Secured and Unsecured Loans

There are two different types of loan – unsecured and secured loans. Both come with their own advantages and disadvantages. But which type you choose will generally depend on three things: your credit history, the amount you need to borrow, and what the loan is for. For instance, if you have a good credit score,[…]

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Whats an Unsecured Loan?

You’ve probably heard of secured and unsecured loans, and may be aware that all loans fall under one of these categories. But how much do you really know about either type of loan? And can you always tell the difference between the two? We’ve outlined the basic facts below, to help you decide which type[…]

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The Benefits Of Budgeting

Budgeting is an effective tool of managing your money. What it does is to show you exactly how to spend your money based on your financial limitations. Having a budget saves you the grief of overspending and being too much in debt. Below are some of the benefits of budgeting! Control of Your Finances You[…]

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6 Ways to Save Money and Budget

Most people spend more than they would like to each month and though you may think you’ve budgeted, you’d be surprised how quickly a couple of pounds here and there can add up. Most money saving tips only save you small amounts at a time, but if you adopt 4 or 5 of them then[…]

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Why You Should Start Saving Now For a Summer Holiday

With the average expected expenditure for a family holiday at a massive two months’ salary, living off a less than keen income may have you struggling with the idea of how to make the best of your summer outing. No need to fret, with a good amount of time and careful planning you could soon[…]

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How to Manage Your Freelance Income

Freelance work is rewarding, but it can also be incredibly stressful. Can you guess what the number one thing is that stresses freelancers out? It’s not deadlines, and it’s not interacting with clients – it’s cash flow. Cash flow is incredibly important to a freelancer, and when you can’t guarantee that payments will come in[…]

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How to Borrow Money Online

Borrowing money is something that we all do at some point in life. However, the real problem is where and from whom to borrow money from. Today, it is possible for you to borrow money online and it’s not as hard as you might think. The first step to borrowing money online is to find[…]

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Find Great Car Finance Deals

If you’re looking to buy a new car, you may be thinking about taking out a personal loan. But if you have bad credit, you might wish to consider vehicle finance options. As car finance is a type of secured loan, it could be the cheapest option for those with a low credit score. So if[…]

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4 Things You Need After Buying a Used Car

You must consider several things after buying a used car. You may need to do some paperwork and make sure you have completed a few additional steps, depending on where you purchased it. We’ll look at four important steps you need to follow once you’ve bought a used car. 1. Registration, Title, and Transfer If[…]

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Healthy Meals on a Budget

With the price of the grocery shopping hitting record highs, it can be hard to see where savings can be made. But with a little planning, research and inventiveness, you can create cheap family meals without compromising on quality. Buy for Less When trying to save, it’s important to consider when and how you shop.[…]

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