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How To Use a Price Comparison Website

There are a lot of online stores that sell almost any product on the internet. Online shopping has been in the trend since a few years and will only grow further in the coming years. As there are a whopping number of products sold by thousands of sites and sellers, it is actually quite difficult […]

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Coping With Rising Energy Prices

In a news report by The Guardian, according to statistics by Citizens Advice, risings in energy prices are up to eight times the rise in your average salaries! Quite an alarming figure, that is. We are all aware that existence with energy supplies is impossible on the planet of ours. Every minute step that we […]

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How to Lower Your Bills

Human race has flourished in the face of several odds: the harsh weather conditions of ancient world, the fear of wild animals, and the vulnerability in times of natural disasters, wars and the havoc they have wrecked time and again, political disturbances and revolutions, strain in global trade and fluctuating economy. Of all these odds […]

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Ways to Save Money and Budget

Most people spend more than they would like to each month and though you may think you’ve budgeted, you’d be surprised how quickly a couple of pounds here and there can add up. Most money saving tips only save you small amounts at a time, but if you adopt 4 or 5 of them then […]

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Pocket Money

From the age of about 10 until my first job at 15, I was given pocket money every week by my parents. In order to ensure my £1 was waiting for me when I finished school on a Friday afternoon, I had to keep my room clean and tidy and unload the dishwasher thrice weekly […]

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Emergency Fund

It is always useful to put money into an emergency fund every month. There are two main reasons for this; unexpected loss of income and unforeseen expenditure such as car and home repairs or illness. Particularly if you have a young family whom you are financially responsible for, having an emergency fund acts as a […]

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Low Inflation Nation

When things are tight, then the idea that prices are going to drop is good, right? Well, yes, it’s great to be able to buy things at an affordable price. Over the last year, there has been a 10.5% fall in the price of fuel and a 1.9% fall in food prices. However, money minds […]

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Why You Should Plan for Two Types of Budgets

If money is tight, it’s likely that you’ve sat down and worked out your incomings and expenses, in order to see where your money is going every month. However, it’s important to consider two different types of expenses: those that you have to spend every month, and those that are optional (such as entertainment). Keep […]

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How to Manage Your Freelance Income

Freelance work is rewarding, but it can also be incredibly stressful. Can you guess what the number one thing is that stresses freelancers out? It’s not deadlines, and it’s not interacting with clients; it’s cash flow. Cash flow is incredibly important to a freelancer, and when you can’t guarantee that payments will come in when […]

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Online Lending To Increase In The Upcoming Year

Digital Media and Marketing Association (DMMA) performed in February 2013 a survey in South Africa. The result showed that 52% of persons survived made some purchases online in the past year. These figures will rise since internet connectivity keeps increasing. Many consumers are using the internet to do most of their shopping even to apply […]

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The Difference Between Auto Title Loans and Regular Payday Loans

If you need money and are looking for a way to borrow it, regular payday lender can be your option. Since there now many payday lenders, it is difficult to know who the best to meet your needs is. However, if you are facing an emergency, you will not like to find a lender who […]

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Strong Borrower Demands On Short-Term Lending

Many borrowers demand favorable terms from their lenders. It is not a surprise for lenders and other banks to meet borrowers demanding the best terms possible or better terms. However, some borrowers go beyond their bounds and harm their requests by approaching the lenders with a list of demands or requests they feel they must […]

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Where To Start When Applying For A Short-Term Loan?

This world is so unsteady economically that you will not always have enough money to face emergencies. When such emergencies require more money than you have currently, short-term loans may be your best option. There are debt tools to offer money management and instant cash requirements. The term of suck loan is often short, few […]

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How To Manage Rising Living Costs

In the United Kingdom, living costs rose dramatically in the last years. The main reason behind it was the move by the government to print cash in order to help bail out the banks. This fuels basically inflation. Unfortunately pay rises could not keep up with this inflation. The government used an official index, called […]

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Effects Of Exceding Overdraft Limits

Overdraft limits start typically in the range of a few hundred pounds. In order to pay main repairs to their property or unexpected bills, consumers who require an overdraft will take a limit of around £500 to a few thousand pounds. No matter the available maximum overdraft limits on the market, the lender will require […]

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Budgeting For Indulgence

Budgeting should not be a sacrifice. Many people fail on their budget because they do not keep a place for long term planning and spontaneity. Many things, such as entertainment and groceries, that people did not plan in their budget end by taking away a big part of their money. When you shop for groceries, […]

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How Short-Term Lending Meets Your Needs

Short-term lending is a relatively new idea. Before your payday, you can face an emergency and be in need of cash. If you had such situation few years ago, your only viable option would be personal loan or credit cards. Even though, these options have many benefits, they have also their issues. Credit cards come […]

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The Market Collapse – 5 Years Ago

When the market collapsed on 2008, Wall Street received a big blown. Six years later, the recovery is obvious but lessons endure for main investors on the street. On September 15, 2008, the venerable investment bank Lehman brothers filed for bankruptcy and Wall Street was about to implode. It was the first time for this […]

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10 Money Saving Tips

If there is an issue affecting many people no matter their race, sex, religion, location, and age; is money. Instead of applying each for a loan when you face problems, it will be better to learn saving your money so that lender will not become your best friends. 1.Set up a budget Money is a […]

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How Online Lending Benefits You

Online lending is more convenient than traditional lending. You do not have to go through intensive process of interview, or walking physically in the office. You need just a credit check and the lender will decide. Generally, online lending is a short-term loan unsecured or not requiring any collateral. The amount is relatively small, usually […]

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Short-Term Lending: Comparing the Competition

Before applying for a loan, it is better to shop around for finding the best mortgage that will meet your needs in a long term without hurting your budget. Give yourself enough time for comparing the loan offers of various lenders in order to select the best loan. It is wise to compare the policies […]

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The Importance of Transparency From Lenders

Some financial institutions design their statement for hiding instead of revealing information. Consumers should stay away from lenders who do not have transparency in their business transactions. A lender without transparency represents a risk for consumers. In finance, a statement is transparent if the consumer can understand it clearly and easily. Since transparency is assurance, […]

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Benefits of Online Lending

One of the principal advantages of online lending is that you can meet the requirements without the need to secure the loan. You do not have to wait for many days before to get your cash. You can get it right away. Some online lending firms can give you the fund after few days while […]

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The Importance of Instalment Loans

Making a living is not easy nowadays and banks are not lending as often as they did in the past. In order to meet your expenses, you may need a loan. Instalment loans enable you to get money in case of emergencies or is you need to purchase something whereby the funds can not be […]

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How to Curb Your Spending Habits This Autumn

Everyone has spending vices even though many of us do not know about them. These vices can be fancy shoes, online shopping, weekend gateways, taking a cab instead of grabbing a bus. Spending vices are these things on which we spend money even when we know that we should not. It is not wrong to […]

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