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Welcome to the My Financial Broker Blog

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4 Ways to Improve Your Financial Status

A person’s credit score and rating is a reflection of their financial health and credit-worthiness in meeting financial responsibilities, such as for long and short term loans, mortgages and bill payments.  Through improving credit score and rating, a person may improve their financial status. Being credit-worthy gives lenders confidence in a borrower to approve either […]

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Don’t be afraid to take short cuts

It has been said before that the best coder is a lazy one (Jeff Atwood). A lazy programmer tries his hardest to avoid writing monotonous code and always wants to find the path of least resistence to solve a problem. Writing software, especially early in the process can be dull. This is the part of […]

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Short term lending can take away your financial burden – here is how

Increasingly, more and more people are in need of accessing money at short notice to cover emergency costs.  Some await their salaries or wages and are extremely stressed in trying to meet payment deadlines before their monies are received.  Others may wish to cover business operating costs before income is received from outstanding invoices owed […]

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Payday lending, the facts

People struggling to pay bills before payday often turn to short term lenders to meet their financial responsibilities. Doing so allows these individuals to pay their bills on time so that they do not default on payments before their wages or salaries are actually received. Payday loans in particular provide timely access to smaller funding […]

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Why the best tool gets better results

As a developer, and general technologist I like shiny gadgets. I also like to use the latest tools of my trade. Before going into this I feel a story coming on… Some time ago I decided to get a new kitchen installed. Now as a self respecting man (I hate DIY) my first thought was […]

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Ten Tips When Considering a Loan

Making a decision to borrow money through a loan is not easy.  These ten tips when considering a loan can help you get better borrowing value for money. Identify the borrowing purpose. Narrow borrowing parameters. Obtain a credit report from a credit checking agency. Understand what constitutes your credit score. Take steps to improve your […]

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Short term lending – Why it’s not all bad

Short term loans are immediate cash solutions for individuals to meet personal financial goals and for businesses to achieve operational efficiency. Offering an emergency cash advance, short term loans may also be used at critical times, such as to reach loved ones in another country or to gain private medical treatment without long waits. When […]

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Choosing which Payday Loan company to go with

Payday loans have historically had quite a bit of negative press, mainly due to the shady lending practices of some of the payday lenders. We wish we could say that all lenders were legitimate and trustworthy but unfortunately that’s just not the case. There are lenders who seek to take advantage of people who are […]

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Why we moved into the cloud

Here at My Financial Broker we have made the choice to put our infrastructure into “the cloud”. A fashionable term at the moment. You will find short term lenders and payday loans companies masquerading as “tech” firms banding this term around. Like them we took a long hard look at how we were going to […]

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Payday Loans – The benefits for you

Different types of payday loans meet specific loan purposes and have varying loan criteria.  Each type of loan, its terms and conditions, fees, and interest rates can benefit borrowers in different ways. A payday loan is a type of short term loan; other types of short term lending options include overdrafts and personal loans. Some […]

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Reasons Why You Keep Getting Turned Down For Loans

Once a loan application for a loan is completed to borrow money for a specific purpose, the potential borrower eagerly awaits the result of the application so that he or she may receive the funds needed to achieve his ambitions, whether for business, car purchase, or holiday. A declined application potentially means that a life […]

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Lending options – Great advice for those looking for a loan

Creditors lend individuals money to meet personal and business expenses.  By providing lending options, lenders give individuals financial flexibility to achieve their ambitions in life. People borrow money for home improvements, car or computer purchases, or to fund a holiday.  Providers tailor loans to meet individual priorities.  Getting the right loan for a desired purpose […]

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Getting Free Stuff

Working for My Financial Broker as a startup venture there are a few things that just have to be accepted. Some things are good, some, not so much. You have to accept that cash flow, especially at the beginning, is a little tight. This means that you need to have many hats so anything you […]

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