competition (the “Terms”).

Please read these Terms and the associated Privacy Policy carefully before you enter the Competition. Entering into the Competition shall constitute your acceptance of these terms and conditions and your agreement to be bound by them.

We recommend that, if you intend to enter into the competition, you print a copy of these Terms for your future reference.

INFORMATION ABOUT US

  • PiggyBank is a trading name of DJS (UK) Limited which is Authorised and regulated by the Financial Conduct Authority reference number 660382.
  • Registered in England No 07952979. DJS (UK) Limited, 28 Avenue Road, Bournemouth, Dorset, BH2 5SL.
  • Registered with the Information Commissioner’s Office No. Z3140485.
  • To contact us, please visit us at https://www.piggy-bank.co.uk/contact/ or call us on 0800 206 1560

HOW TO ENTER THE COMPETITION

  • To enter the competition, all you need to like the Facebook page piggybankloans and comment of the competition related post, or follow the Instagram, account @piggybankloans and comment on the competition related post with a joke, or witter account @PiggyBankLoans and tweet us a joke before the deadline of 10th June 2019.
  • Entries received after 11.59pm on 9th June 2019 will not be valid.

Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with the PiggyBank Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

RESTRICTIONS ON ENTRY

  • Anyone over the age of 18 can enter the competition.
  • No more than one entry per person.
  • Providing incorrect information (such as a false name, contact number or email address) will mean that you are ineligible to enter the competition.
  • PiggyBank may disregard any entry it believes has been made in breach of these Terms.

THE PRIZE

  • The prize is a £100 high street voucher/e-voucher.
  • The winner can choose whether they would like the voucher posted or sent via email.
  • The winner can choose which store or restaurant they would like the voucher to be valid for. 
  • The winner will be required to confirm the email or address to which their prize should be sent to when PiggyBank contacts them to inform them of their win.

RULES AND PROCEDURES

  • Your joke submission must be clear and concise and must respect all audiences. Any inappropriate jokes will not be accepted.
  • Only one submission allowed per person.
  • Please note that PiggyBank may contact you via social media on the details provided to discuss your review or account.

SELECTING THE WINNER

  • PiggyBank will draw 1 winner (from all Facebook, Instagram and Twitter submissions)
  • The winner will be selected based on the judge’s opinion of the funniest submission. 
  • PiggyBank will attempt to contact the winner via social media. PiggyBank reserves the right to redraw if the winner cannot reasonably be contacted within 48 hours of the draw.
  • The prize will be sent to the winner’s email or address which they provide when contacted by PiggyBank. The prize will be sent within 48 hours of the winner’s confirmation of their store or restaurant choice.
  • The winner will be announced via the social media platform they entered their submission.

PRIVACY AND PUBLICITY

  • The winner’s first name and submission will be announced on PiggyBank social media channels, within 48 hours of the prize draw.
  • The winners may be asked to take part in free publicity surrounding their win but participation in such publicity is not compulsory.
  • Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with our Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

OUR LIABILITY TO YOU

  • If PiggyBank fails to comply with these terms it will be responsible for the loss or damage which you suffer which is a foreseeable result of its breach of the terms or its negligence. However, PiggyBank will not be responsible for loss or damage which is not foreseeable or which is outside of PiggyBank’s reasonable control.
  • No responsibility or liability will be accepted by PiggyBank for entries which are not received or are lost in transmission for any reason. Proof of sending the transmission will not be accepted as proof of entry. Corrupted, damaged, unintelligible, inaudible or incomplete entries will be invalid.

GENERAL

  • Discretion: Where these terms refer to exercise of discretion by PiggyBank such discretion shall be absolute and no correspondence shall be entered into regarding any associated decisions.
  • Events beyond our control: Events may occur that render the Survey itself or the selection of the winners impractical due to reasons beyond PiggyBank’s control. We may, at our discretion, make such variations or amendments to the prize draw as we feel are necessary as a result of such events.
  • Cancellation of the Competition: PiggyBank reserves the right to cancel, terminate, modify or suspend the Competition in whole or in part at any time. PiggyBank will have no liability to you or to any third-party, as a result of such change.
  • Entire Agreement: These terms (together with the documents referred to in them) constitute the entire agreement between you and PiggyBank in relation to your entry to the Competition, and supersede and extinguish all previous agreements in respect of the Competition
  • Variation: We may update these terms from time to time. We will notify you of any changes via social media. These changes will take effect from once such notice has been given.
  • Other promotions: Any other promotions run by PiggyBank will be governed by their own separate terms and conditions.
  • Vouchers: The use of any vouchers provided by PiggyBank may be subject to additional terms of use printed on the vouchers themselves.
  • General Terms: In addition to these terms, your usage of the PiggyBank website shall also be subject to any Terms Of Use or Privacy Policies shown on the website
  • Applicable Law: These terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Beat The January Blues Survey Terms & Conditions

TERMS AND CONDITIONS FOR THE ‘PiggyBank January 2019 Survey (‘the Survey)

This document (together with the documents referred to on it) tells you the contractual terms on which you may enter the Competition (the “Terms”).

