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How Short-Term Lending Meets Your Needs

Short-term lending is a relatively new idea. Before your payday, you can face an emergency and be in need of cash. If you had such situation few years ago, your only viable option would be personal loan or credit cards. Even though, these options have many benefits, they have also their issues. Credit cards come […]

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The Market Collapse – 5 Years Ago

When the market collapsed on 2008, Wall Street received a big blown. Six years later, the recovery is obvious but lessons endure for main investors on the street. On September 15, 2008, the venerable investment bank Lehman brothers filed for bankruptcy and Wall Street was about to implode. It was the first time for this […]

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10 Money Saving Tips

If there is an issue affecting many people no matter their race, sex, religion, location, and age; is money. Instead of applying each for a loan when you face problems, it will be better to learn saving your money so that lender will not become your best friends. 1.Set up a budget Money is a […]

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How Online Lending Benefits You

Online lending is more convenient than traditional lending. You do not have to go through intensive process of interview, or walking physically in the office. You need just a credit check and the lender will decide. Generally, online lending is a short-term loan unsecured or not requiring any collateral. The amount is relatively small, usually […]

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Short-Term Lending: Comparing the Competition

Before applying for a loan, it is better to shop around for finding the best mortgage that will meet your needs in a long term without hurting your budget. Give yourself enough time for comparing the loan offers of various lenders in order to select the best loan. It is wise to compare the policies […]

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The Importance of Transparency From Lenders

Some financial institutions design their statement for hiding instead of revealing information. Consumers should stay away from lenders who do not have transparency in their business transactions. A lender without transparency represents a risk for consumers. In finance, a statement is transparent if the consumer can understand it clearly and easily. Since transparency is assurance, […]

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Benefits of Online Lending

One of the principal advantages of online lending is that you can meet the requirements without the need to secure the loan. You do not have to wait for many days before to get your cash. You can get it right away. Some online lending firms can give you the fund after few days while […]

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The Importance of Instalment Loans

Making a living is not easy nowadays and banks are not lending as often as they did in the past. In order to meet your expenses, you may need a loan. Instalment loans enable you to get money in case of emergencies or is you need to purchase something whereby the funds can not be […]

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How to Curb Your Spending Habits This Autumn

Everyone has spending vices even though many of us do not know about them. These vices can be fancy shoes, online shopping, weekend gateways, taking a cab instead of grabbing a bus. Spending vices are these things on which we spend money even when we know that we should not. It is not wrong to […]

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The Top Benefits of Getting an Instalment Loan

If you are not sure if you want an instalment loan, you should first read about the benefits. When you apply for this loan, the lender will give you a repayment period. The typical terms for mortgage loans last for fifteen or thirty years. The monthly payments are consistent. Once you receive an instalment loan, […]

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What is an Instalment Loan?

An instalment loan is a type of loan that is repaid through scheduled periods of payment. Generally, the payment is made in two parts and the term of loan varies. It can be few months or thirty years. There are numerous types of instalment loan. For example, a mortgage is also a type of instalment […]

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Consumer Credit Rules

Since 1 April 2014, the Office of fair trading (OFT) that regulated consumer became the Financial Conduct Authority (FAC). The regulation under this new office is more proactive, intrusive, and focused on the consumers’ good outcomes. The objectives of the FCA are to protect consumers and to provide a proportionate approach based on risk to […]

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5 Ways to Get Your Foot on the Property Ladder

If you want to have your own space and you are tired of renting, getting your foot on the property ladder may not be as difficult as it seemed to be. You can get your foot in the ladder in five ways. 1.Scrunch the number Take a paper and a pen for writing down all […]

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Be a Part of the Association of Short-term Lenders

The function of the association of Short-term Lenders is to promote and protect the interests of its members. The association aimed to give confidence to all parties who do business with its members. All members of the association follow a strict code of conduct. The members are typically secured and bridging loan firms that offer […]

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What is Second Charge Lending?

Second charge lending or mortgage is a charge that has secondary priority behind your first charge. This second charge is a secured loan. This means that the charge uses your property as a security. Many borrowers use a second charge as a way to raise money instead of remortgaging. In order to get a second […]

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How to Effectively Manage Your Debts

It is not easy to manage your debts effectively. For a patient, the first step to cure is to accept that he or she is sick. This is the same with your debts. The first step to take for managing your debts effectively is to admit that you have those debts and you cannot expect […]

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What is Specialist Lending?

Specialised lending or specialist lending is a loan secured by an asset that has to perform in order to back the loan. For example, a commercial building can be an asset in a specialised lending. This term is related to the funding of individual projects where the repayment is dependent highly on the performance of […]

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What is a Bridging Loan?

A bridging loan is a short-term loan that you can get for buying a house before selling your existing property. This loan establishes a bridge between sale price of a new property and the new mortgage that has been taken on it. The objective of a bridging loan is to offer the necessary fund for […]

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Comparing Instalment Loans and Revolving Credit

Many people think of debt as a negative word. However, if you use it well; it can help you to buy the appropriate family car for your family, pay for schooling, or buy a house. On the other hand, a reckless use of debt can create a dark hole taking away your peace of mind, […]

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Comparing the Competition in Instalment Lending

Since the world in which we are living is not stable, we can face emergencies requiring quick cash. The need may be so immediate that we are unable to wait for the payday even if it is just in two weeks. In that case, installment loan may be useful. Perhaps you do not have a […]

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What is a Guarantor Loan?

Sometimes a short term loan is not going to match your needs. It may be the case that you need more than £1000. Or it may be that you can’t afford to pay off your short term loan in one go. If you’ve been refused a payday loan it may be because you’re unable repay […]

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Short Term Lending in the UK

Short term lending is the financing of someone in need of cash. This is done with a quick repayment schedule. It is always offered for a short period of time as it possesses short maturity dates that are significant. A short term lending repayment schedule does go from ninety days but this varies with the […]

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How to Save Money on Bills

Bills, bills, bills, these are some of the stressing things that when you think of, you get tired. The cost of living expenses never seem to end and it also increases day in day out. Among the bills that give you headache are water bills, electricity bills, water bills, cable bills, cell phone bills among […]

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How to Use Price Comparison Websites

A price comparison website allows individuals to see the different price lists for different specific products. Most of them do not sell themselves but they do source prices from the retailers. Using price comparison websites is a smart way of comparing the newer financial products and whether they have better deals out there. It is […]

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How Credit Unions Work

Credit unions are just like banks as both hold deposits, have ATM cards and offer investment services but the difference is the services that they offer and the way the institution is ran. Credit unions are not for profit institutions that are owned by account holders who are known as members. The profit they get […]

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