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Top 3 Money Saving Tips for Families

Sometimes family life can seem like a whirlwind, and when you look at your bank statement at the end of the month you can wonder where your money went. By taking a little extra time to budget, you can save your family hundreds. You could put these savings towards whatever you want, whether it be […]

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Why You Should Think Carefully Before Applying for a Payday Loan

Getting a payday loan can seem incredibly tempting You get fast money: immediate cash to splash out on whatever you want. But there is a reason that payday loans get the bad press that they do. It is extremely easy to get caught out with loans of this type, and you could end up in […]

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No Payday Loan? No Problem

A payday loan is a highly popular means of procuring money for a short period of time. With varying levels of proof required by different loan companies, and the generally small amounts being dealt with, payday loans are seen as a quick, easy way of getting money when you need it. However, the payday loan […]

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Why You Should Start Saving Now For Summer Holiday

With the average expected expenditure for a family holiday at a massive two months’ salary, living off a less than keen income may have you struggling with the idea of how to make the best of your summer outing. No need to fret, with a good amount of time and careful planning you could soon […]

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Household debt in the UK is spiralling

Household debt in the UK has spiralled over the last few years. According to research from an accountancy firm PwC, the average figure of unsecured debt that an average household owes will be approximately £10,000 by the end of 2016. So what has caused this? Research shows that borrowing on credit cards, personal loans and […]

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Are You Eligible For Help With Your Council Tax?

Struggling with the day to day bills can be such a chore when you are on a limited budget. Council tax is one of the largest outgoings after rent or a mortgage so checking with your local council to see if you are eligible for any discounts could help the monthly coffers. How much should […]

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Pros and Cons of Bad Credit Loans

Bad credit loans are designed for people that have a poor credit history or a limited credit history. You might even search for no credit check loans. Bad credit can be caused by a number of reasons. Some have defaulted on or failed to repay previous loans on time. Others have had a County Court […]

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Efforts Made by Financial Ombudsman for Borrowers of Short Term Loans

Short term loans in the UK have, historically, been the domain of the loan shark. However, since the financial crash in 2008 these loans have become a common, more legitimate, feature in the UK. Often known as Pay-Day loans, they offer a short-term solution to a financial situation many people find themselves in when they […]

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Your Finances Under Your Own Control with Help of Short Term Loans

Financial situations are as unique as the people who find themselves in them. Harmful financial trends like an increase in the cost of housing and stagnate wages mean that consumers have increasing financial pressures. They may choose to get through a tight spot with assistance of short loans. Money, especially the exchange of money, can […]

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Payday Loans Vs Instalment Loans – Make The Best Choice

Among the most popular loans available today in the UK, payday loans now face stiff competition from instalment loans. While each has benefits, there are some key differences. Before applying for a loan, it is important to know which loan is right for you. What is a Payday Loan? Borrowers who qualify for payday loans […]

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How to Cut Back During the Winter Months

The party season has well and truly left the building and it’s now time to reduce the hefty burden of its aftermath both physically and financially. With a seemingly freezing winter still gnawing away at us, it seems impossible not to have the hurting on full blast 24/7. Of course this just increases the cost […]

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Reduce Your Water Bills Using These Tips

This is such an expensive time of year for everyone, so any way you can reduce the cost of your bills is useful. Water bills are a significant cost when running a home especially if you have a large family who are showering and bathing constantly. Washing clothes, preparing food, cleaning cars and watering the […]

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Take Control of Your Finances

Post-Christmas debt affects many people in the UK. Balancing the household income along with the January blues can take its toll on many of us. Keeping on top of debt can keep us awake at night, causing untold financial problems, let alone the emotional flip side to this tarnished coin. There are solutions out there […]

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What’s been happening to the Big 6 energy providers?

The Big 6 energy suppliers got a big slap on the wrist from Watchdog last July for leaving their customers on the most expensive tariffs. So how can you avoid paying over the odds for your heating and electricity, especially during these harsh winter months? Switch and save, rather than paying the highest costs for […]

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Short Term Loans – A Quick Fix for Financial Short Falls

Short term loans on the surface are a reasonable way to get yourself out of a financial bind; however, there are pitfalls and dangers to watch out for if you find yourself depending on them regularly. Finances play a huge role in your business as well as your personal life. Managing them efficiently is a […]

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How Millennials Save Money

Many young adults are missing out on various monetary deals due to their age and perceived status. Various investigations have shown that the younger generation, mainly those born in the 1980’s and 90’s actually want to manage their finances responsibly and not blow their childhood savings that they receive at the age of 18 on […]

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How George Osbornes Autumn statement will affect you

George Osborne’s Autumn Statement saw changes in a number of areas where cost savings for the average bill payer were implemented. With Christmas nearly upon us, these will be welcomed with open arms, any savings that can be made, especially this time of year are welcomed. Here are just a few of the basic changes. […]

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Black Friday – Pros and Cons

The mayhem of Black Friday is nearly upon us, so it’s time to bend the credit card and bag all of those discounted goods. Whether you are shopping online or parting with your cash in the shops, negotiating the vast array of deals can be brain bending. “Which” claims that the UK is expected to […]

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Save With the New Winter Discount Schemes from Energy Providers

We are being prepared as a nation for one of the coldest winters in years, so our purse strings are going to get just as affected by the change in temperature as our homes. Staying warm in winter is essential for our health, without that, those of us who work as freelancers or are on […]

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5 Simple Steps to Save on Your Bills

Most of us dread the monthly bills, especially in winter, however, whether its gas, electric or water there are ways of hindering the leakage and stop your money from draining away along with the soap suds. Bills are never going to go away so finding ways of cutting them back is the best solution. Don’t […]

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Top Tips for Winter Saving

The rising costs of energy bills have obviated the need for saving energy and therefore making your home more efficient. Here are a few basics that you can do to start saving money during these winter months and all year round. Set out a few basic rules for the whole family, its simple things like […]

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Are Coupons Worth It, And Will They Save You Money?

The current financial climate has meant that scrimping and saving on everything has become a must. Saving money is harder these days, but can coupons help? Or do they lull you into purchasing more or make you spend out on items you don’t need, just because there is money off. 3 for 2 is great, […]

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Common Money Issues for Young People in Rented Accommodation

Thinking about renting your first home can seem overwhelming and exciting. Planning is essential, creating a budget is important, enjoying the move should be savoured. Here are a few ideas to consider when thinking about the costs both obvious and hidden. Be aware of all of the costs; what you need to pay up front […]

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Top Tips to Manage Your Money

Keeping a note of your weekly expenditure is a great way of helping to understand your money and where it goes. After a couple of weeks you will be able to see the ‘leakage’. It’s like turning on a tap, sometimes it feels impossible to walk out of the front door and not spend a […]

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Short Term Loans – Who Can Apply?

News stories about borrowing and the debate about short term loans have dominated the press over the last year. The government’s borrowing was put under the microscope in the recent election, and in common with our rulers we all need to borrow in an emergency. Use a Short Term Loan Responsibly This type of borrowing […]

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