Please read these Terms and the associated Privacy Policy carefully before you enter the Survey. Entering into the Survey shall constitute your acceptance of these terms and conditions and your agreement to be bound by them.

We recommend that, if you intend to enter into the survey, you print a copy of these Terms for your future reference.

INFORMATION ABOUT US

  • PiggyBank is a trading name of DJS (UK) Limited which is Authorised and regulated by the Financial Conduct Authority reference number 660382.
  • Registered in England No 07952979. DJS (UK) Limited, 28 Avenue Road, Bournemouth, Dorset, BH2 5SL.
  • Registered with the Information Commissioner’s Office No. Z3140485.
  • To contact us, please visit us at https://www.piggy-bank.co.uk/contact/ or call us on 0800 206 1560

HOW TO ENTER THE PRIZE DRAW

  • To enter the prize draw, all you need to do is to submit a completed survey, before the deadline of 31 January 2019.
  • Entries received after 11.59pm on 31 January 2019 will not be valid.

Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with the PiggyBank Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

RESTRICTIONS ON ENTRY

  • All PiggyBank customers can enter the competition and be entered into the prize draw
  • No more than one entry per customer
  • Providing incorrect information (such as a false name, contact number or email address) will mean that you are ineligible to enter the prize draw
  • PiggyBank may disregard any entry it believes has been made in breach of these Terms

THE PRIZE

  • There will be one prize available, which will be chosen at random. The prize is a cash prize of £350.00 which will be sent in the form of a cheque.

RULES AND PROCEDURES

Please note that, first and foremost, the following rules and procedures are not intended to require the results of the survey to only be positive, PiggyBank wants them to reflect the real views of real people.

  • Survey answers must relate to your preferences
  • Survey answers must be written in good faith and must be honestly believed, appropriate, civil, tasteful and accord with generally accepted standards of etiquette. Survey answers must in particular not:
      1. be illegal or unlawful under any applicable local, national or international law or regulation;
      2. infringe any third party’s legal rights (including any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right);
      3. be libellous, maliciously false, harassing or threatening;
      4. infringe any right of confidence, right of privacy, or right under data protection legislation;
      5. be fraudulent, have a fraudulent purpose or effect, be in contempt of any court, or in breach of any court order;
      6. be obscene, offensive, sexually explicit, promote violence or promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
      7. be untrue, false, inaccurate or misleading; or
      8. constitute spam
  • Please note that PiggyBank may contact you on the details provided to discuss your survey answers or account.

SELECTING THE WINNER

  • PiggyBank will draw one winner
  • The winner will be selected at random by a computer generated number from the qualifying responses which were received before the cut off date outlined
  • PiggyBank will attempt to contact the winner by email, phone or via social media. PiggyBank reserves the right to redraw if the winner cannot reasonably be contacted within 7 days of the draw.
  • The winner will be notified by email and we will require a full name for the cheque and a postal address to send it to.
  • The prize will be sent within 7 days of the winner’s confirmation of full name and postal address.

PRIVACY AND PUBLICITY

  • The winner’s first name may be announced on PiggyBank social media channels, within 6 weeks of the prize draw.
  • The winner may be asked to take part in free publicity surrounding their win but participation in such publicity is not compulsory.
  • Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with our Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

OUR LIABILITY TO YOU

  • If PiggyBank fails to comply with these terms it will be responsible for the loss or damage which you suffer which is a foreseeable result of its breach of the terms or its negligence. However, PiggyBank will not be responsible for loss or damage which is not foreseeable or which is outside of PiggyBank’s reasonable control.
  • No responsibility or liability will be accepted by PiggyBank for entries which are not received or are lost in transmission for any reason. Proof of sending the transmission will not be accepted as proof of entry. Corrupted, damaged, unintelligible, inaudible or incomplete entries will be invalid.

GENERAL

  • Discretion: Where these terms refer to exercise of an discretion by PiggyBank such discretion shall be absolute and no correspondence shall be entered into regarding any associated decisions.
  • Events beyond our control: Events may occur that render the Survey itself or the selection of the winners impractical due to reasons beyond PiggyBank’s control. We may, at our discretion, make such variations or amendments to the prize draw as we feel are necessary as a result of such events.
  • Cancellation of the Survey: PiggyBank reserves the right to cancel, terminate, modify or suspend the Competition in whole or in part at any time. PiggyBank will have no  liability to you or to any third-party, as a result of such change.
  • Entire Agreement: These terms (together with the documents referred to in them) constitute the entire agreement between you and PiggyBank in relation to your entry to the Competition, and supersede and extinguish all previous agreements in respect of the Competition
  • Variation: We may update these terms from time to time. We will notify you of any changes via email. These changes will take effect from once such notice has been given.
  • Other promotions: Any other promotions run by PiggyBank will be governed by their own separate terms and conditions.
  • General Terms: In addition to these terms, your usage of the PiggyBank website shall also be subject to any Terms Of Use or Privacy Policies shown on the website
  • Applicable Law: These terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

Google Review Competition Terms and Conditions

TERMS AND CONDITIONS FOR THE ‘PiggyBank January Review 2018 Competition’ (‘the Competition’)

This document (together with the documents referred to on it) tells you the contractual terms on which you may enter the Competition (the “Terms”).

