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Research from consumer champions Which? has found that bank overdrafts can be eight times more costly than payday loans. Borrowers needing as little as £100 could be charged up to £156 more by their bank than it would cost at a payday lender, it has been revealed. Which? compared the cost of borrowing £100 for […]
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The job market can be extremely tough. You are either well prepared but do not have any experience or you have too many qualifications. Acquiring a great job is quite an accomplishment. However, most people do not do that well at interviews. With the pressure building up they start feeling stressed. Emotions are normal and […]
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In a world defined by ’30 under 30’ type lists, everybody wants to do an outstanding job. However, most jobs worth their hype require a lot more effort than usual. Differentiate yourself A cover letter is not mandatory, but it does help. Remember, you will not be the only one applying for that particular job. […]
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Looking for an alternative to a short term loan? Well good for you: researching all of the options available to you will help you make an informed decision to get you back on the right track, financially speaking. Finding a way to pay your debts that will not cost you more money is the choice […]
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What greater way to enter the New Year than by taking up a new hobby, and potentially finding a passion to last a lifetime. Whether you take up a sporting pursuit, start sewing, reading, writing, hiking or any of the plentiful options you have at your disposal, have fun and take a look at some […]
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Brokers and direct lenders have many things in common. Both of them conduct campaigns of advertising for attracting customers and both of them collect information on your financial status in order to decide whether to lend you money or not. Both can also help you to get a better understanding of the lending process and […]
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In today’s world, we are constantly bombarded with advertisements for quick cash and free credit scores. Credit reports are a necessary when buying a home, car, and other big expenses that will require a loan. Knowing the information that the creditors will see on your report can make a huge difference in the amount of […]
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Finance and budgeting are quintessential to our daily lives. However, due to day to day stress and innumerable things to do, most people forget all about sticking to a budget. The fact that many of us write our financial dos and don’ts on frilly pieces of paper doesn’t help either. There is good news, though. In this […]
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What is Fintech? The banking system survived a disastrous financial crisis, but is it at risk from ‘fintech’? Fintech is an umbrella term for the new technologies being developed as an alternative to traditional banking and payment systems. An example of this is the ‘crowdfunding’ model which demonstrated how these new technologies might work. These […]
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The Holidays are right around the corner and with all of the fun and merriment also comes bills and stress. Having a plan ready to help with the additional costs is important to your financial well-being. Planning for The Holidays is something you should be doing all year long. Although you may think that it’s […]
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Bonfire night is just around the corner and with it coming so soon after Halloween it is often an issue of finding the right amount of cash to have a good night without it feeling cheap and not worth the hassle. Here are some options for Guy Fawkes Night on a budget. Have a Family […]
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We all have times when an unexpected situation means we need some money quickly. It is good practice to have a rainy day fund for such extreme times. Here are a few tips as to how to you can start managing your money in a way that leaves you some breathing space when the worst […]
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Halloween has become an important cultural point of the year for kids and adults alike, with costumes and parties becoming ever more elaborate year-upon-year. If you like to be scared and be spooked but don’t feel like you’ve got the spare cash to do so this October, why not take a look at how you […]
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If you are looking to better yourself and learn new skills then there are a number of sources online that can help you. Whether you are looking to get a new job, enhance your skills in a current job or just for fun, the following sources are a great place to start: Udemy Udemy is […]
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This is a sponsored blog post. Whether you have a six-figure salary or you need three jobs to support your family, everyone is looking for ways to save money. As a result, the internet is overflowing with blog posts that have titles such as “4 Effective and Sensible Ways to Save Money”, “How to Save […]
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Cars are expensive things. Whether it’s buying them, getting insured or maintaining them. All year round they are costing us money so its good to know how we can save money. Here are top tips for saving money on your car: Switch your car insurance. When your car insurance is up for renewal, do a […]
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We all know that exercise is an important part of our day to day lives but we don’t always take exercise seriously and we often think we need to go to the gym in order to get in shape. The truth is we don’t need gyms to get in shape or stay active. Here are […]
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We are always looking for ways to save money in our day-to-day lives. While some of the most obvious things we know about like switching energy providers, using voucher codes and buying things in a sale are clear to us, some others are not. Here we list five things that you haven’t thought about that […]
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The Back-to-School season is soon upon us, and shortly following is Christmas! Though it seems that the summer holidays had only just begun, there’s less than a month until the kids return for another year at school. Therefore, it’s important to get all the new year essentials now and keep the cost of new books, […]
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If you are currently looking at ways to save more money, why not put an end to those takeaways and start cooking instead? Buying food in the supermarket is both cheap and fun, and you can even start a new health kick to boot! The best way to approach this lifestyle change is firstly to […]
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If you are feeling the pinch, or simply want to save for a rainy day, why not think about making your own gifts and cards for that special someone’s birthday this year? It will not only save a small fortune, but will also really show how much that you love them. It’s likely to be […]
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There can be little doubt that a weekend away in a fun city is one of the best ways to relax and recharge those batteries. The great news is that nowadays, you can do this for far less than you might think. Here we look at some tips that can help you to take a […]
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Which? recently conducted a study into the cost of borrowing, looking at the different rates should an individual need to borrow £100 over 28 days. Originally written By Brian Milligan (Personal Finance reporter) on 8 July 2016 at the BBC. Borrowing money on an unarranged overdraft from your bank can be more expensive than taking […]
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Before you can really save money, you need to learn how to control your spending. Here at My Financial Broker we know all about both of these vital life skills. We love to offer tips and advice to our customers, so here we’ll show you four excellent tips that will help you to set a […]
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Here at My Financial Broker we are always doing our best to help our valued customers save money. Whether it’s in the form of a helpful short term loan or just some friendly advice, we like to think we are there for you when you need us. In this post, we present some tips on […]
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