Can You Get a Loan with Bad Credit?

If you have a poor credit rating, you may ask yourself whether or not it’s easy to get a loan with bad credit. Or perhaps you’ve been turned down by a few lenders, and believe that your credit score is stopping you from getting a loan. But there are a number of loan options available […]

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What is a Short Term Loan?

While it may be obvious from the name that a short term loan is repaid over less time than other forms of credit, what other factors make up a short term loan? How easily accessible are they and do you need good credit to apply? There are a few different types of short term loan, […]

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What is a Payday Loan?

A payday loan is a small short term unsecured loan granted by a lender to a borrower. The expectation is that the loan would be repaid with the borrower’s next payday check. Some people refer to payday loans as cash advances, as they are designed to help the borrower access expected cash in advance before […]

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Myth: All Debt is Bad

If you’ve struggled with debt in the past, it’s completely reasonable to believe that all debt is bad. And it’s never a good idea to take out a lot of credit if you don’t need to. But there are quite a few benefits to borrowing, especially if you’re looking to improve your credit score. Showing[…]

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What’s the Best Way to Manage Your Finances?

Honestly, there is no simple answer to this question. We’ve not yet discovered a one-size-fits-all solution when it comes to managing money. But there are a few techniques you can use to better understand your finances, and you can always find additional information online. Create a Budget It may sound pretty basic, but if you[…]

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How to Manage Stress about Money

Money and mental health are often connected. Poor mental health can make managing money harder and worrying about money can make your mental health worse. Reasons You May be Experiencing Money Worries If you recently lost a job or had to take some unpaid holidays, which affects your regular income, you might find yourself experiencing[…]

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How Your Local Region Has Been Impacted By COVID-19: The Data

Since the outbreak of coronavirus, it’s been estimated that around a quarter of the UK’s population have been furloughed, with more than a third of workers affected in some areas. This has meant that a large percentage of the nation’s earnings have decreased by at least 20%. Obviously this has impacted just about all of[…]

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5 Tips To Improve Your Credit Score

Having a low credit score can make it more difficult for you to get credit, whether it’s a mortgage or a payday loan. It can be both embarrassing and upsetting when it happens. It can also be frustrating, especially if you can’t afford to repay a significant amount more than you currently are. However, there[…]

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How to Get Out of a Financial Difficulty

Many people find themselves in some degree of financial difficulty. Whether it be economic recession, bad investments or just an inability to find a job due to lack of experience… you name it, financial difficulty can come suddenly and from a large variety of sources. The Solution To Bad Debt The most important thing is[…]

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Getting Debt Help

More and more people are finding themselves in financial difficulty. With the cost of living rising but wages staying fairly consistent, it’s no wonder that people are looking for credit to meet their financial demands. But you don’t have to settle for being in debt. There is plenty of support available if you find yourself[…]

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