Please read these Terms and the associated Privacy Policy carefully before you enter the Competition. Entering into the Competition shall constitute your acceptance of these terms and conditions and your agreement to be bound by them.

We recommend that, if you intend to enter into the competition, you print a copy of these Terms for your future reference.

INFORMATION ABOUT US

 

  • PiggyBank is a trading name of DJS (UK) Limited which is Authorised and regulated by the Financial Conduct Authority reference number 660382.
  • Registered in England No 07952979. DJS (UK) Limited, 28 Avenue Road, Bournemouth, Dorset, BH2 5SL.
  • Registered with the Information Commissioner’s Office No. Z3140485.
  • To contact us, please visit us at https://www.piggy-bank.co.uk/contact/ or call us on 0800 206 1560

 

HOW TO ENTER THE PRIZE DRAW

 

  • To enter the prize draw, all you need to do is to submit a review of PiggyBank on the Google review website, before the deadline of 14 February 2019.
  • Entries received after 11.59pm on 14 February 2019 will not be valid.

 

Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with the PiggyBank Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

RESTRICTIONS ON ENTRY

 

  • All PiggyBank customers can enter the competition and be entered into the prize draw
  • No more than one entry per customer
  • Providing incorrect information (such as a false name, contact number or email address) will mean that you are ineligible to enter the prize draw
  • PiggyBank may disregard any entry it believes has been made in breach of these Terms

 

THE PRIZE

 

  • There will be two prizes available, which will be chosen at random. The prizes are one iPad Wi-Fi 32GB, and one Echo Dot (3rd Gen).
  • No cash alternative is available to any of the prizes and they cannot be transferred, sold or exchanged.
  • The winners will be required to confirm the address to which their prize should be sent to when PiggyBank contact them to inform them of their win.

 

RULES AND PROCEDURES

Please note that, first and foremost, the following rules and procedures are not intended to require reviews to only be positive, PiggyBank wants them to reflect the real views of real people.

 

  • Reviews must relate to your preferences
  • Reviews must be written in good faith and must be honestly believed, appropriate, civil, tasteful and accord with generally accepted standards of etiquette. Reviews must in particular not:

 

      1. be illegal or unlawful under any applicable local, national or international law or regulation;
      2. infringe any third party’s legal rights (including any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right);
      3. be libellous, maliciously false, harassing or threatening;
      4. infringe any right of confidence, right of privacy, or right under data protection legislation;
      5. be fraudulent, have a fraudulent purpose or effect, be in contempt of any court, or in breach of any court order;
      6. be obscene, offensive, sexually explicit, promote violence or promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
      7. be untrue, false, inaccurate or misleading; or
      8. constitute spam

 

  • Please note that PiggyBank may contact you on the details provided to discuss your review or account.

 

SELECTING THE WINNER

 

  • PiggyBank will draw two winners
  • The winners will be selected at random by a computer generated number from the qualifying responses which were received before the cut off date outlined
  • PiggyBank will attempt to contact the winners by email, phone or via social media. PiggyBank reserves the right to redraw if the winners cannot reasonably be contacted within 7 days of the draw.
  • The winners’ prizes will be sent to them at the UK address which they provide when contacted by PiggyBank. The prizes will be sent within 14 days of the winners’ confirmation of the address.

 

PRIVACY AND PUBLICITY

 

  • The winners’ first names may be announced on PiggyBank social media channels, within 6 weeks of the prize draw.
  • The winners may be asked to take part in free publicity surrounding their win but participation in such publicity is not compulsory.
  • Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with our Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

 

OUR LIABILITY TO YOU

 

  • If PiggyBank fails to comply with these terms it will be responsible for the loss or damage which you suffer which is a foreseeable result of its breach of the terms or its negligence. However, PiggyBank will not be responsible for loss or damage which is not foreseeable or which is outside of PiggyBank’s reasonable control.
  • No responsibility or liability will be accepted by PiggyBank for entries which are not received or are lost in transmission for any reason. Proof of sending the transmission will not be accepted as proof of entry. Corrupted, damaged, unintelligible, inaudible or incomplete entries will be invalid.

 

GENERAL

 

  • Discretion: Where these terms refer to exercise of an discretion by PiggyBank such discretion shall be absolute and no correspondence shall be entered into regarding any associated decisions.

 

 

  • Events beyond our control: Events may occur that render the Survey itself or the selection of the winners impractical due to reasons beyond PiggyBank’s control. We may, at our discretion, make such variations or amendments to the prize draw as we feel are necessary as a result of such events.

