Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
You’re reading this because you’re looking into buying a house. You’ve heard these words, freehold and leasehold. You’re stumped. You’re not the only one. But knowing the difference is important and actually isn’t as tricky as it may seem. So, What Do They Mean? There are essentially two different ways of owning a home: freehold […]
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Have you ever glanced at a bank statement only to realise that you have no recollection of making a purchase? Or how about having a surprised look on your face as you scroll through the number of direct debits and standing orders leaving your account each month? Keeping on top of every-day finances can be […]
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It seems like winter has arrived! The days are shorter, it’s constantly dark outside, and most of the time we don’t want to get out of our warm beds. Some of us might even experience the “winter blues”. Whether it’s seasonal affective disorder or post-holiday let-down, you will benefit from our tips and tricks on […]
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The scorching heat of the summer has now become a distant memory. We may have all been praying for a breeze a few months ago – now we may be facing an incredibly cold winter. But if there’s one thing residents of the UK are good at, it’s solving weather related problems! We may complain […]
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If you were born between 1980 and 1996, you may describe yourself as a millennial. Also known as Generation Y, this largely vague demographic has been widely accused of buying too many avocados and not saving up for their future. Put simply, a stereotyped millennial is rarely out of the headlines for how they handle […]
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The windows are wide open, the freezer’s chocka with icy treats and that noisy fan is almost certainly keeping you up at night. It’s been a hot few days, and now the MET Office is promising the heatwave to continue into the weekend. It’s going to be a hot one, so use these proven hacks […]
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If you’re like me, your wallet or purse is probably bursting at the seams with loyalty cards. It’s all well and good to be able to collect points at every opportunity, but at the end of the day, can your loyalty come at a price? Here’s the low-down on loyalty cards and how to get […]
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Pocket money is one of the first ways children can learn the basics of managing and spending money. It’s a great opportunity to teach them the value of money and useful habits for when they’re financially independent. How Do I Budget for Pocket Money? Before you agree to a certain amount of pocket money for […]
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It turns out those boxes of junk you’ve refused to throw out for years might be worth a lot of money to the right buyers online. If you make the journey deep into your attic by braving the dust, spiders and Christmas decorations you could find a couple of retro hidden gems that are worth […]
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We could all do with a brighter financial outlook but, in order to get that, we could probably all do more to make our money go further. With a little effort and some smart decision making, there are ways we can all grow our personal finances this year. Here are five ways to do just […]
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What greater way to enter the New Year than by taking up a new hobby, and potentially finding a passion to last a lifetime. Whether you take up a sporting pursuit, start sewing, reading, writing, hiking or any of the plentiful options you have at your disposal, have fun and take a look at some […]
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Freelance work is rewarding, but it can also be incredibly stressful. Can you guess what the number one thing is that stresses freelancers out? It’s not deadlines, and it’s not interacting with clients – it’s cash flow. Cash flow is incredibly important to a freelancer, and when you can’t guarantee that payments will come in […]
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