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Category: Payday Loan Alternatives

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Alternatives to Short Term Loan Solutions

Looking for an alternative to a short term loan? Well good for you: researching all of the options available to you will help you make an informed decision to get you back on the right track, financially speaking. Finding a way to pay your debts that will not cost you more money is the choice […]

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No Payday Loan? No Problem

A payday loan is a highly popular means of procuring money for a short period of time. With varying levels of proof required by different loan companies, and the generally small amounts being dealt with, payday loans are seen as a quick, easy way of getting money when you need it. However, the payday loan […]

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What is a Guarantor Loan?

Sometimes a short term loan is not going to match your needs. It may be the case that you need more than £1000. Or it may be that you can’t afford to pay off your short term loan in one go. If you’ve been refused a payday loan it may be because you’re unable repay […]

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Asset Finance

Asset finance solutions have overcome the challenges of raising capital to purchase new assets or refinancing existing ones. Asset financing companies offer more direct, specialized funding to assist with the asset growth of small businesses whilst some do through the use of a bank overdraft to boost their business cash flow. Asset finance is the […]

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What is a Secured Loan

Secured loan is a type of loan that a borrower pledges an asset which can be in form of a car or property. This is done as collateral for the loan. In doing this, the debt becomes secured by the creditor as it is secured against the collateral. This is not risky as in the […]

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What is Asset Finance

Asset finance is a form of loan whose main aim is to purchase equipment or upgrade already existing assets. It is mainly used by companies to overcome the challenge of having to raise new capital for purchasing new assets. Asset finance can be used for purchasing cars, plant machinery and office equipment among others. You […]

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What are Secured Loans

When you hear people talking about loans, chances are that they are really talking about secured loans. Most loans today are secured loans, which is why it is vital that you understand what they are, especially if you are considering getting a loan. Simply put, a secured loan is where the borrower puts up some […]

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Peer to Peer Lending – The Basics

Social lending has emerged as a popular alternative to traditional lending over the past few years. This gives both lenders and borrowers cause to celebrate! But what exactly is peer to peer lending? And what do peer to peer loans give you that other loans can’t? P2P Loans Peer to Peer loans (also known as […]

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What is Asset finance?

Asset finance is an arrangement that allows a company to manage its personnel, machinery and office equipment. Asset finance is becoming increasing popular as many companies are now using this method to expand their company infrastructure. The financial asset of a company can either be tangible or intangible; it can also have the following characteristics: […]

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Hidden charges on credit cards

Credit card companies make use of several tantalizing promotional offers aimed to lure people to start using their cards. Many of such irresistible looking low interest rates offers advertised by credit card companies are sometimes designed to hide several hidden charges on credit cards that can trap the unsuspecting individual in a quagmire of debt. […]

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