 

 

  • Cancellation of the Survey: PiggyBank reserves the right to cancel, terminate, modify or suspend the Competition in whole or in part at any time. PiggyBank will have no  liability to you or to any third-party, as a result of such change.

 

 

  • Entire Agreement: These terms (together with the documents referred to in them) constitute the entire agreement between you and PiggyBank in relation to your entry to the Competition, and supersede and extinguish all previous agreements in respect of the Competition

 

 

  • Variation: We may update these terms from time to time. We will notify you of any changes via email. These changes will take effect from once such notice has been given.

 

 

  • Other promotions: Any other promotions run by PiggyBank will be governed by their own separate terms and conditions. 

 

  • General Terms: In addition to these terms, your usage of the PiggyBank website shall also be subject to any Terms Of Use or Privacy Policies shown on the website

 

 

  • Applicable Law: These terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

 

Christmas

12 Days of Christmas Terms & Conditions

Christmas Competition

TERMS AND CONDITIONS FOR THE ‘PiggyBank December 2018 12 Days of Christmas Competition’ (‘the Competition’)

This document (together with the documents referred to on it) tells you the contractual terms on which you may enter the Competition (the “Terms”).

Please read these Terms and the associated Privacy Policy carefully before you enter the Competition. Entering into the Competition shall constitute your acceptance of these terms and conditions and your agreement to be bound by them.

We recommend that, if you intend to enter into the competition, you print a copy of these Terms for your future reference.

INFORMATION ABOUT US

  1. PiggyBank is a trading name of DJS (UK) Limited which is Authorised and regulated by the Financial Conduct Authority reference number 660382.
  2. Registered in England No 07952979. DJS (UK) Limited, 28 Avenue Road, Bournemouth, Dorset, BH2 5SL.
  3. Registered with the Information Commissioner’s Office No. Z3140485.
    To contact us, please visit us at https://www.piggy-bank.co.uk/contact/ or call us on 0800 206 1560

HOW TO ENTER THE PRIZE DRAW

4. To enter the prize draw, all you need to follow the appropriate instructions from the social media post (Facebook, Instagram, Twitter) and submit all the necessary information before the deadline.

5. Entries received after the deadline stated in the posts will not be valid.

Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with the PiggyBank Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

6.  Entries posted on any particular day must be received between 00:01am and 23:59pm on that particular day.

RESTRICTIONS ON ENTRY

7. This free Contest is open to anyone living in the UK and over the age of 18, excluding employees of DJS (UK) Limited, their families, or anyone else connected with the Contest.
8. Multiple entries are permitted on separate days.
9. There will be 12 separate contests and 12 separate opportunities to enter. 10. PiggyBank may disregard any entry it believes has been made in breach of these Terms.

THE PRIZE

1. 1st Prize Draw (Day 1) = winner will receive an Escape Room board game.
2. 2nd Prize Draw (Day 2)= winner will receive a £10 Odeon gift voucher.
3. 3rd Prize Draw (Day 3)= winner will receive a Christmas Cookbook.
4. 4th Prize Draw (Day 4)= winner will receive a family ticket to Winter Wonderland in London, Hyde Park
5. 5th Prize Draw (Day 5)= winner will receive a £25 Odeon gift voucher.
6. 6th Prize Draw (Day 6)=winner will receive a The Chocolate & Fizz Collection
7. 7th Prize Draw (Day 7)=winner will receive a Lucky Voice Karaoke Machine.
8. 8th Prize Draw (Day 8)=winner will receive a £50 Netflix voucher.
9. 9th Prize Draw (Day 9)=winner will receive a £75 Amazon voucher.
10. 10th Prize Draw (Day 10)=winner will receive an Amazon Echo Spot.
11. 11th Prize Draw (Day 11)=winner will receive a Kodak PixPro FZ152 Black

12. 12th Prize Draw (Day 12)=winner will receive a a pair of Beats Wireless Solo 3 Headphones.

RULES AND PROCEDURES

Please note that, first and foremost, the following rules and procedures are not intended to require reviews to only be positive, PiggyBank wants them to reflect the real views of real people.

12. Your submissions must relate to your preferences
13. Submission must be posted in good faith and must be honestly believed, appropriate, civil, tasteful and accord with generally accepted standards of etiquette. Reviews must in particular not:
a. be illegal or unlawful under any applicable local, national or international law or regulation;
b. infringe any third party’s legal rights (including any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right);
c. be libelous, maliciously false, harassing or threatening;
d. infringe any right of confidence, right of privacy, or right under data protection legislation;
e. be fraudulent, have a fraudulent purpose or effect, be in contempt of any court, or in breach of any court order;
f. be obscene, offensive, sexually explicit, promote violence or promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
g. be untrue, false, inaccurate or misleading; or
h. constitute spam
14. Please note that PiggyBank may contact you on the details provided to discuss your submission or account.

