Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Category: Tips, Tricks & Advice

Divider

Am I Entitled to Help With Childcare Costs?

Childcare costs in the UK are among the most expensive in the world. Yet every year, thousands of pounds’ worth of help with childcare costs go unclaimed. Here is a guide to help you find out what you are eligible to claim.  Who is Entitled to 15 Hours Free Childcare? Currently, in the UK, all […]

Continue Reading

Buying a House: Freehold or Leasehold?

You’re reading this because you’re looking into buying a house. You’ve heard these words, freehold and leasehold. You’re stumped. You’re not the only one. But knowing the difference is important and actually isn’t as tricky as it may seem. So, What Do They Mean? There are essentially two different ways of owning a home: freehold […]

Continue Reading

10 Things to Know About Your Bank Account

Your bank account is one of the most important things to understand about your personal finances. Without a bank account, it is difficult to be paid a salary or to budget effectively. You need to know the essentials of what makes your bank account work and tips and tricks to managing your accounts effectively. The […]

Continue Reading

5 of the Best Free Language Learning Apps

Have you ever been on the plane to another country before wondering what the best free language learning apps are? Whether you’re ordering food abroad or trying to chat to locals while on holiday, the French you learned in school only goes so far. Having a second language under your belt is incredibly helpful for […]

Continue Reading

5 Budget Planner Apps: Save More Money Easily

Have you ever glanced at a bank statement only to realise that you have no recollection of making a purchase? Or how about being shocked as you scroll through numerous direct debits and standing orders leaving your account each month? Keeping on top of every-day finances can be tricky. However, with banking technology rapidly evolving, […]

Continue Reading

6 Cheap Afternoon Teas In London

Whether you live in London are just visiting, afternoon tea is a British staple that you should definitely make time for occasionally. Afternoon tea may sound like a pricey luxury, but we can point you in the right direction! Here are 6 cheap afternoon tea locations in London, each boasting high ratings and servings for […]

Continue Reading

How to Get Out of a Financial Difficulty

Many people find themselves in some degree of financial difficulty. Whether it be economic recession, bad investments or just an inability to find a job due to lack of experience… you name it, financial difficulty can come suddenly and from a large variety of sources. The Solution To Bad Debt The most important thing is […]

Continue Reading

Getting Debt Help

More and more people are finding themselves in financial difficulty. With the cost of living rising but wages staying fairly consistent, it’s no wonder that people are looking for credit to meet their financial demands. But you don’t have to settle for being in debt. There is plenty of support available if you find yourself […]

Continue Reading

Ways To Bring Your Car Insurance Down

Car insurance is something everyone has to pay for. Having a car insurance is essential because it covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians. It’s easy to save hundreds of pounds a year on your car insurance. Yet most people stay with their existing provider […]

Continue Reading

Save Money On Back To School Supplies For Kids

The back to school supplies shopping trip can be an expensive part of the summer. Especially after spending a lot during the summer to keep the kids entertained. Research from Mintel has shown that Brits spend an average of around £400 on new school uniform and classroom equipment each year. But you don’t have to […]

Continue Reading

Unforgettable Mother’s Day on a Budget

Mother’s Day is a beautiful celebration in the name of the matriarch of your family as well as a general honoring of motherhood and the influence of mothers in society. If you want to make this day extra special for the woman who raised you, but you’re worried about your budget, we got your back! […]

Continue Reading

These AI Powered Apps Will Help You Save Money

These days we spend more time on our smartphones than we do our computers, which means the vast majority of us will do our online banking on the go. As such most banks have their dedicated apps and services to make sure we can check our balances and manage our accounts with ease. But do […]

Continue Reading

How To Find Your Perfect First Home

This is one of your biggest if not the biggest purchase in your life, so you really want to get it right. Therefore, it is essential that you think about this long term. You will have to come head-to-head with additional costs, property research, squeezing information out of the seller and much more. Keep reading […]

