Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk
When you get your payslip each payday, are you guilty of just filing it away, never to be looked at again? Or do you check what you’ll be paid, and then ignore the rest? We all have a responsibility to check that the numbers in our payslip add up. After all, we’re each accountable for […]
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Running a family is very expensive. Ensuring you’ve got enough to pay for the weekly essentials is a struggle, let alone splashing out on activities to keep the kids healthy and entertained. Trying to figure out where your money is going, and where you can cut back and save is difficult and makes quick payday […]
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The final 2018 budget has been delivered. As the UK leaves the EU, the Chancellor Philip Hammond will be preparing the country for a “new chapter”. Therefore the aim is to strengthen the economy while opposing the slowly reviving Labour opposition. A lot of promises and statements have been made. Here is what they will mean […]
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The Effect So Far There is a lot of debate about whether Brexit will damage our economy or improve it. In the two years since the referendum, economists estimate that the economy has taken a hit of around £30 billion a year. Businesses are also hesitant to invest British, as we don’t really know what’s […]
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Research by the FCA has shown that the average UK adult has a colossal weekly To-Do list of 33 tasks. They found that 60% of us are feeling overwhelmed by these long lists of things to do and that three in four of us are planning to tick off these tasks over the upcoming bank holiday. Nearly […]
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Today the UK government released their 2017 Budget. Chancellor Philip Hammond aka “Spreadsheet Phil” (due to his love of numbers) announced the government’s plans for future spending and taxes. Here’s how it will affect you. Housing Stamp duty on properties worth up to £300,000 is now abolished, which can help you get on the […]
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Household debt in the UK has spiralled over the last few years. According to research from an accountancy firm PwC, the average figure of unsecured debt that an average household owes will be approximately £10,000 by the end of 2016. So what has caused this? Research shows that borrowing on credit cards, personal loans and […]
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When the market collapsed on 2008, Wall Street received a big blown. Six years later, the recovery is obvious but lessons endure for main investors on the street. On September 15, 2008, the venerable investment bank Lehman brothers filed for bankruptcy and Wall Street was about to implode. It was the first time for this […]
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Taking out a loan is something most people have to do at some point in their lives. Borrowing can be a great way to finance a large purchase or tide you over for a time, but sometimes, debt can control you, rather you being in control of it. If your debts are unmanageable, then life […]
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The average British household needs £1,496 more each month, after tax, to feel financially secure, according to a survey by uSwitch.com, a price comparison website. By polling people on the costs of their housing, food, travel, additional expenses and so on, the website came up with a figure of £4,000 of after tax income each […]
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The Financial Services Authority (FSA) is to launch a crackdown on banks that sell products to customers that they can’t even use. These accounts are normally sold as an upgrade, viewed as offering a whole ream of extras to those who opt into them. In exchange for all these benefits, the customer pays the bank […]
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The Joseph Rowntree Foundation, a research group that looks into poverty, aging and society in the UK, have said that the average family of four now needs an annual income of £36,800 in order to live what they consider a ‘decent lifestyle’. This is up £10,000 pounds, or about a third, since 2008, an absolutely […]
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