SELECTING THE WINNER

15. PiggyBank will draw twelve winners. Winners will be selected at random or based on the Promoters judgment from all of the entries that meet the terms and conditions. Winners will be notified the following working day except Christmas Eve where the lucky winner will be notified by the 28th. 
16. The winners will be selected at random or based on the Promoters judgment by a computer generated number from the qualifying responses which were received before the cut off date outlined
17. PiggyBank will attempt to contact the winners by social media. PiggyBank reserves the right to redraw if the winners cannot reasonably be contacted within 72 hours of the draw.
18. The winners’ prizes will be sent to them at the UK address which they provide when contacted by PiggyBank. The prizes will be sent within 14 days of the winners’ confirmation of the address.

PRIVACY AND PUBLICITY

19. The winners’ first names and county of residence will be announced on the PiggyBank social media page that they entered on, after confirmation from the winner.
20. The winners may be asked to take part in free publicity surrounding their win but participation in such publicity is not compulsory.
21. Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with our Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

OUR LIABILITY TO YOU

22. If PiggyBank fails to comply with these terms it will be responsible for the loss or damage which you suffer which is a foreseeable result of its breach of the terms or its negligence. However, PiggyBank will not be responsible for loss or damage which is not foreseeable or which is outside of PiggyBank’s reasonable control.
23. No responsibility or liability will be accepted by PiggyBank for entries which are not received or are lost in transmission for any reason. Proof of sending the transmission will not be accepted as proof of entry. Corrupted, damaged, unintelligible, inaudible or incomplete entries will be invalid.

GENERAL

24. Discretion: Where these terms refer to exercise of an discretion by PiggyBank such discretion shall be absolute and no correspondence shall be entered into regarding any associated decisions.

25. Events beyond our control: Events may occur that render the Survey itself or the selection of the winners impractical due to reasons beyond PiggyBank’s control. We may, at our discretion, make such variations or amendments to the prize draw as we feel are necessary as a result of such events.

26. Cancellation of the Survey: PiggyBank reserves the right to cancel, terminate, modify or suspend the Competition in whole or in part at any time. PiggyBank will have no liability to you or to any third-party, as a result of such change.

27. Entire Agreement: These terms (together with the documents referred to in them) constitute the entire agreement between you and PiggyBank in relation to your entry to the Competition, and supersede and extinguish all previous agreements in respect of the Competition

28. Variation: We may update these terms from time to time. We will notify you of any changes via email. These changes will take effect from once such notice has been given.

29. Other promotions: Any other promotions run by PiggyBank will be governed by their own separate terms and conditions.

30. Vouchers: The use of any vouchers provided by PiggyBank may be subject to additional terms of use printed on the vouchers themselves.

31. General Terms: In addition to these terms, your usage of the PiggyBank website shall also be subject to any Terms Of Use or Privacy Policies shown on the website

32. Applicable Law: These terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

PiggyBank November Review

If you are an existing customer living in the UK, then you could be in with the chance to win one of the fantastic three prizes.  All you have to do is submit a Trustpilot review of your experience of PiggyBank by 30th November – it’s so simple!  Three lucky winners will be selected at random and will win one one of these great prizes: an iPad Wi-Fi 32GB, an Echo Dot or an Amazon gift voucher of £50.00. Good luck!

Click to write your review!

All entries must be submitted by midnight on the 30th of November. The winners will be announced on the 3rd of December 2018 by 6 pm and will be notified via Trustpilot / email.

TERMS AND CONDITIONS FOR THE ‘PiggyBank November 2018 Prize Draw’ (‘Prize Draw’)

This document (together with the documents referred to on it) tells you the contractual terms on which you may enter the Prize Draw (the “Terms”).

Please read these Terms and the associated Privacy Policy carefully before you enter the Prize Draw. Entering into the Prize Draw shall constitute your acceptance of these terms and conditions and your agreement to be bound by them.

We recommend that, if you intend to enter into the prize draw, you print a copy of these Terms for your future reference.

INFORMATION ABOUT US

  • PiggyBank is a trading name of DJS (UK) Limited which is Authorised and regulated by the Financial Conduct Authority reference number 660382.
  • Registered in England No 07952979. DJS (UK) Limited, 28 Avenue Road, Bournemouth, Dorset, BH2 5SL.
  • Registered with the Information Commissioner’s Office No. Z3140485.
  • To contact us, please visit us at https://www.piggy-bank.co.uk/contact/ or call us on 0800 206 1560

HOW TO ENTER THE PRIZE DRAW

  • To enter the prize draw, all you need to do is to submit a review of PiggyBank on the TrustPilot website, before the deadline of 30 November 2018.
  • Entries received after 11.59pm on 30 November 2018 will not be valid.

Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with the PiggyBank Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

RESTRICTIONS ON ENTRY

  • All PiggyBank customers can enter the prize draw 
  • No more than one entry per customer
  • Providing incorrect information (such as a false name, contact number or email address) will mean that you are ineligible to enter the prize draw
  • PiggyBank may disregard any entry it believes has been made in breach of these Terms

THE PRIZE

  • There will be three prizes available, which will be chosen at random. The prizes are one iPad Wi-Fi 32GB, one Echo Dot (3rd Gen) and one Amazon gift voucher of £50.00.
  • No cash alternative is available to any of the prizes and they cannot be transferred, sold or exchanged.
  • The winners will be required to confirm the address to which their prize should be sent to when PiggyBank contact them to inform them of their win.

RULES AND PROCEDURES

Please note that, first and foremost, the following rules and procedures are not intended to require reviews to only be positive, PiggyBank wants them to reflect the real views of real people.

  • Reviews must relate to your preferences
  • Reviews must be written in good faith and must be honestly believed, appropriate, civil, tasteful and accord with generally accepted standards of etiquette. Reviews must in particular not:
      1. be illegal or unlawful under any applicable local, national or international law or regulation;
      2. infringe any third party’s legal rights (including any copyright, moral right, database right, trade mark right, design right, right in passing off, or other intellectual property right);
      3. be libellous, maliciously false, harassing or threatening;
      4. infringe any right of confidence, right of privacy, or right under data protection legislation;
      5. be fraudulent, have a fraudulent purpose or effect, be in contempt of any court, or in breach of any court order;
      6. be obscene, offensive, sexually explicit, promote violence or promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
      7. be untrue, false, inaccurate or misleading; or
      8. constitute spam
  • Please note that PiggyBank may contact you on the details provided to discuss your review or account.

SELECTING THE WINNER

  • PiggyBank will draw three winners
  • The winners will be selected at random by a computer generated number from the qualifying responses which were received before the cut off date outlined
  • PiggyBank will attempt to contact the winners by email, phone or via social media. PiggyBank reserves the right to redraw if the winners cannot reasonably be contacted within 7 days of the draw.
  • The winners’ prizes will be sent to them at the UK address which they provide when contacted by PiggyBank. The prizes will be sent within 14 days of the winners’ confirmation of the address.

PRIVACY AND PUBLICITY

  • The winners’ first names will be announced on PiggyBank social media channels, within 6 weeks of the prize draw.
  • The winners may be asked to take part in free publicity surrounding their win but participation in such publicity is not compulsory.
  • Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with our Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

OUR LIABILITY TO YOU

  • If PiggyBank fails to comply with these terms it will be responsible for the loss or damage which you suffer which is a foreseeable result of its breach of the terms or its negligence. However, PiggyBank will not be responsible for loss or damage which is not foreseeable or which is outside of PiggyBank’s reasonable control.
  • No responsibility or liability will be accepted by PiggyBank for entries which are not received or are lost in transmission for any reason. Proof of sending the transmission will not be accepted as proof of entry. Corrupted, damaged, unintelligible, inaudible or incomplete entries will be invalid.

GENERAL

  • Discretion: Where these terms refer to exercise of an discretion by PiggyBank such discretion shall be absolute and no correspondence shall be entered into regarding any associated decisions.
  • Events beyond our control: Events may occur that render the Survey itself or the selection of the winners impractical due to reasons beyond PiggyBank’s control. We may, at our discretion, make such variations or amendments to the prize draw as we feel are necessary as a result of such events.
  • Cancellation of the Survey: PiggyBank reserves the right to cancel, terminate, modify or suspend the prize draw in whole or in part at any time. PiggyBank will have no  liability to you or to any third-party, as a result of such change.
  • Entire Agreement: These terms (together with the documents referred to in them) constitute the entire agreement between you and PiggyBank in relation to your entry to the Prize draw, and supersede and extinguish all previous agreements in respect of the Prize draw
  • Variation: We may update these terms from time to time. We will notify you of any changes via email. These changes will take effect from once such notice has been given.
  • Other promotions: Any other promotions run by PiggyBank will be governed by their own separate terms and conditions.
  • Vouchers: The use of any vouchers provided by PiggyBank may be subject to additional terms of use printed on the vouchers themselves.
  • General Terms: In addition to these terms, your usage of the PiggyBank website shall also be subject to any Terms Of Use or Privacy Policies shown on the website
  • Applicable Law: These terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.

 

 

Halloween Competition Terms & Conditions

TERMS AND CONDITIONS FOR THE ‘Halloween Competition’ (‘the Competition’)

This document (together with the documents referred to on it) tells you the contractual terms on which you may enter the Competition (the “Terms”).

Please read these Terms and the associated Privacy Policy carefully before you enter the Competition. Entering into the Competition shall constitute your acceptance of these terms and conditions and your agreement to be bound by them.

We recommend that, if you intend to enter into the competition, you print a copy of these Terms for your future reference.