Continue Reading

Very Wallet Friendly Valentines

Are you looking forward to Valentine’s Day, but you’re worried about funds? You don’t have to compromise romance for money! This blog post will give you plenty of ideas on how to spend your Valentine’s Day in the sweetest way possible and not over-spend. Home Rendez-Vous You can start by spoiling your partner with a […]

Continue Reading

How to Beat the Winter Blues and Stay Productive

It seems like winter has arrived! The days are shorter, it’s constantly dark outside, and most of the time we don’t want to get out of our warm beds. Some of us might even experience the “winter blues”. Whether it’s seasonal affective disorder or post-holiday let-down, you will benefit from our tips and tricks on […]

Continue Reading

Are You Prepared for a Cold Winter?

The scorching heat of the summer has now become a distant memory. We may have all been praying for a breeze a few months ago – now we may be facing an incredibly cold winter.  But if there’s one thing residents of the UK are good at, it’s solving weather related problems! We may complain […]

Continue Reading

Ultimate Guide to Finding the Best Deals on Cyber Monday

Cyber Monday, also known as the day of double discount bargains, is taking place on Monday 26th of November. This online sale (hence the name ‘cyber’) is the best opportunity to smash out your shopping list and spend the lowest amount possible. Everything from fashion, electronics and even flights are subject to discounts. Even though […]

Continue Reading

Everything You Need to Know About Black Friday

Black Friday! The best time to do your shopping… or is it? This phenomenon, which originated in the USA, has already become well established in the UK since it first introduced by Amazon in 2010. As it has evolved over time, the event has also extended in length (now the discounts last around a week […]

Continue Reading

The Myths And Truths About Millennials’ Relationship With Money

If you were born between 1980 and 1996, you may describe yourself as a millennial. Also known as Generation Y, this largely vague demographic has been widely accused of buying too many avocados and not saving up for their future. Put simply, a stereotyped millennial is rarely out of the headlines for how they handle […]

Continue Reading

10 Best Places in the UK to Watch The Fireworks on Bonfire Night

Put on your hat, gloves and grab some sparklers, it’s Bonfire night! Get ready for a mad night full of thrills and amazing fireworks. Where in the UK is the best place to spend it?  Here’s our pick of the 10 best Bonfire night celebrations in the UK.  Remember, remember!  The fifth of November… East Sussex […]

Continue Reading

20 Last Minute Cheap Halloween Costumes

Not got yourself sorted for Halloween yet? If you’re going to (or throwing) a costume party, you’ll need a fantastic outfit to make the hoards of spooky folk running around hideously jealous. You may also to need to dress up the kids for trick-or-treating. If you need to source a last minute costume, but don’t […]

Continue Reading

How to Beat the Energy Bills This Year!

As we start the long cold journey into winter, it may be time to start thinking about cutting costs when it comes to your energy bills. Costs seem to be on the rise constantly, and your heating bill is certainly going to go up in the next few months. It’s not the most exciting thing […]

Continue Reading

A Simple Guide To Reducing Everyday Expenses

With the rising costs of gas, electricity, fuel and food it’s no surprise many people in the UK are struggling to make ends meet. Regardless of whatever you’re earning, and even if you’ve got into the habit of saving, an unexpected expense can disrupt your budget. As a result of this, more and more people […]

Continue Reading

This Is How Much Money You Can Save By Going Vegetarian!

There’s a lot of hype around cutting ties with our carnivorous lifestyles: whether that’s for environmental causes, ethical causes, or simply jumping on the ‘I’m vegan’ bandwagon. Either way, there is a reason why there are now over 12.5 million vegetarians and vegans in the UK. It’s simple really — going vegetarian is cheaper, and […]

Continue Reading

Everything You Need To Know About Going To Oktoberfest This Year!

As you’re probably aware, Oktoberfest is the world’s largest beer festival. It’s held in Munich, Bavaria, Germany, lasts at least 2 weeks, and attracts over 6 million people each year. For many of us, it’s a lifelong dream to go – what’s stopping you? Here’s everything you’ll need to know if you decide to take […]

Continue Reading