INFORMATION ABOUT US

  • PiggyBank is a trading name of DJS (UK) Limited which is Authorised and regulated by the Financial Conduct Authority reference number 660382.
  • Registered in England No 07952979. DJS (UK) Limited, 28 Avenue Road, Bournemouth, Dorset, BH2 5SL.
  • Registered with the Information Commissioner’s Office No. Z3140485.
  • To contact us, please visit us at https://www.piggy-bank.co.uk/contact/ or call us on 0800 206 1560

HOW TO ENTER THE COMPETITION

  • To enter the competition, all you need to do is like the Facebook page piggybankloans and comment your answer to the competition. Or, follow the Instagram account @piggybankloans and comment the answer on the competition related post. Or follow our Twitter account @PiggyBankLoans and tweet us the answer to the competition before the deadline of 31st October 2019.
  • Entries received after 11:59 PM on 31st October 2019 will not be valid.

Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with the PiggyBank Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

RESTRICTIONS ON ENTRY

  • Anyone over the age of 18 can enter the competition.
  • No more than one entry per person.
  • Providing incorrect information (such as a false name, contact number or email address) will mean that you are ineligible to enter the competition.
  • PiggyBank may disregard any entry it believes has been made in breach of these Terms.

THE PRIZE

  • The prize is a £100 Amazon voucher.
  • The winner can choose whether they would like the voucher posted or sent via email.
  • The winner will be required to confirm the email or address to which their prize should be sent to when PiggyBank contacts them to inform them of their win.

RULES AND PROCEDURES

  • You must reply to the competition post, answering the number pumpkins you can see.
  • Only one submission allowed per person.
  • Please note that PiggyBank may contact you via social media on the details provided to discuss your review or account.

SELECTING THE WINNER

  • PiggyBank will draw 1 random winner from one of the Facebook, Instagram and Twitter submissions.
  • The winner will be selected at random of the correct entries. 
  • PiggyBank will attempt to contact the winner via social media. PiggyBank reserves the right to redraw if the winner cannot reasonably be contacted within 48 hours of the draw.
  • The prize will be sent to the winner’s email or address which they provide when contacted by PiggyBank. The prize will be sent within 48 hours of the winner’s confirmation of their store or restaurant choice.
  • The winner will be announced on Friday 1st November 2019 via the social media platform they entered their submission.

PRIVACY AND PUBLICITY

  • The winner’s first name and submission will be announced on PiggyBank social media channels, within 48 hours of the prize draw.
  • The winners may be asked to take part in free publicity surrounding their win but participation in such publicity is not compulsory.
  • Any personal data which we collect from you, or that you provide to us, will be processed by us in accordance with our Privacy Policy. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

OUR LIABILITY TO YOU

  • If PiggyBank fails to comply with these terms it will be responsible for the loss or damage which you suffer which is a foreseeable result of its breach of the terms or its negligence. However, PiggyBank will not be responsible for loss or damage which is not foreseeable or which is outside of PiggyBank’s reasonable control.
  • No responsibility or liability will be accepted by PiggyBank for entries which are not received or are lost in transmission for any reason. Proof of sending the transmission will not be accepted as proof of entry. Corrupted, damaged, unintelligible, inaudible or incomplete entries will be invalid.

GENERAL

  • Discretion: Where these terms refer to exercise of discretion by PiggyBank such discretion shall be absolute and no correspondence shall be entered into regarding any associated decisions.
  • Events beyond our control: Events may occur that render the Survey itself or the selection of the winners impractical due to reasons beyond PiggyBank’s control. We may, at our discretion, make such variations or amendments to the prize draw as we feel are necessary as a result of such events.
  • Cancellation of the Competition: PiggyBank reserves the right to cancel, terminate, modify or suspend the Competition in whole or in part at any time. PiggyBank will have no liability to you or to any third-party, as a result of such change.
  • Entire Agreement: These terms (together with the documents referred to in them) constitute the entire agreement between you and PiggyBank in relation to your entry to the Competition, and supersede and extinguish all previous agreements in respect of the Competition
  • Variation: We may update these terms from time to time. We will notify you of any changes via social media. These changes will take effect from once such notice has been given.
  • Other promotions: Any other promotions run by PiggyBank will be governed by their own separate terms and conditions.
  • Vouchers: The use of any vouchers provided by PiggyBank may be subject to additional terms of use printed on the vouchers themselves.
  • General Terms: In addition to these terms, your usage of the PiggyBank website shall also be subject to any Terms Of Use or Privacy Policies shown on the website
  • Applicable Law: These terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.
Vote for us!

We’re Finalists In The 2018 Credit Awards!

We’re delighted to announce that we’re a named finalist in the Credit Awards, regarded as the biggest award ceremony in the credit industry!  It’s three out of three for Piggybank this year, as we’re in the running for a trio of awards at the prestigious event.

We’re unbelievably proud to be in the shortlisted for ‘Alternative Lender of the Year’, ‘Consumer Credit & Customer Service Team of the Year’ and also ‘Responsible Lender of the Year’. PiggyBank is in the lineup against some of the industry’s heavy-hitters such as Tesco Bank, RateSetter, Virgin Media and AXA Insurance.

Here’s what Dan Ware, PiggyBank’s CEO, had to say about the great news:

“The Credit Today Awards are the flagship event for UK Finance, recognising success and best practice across all areas of finance. Our nomination is a testament to the hard work undertaken by every member of the PiggyBank team, our commitment to responsible lending decisions, treating customers fairly and a reflection of our culture of forbearance and delivering positive outcomes to our customers at all times. We have been nominated for some of the biggest and most prestigious awards of the night. So it is an absolute honour to be nominated.”

The Credit Awards are made up of 29 categories to recognise businesses of all sizes in the credit industry for outstanding achievements. This year, the award ceremony will take place in London on the 17th May and will see popular comedienne Katherine Ryan host the event.

Other attending finalists include leading credit firms Nationwide, Zopa, Experian, Three and Sky. All the shortlisted companies can be found here!

 

consumer credit

Vote for PiggyBank in the Consumer Credit Awards and you could win £1000!

The Consumer Credit Awards are a chance for consumers to decide who the best credit providers in the UK are. The aim of the awards is to help increase trust and transparency in the industry, so rather than these ‘industry experts’ deciding who is best, YOU can decide who deserves to win.

Enter Here!

CCA2018_Vote for Us_Long

Since lending our first loan in 2012, we have continued to put the customer at the heart of everything we do. Treating customers fairly was one of the main reasons that PiggyBank decided to enter into the short term loan sector back in 2012 and we are always striving to improve our customer care every day. But we don’t get to decide if we provide excellent customer service, our customers do!

PiggyBank Shortlisted for Six Awards in the Annual F5 Awards

PiggyBank is excited to announce today that it has been shortlisted as a finalist for six awards in the annual F5 Awards:

      • Best Fintech Lender
      • Alternative Lending Rising Star
      • Responsible Lender
      • Collections and Customer Service Excellence
      • Alternative Consumer Lender of the Year
    • Best Brand

The F5 Awards is the only dedicated awards ceremony that focuses on the evolution of the alternative lending market. The awards are designed to reward and recognise excellence and best practice within the industry.

The nomination for six separate awards is a prestigious honour for PiggyBank, as it demonstrates both commitment to customer satisfaction and innovative forms of alternative consumer lending compared to traditional high-street retail banking.

I’m incredibly excited by the announcement, as it shows just how hard the PiggyBank team has worked to ensure that our values remain at the forefront of all of our lending decisions and how we treat our customers fairly”, said Dan Ware, CEO of PiggyBank. “Everyone at PiggyBank is really looking forward to what the awards night brings”.

About PiggyBank

PiggyBank is one of the UK’s fastest growing short term lenders. First launched in 2012, PiggyBank has grown dramatically and enhanced its products based on customer feedback – who form the basis of every decision that PiggyBank make to ensure fair and responsible lending.

About the F5 Awards

The F5 Awards is an annual awards ceremony dedicated to recognising the new pioneers with non-traditional finance. The awards are judged by a panel of independently selected judges, with a black tie dinner and ceremony to celebrate the success of the excellent work being done in the industry.

The F5 Awards ceremony will take place at the Hilton London Bankside Hotel on the 1st November 2017.

For more information on long term lending contact today.

We’re a Consumer Credit Awards 2017 Finalist!

After ten weeks of voting in the Consumer Credit Awards, we’re delighted to announce that we’ve been named a finalist in the “Best Short Term Loan Provider” category.

We’ve got to this point thanks to our fantastic customers voting for us, and you can take a look at some of the great feedback we’ve received, by reading our PiggyBank reviews here!

Here’s what Dan Ware, PiggyBank’s CEO had to say about the great news: “It’s a testament to the hard work undertaken by every member of the PiggyBank team, our commitment to responsible lending decisions, treating customers fairly and a reflection of our culture of forbearance and delivering positive outcomes to our customers at all times. We’re looking forward to competing with our peers in the coming months.

Now that we’ve made it through to the finalist stage, we join an A-Z of leading consumer credit firms, from American Express and Amigo Loans all the way to Zopa and Zuto, all vying to take home an award.

So far, over 20,000 consumers have voted, and voting continues until the 2nd July, with winners announced at a special event in London on 13th July.

If you haven’t yet voted, please do so now to help give us the best chance of taking home an award. You’ll also be entered into a prize draw to win £1000, so please vote here!

 

About the Consumer Credit Awards

The Consumer Credit Awards use people power to help crown the UK’s best consumer credit firms. These awards are decided by customers like you, not industry experts, so only you can decide who wins, and that’s why your feedback is so important.

Run by Smart Money People, the Consumer Credit Awards have become the largest consumer-voted awards programme within the consumer credit industry, and help to put the customer at the very heart of the industry, which is why it means a lot to us to be named a finalist.

Awards will be handed-out in 15 categories, ranging from “Best Finance App” and “Best Newcomer” to product specific categories. Thanks to press and promotion, over 2 million UK consumers will come across the Consumer Credit Awards in 2017.