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6 Cheap Afternoon Teas In London

Whether you live in London are just visiting, afternoon tea is a British staple that you should definitely make time for occasionally. Afternoon tea may sound like a pricey luxury reserved for ladies but we can point you in the right direction, here are 6 cheap afternoon teas in London, each boasting high ratings and […]

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10 Things You Need to Buy for Your Children

As a nation, we love spending money on our children. According to a study from Aviva, first-time parents from the UK spend almost £492m preparing for a new baby. Whether you have a newborn baby or a teenager, children are the hearts and souls of our society. It’s natural that British parents love to spend […]

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9 Money Saving Hacks to Save £1,870 Cash (Every Single Year)!

We all know how difficult it can be to save money, which is why we’re sharing 9 practical saving hacks to help you save more, without compromising or changing your lifestyle! Shockingly, 1 in 4 UK adults has zero savings. Worse still, 10% of Brits admit to spending more than they earn.   As our […]

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20 of the Best Free Museums in the UK

A museum trip is the ultimate day trip adventure! With so many around the country, you can easily find the perfect one for you to learn something new about the world around us. And the best thing is many them are free, meaning you can bring out your archaeological side without it costing a penny! […]

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12 Free Father-Daughter Activities To Keep You Fit

School holidays might be your child’s favourite time of the year, but for you, it probably means trying to come up with umpteen ways to keep them occupied. Instead of listening to the constant chorus of ‘I’m bored’ while trying to understand what your daughter is interested in, why not do something active? You can […]

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No Guarantor Loans

What is a Guarantor Loan? As the name suggests, no guarantor loans don’t require a second party or guarantor to be on standby to pay for you in the event you can’t make a payment.   Loans without a guarantor can be a good financial solution if you aren’t in a position to ask somebody […]

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Compare Overdraft Fees Vs. Payday Loans

When it comes to managing your finances, every penny really does count. That’s why knowing what’s what with overdraft fees and payday loan interest is so important, especially when an unexpected cost hits and you just don’t have enough to cover that and your usual expenses until payday. There’s no denying that having a bank […]

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XMAS Saving Tips – Vision

Throughout 2020, most of us have barely left our homes, and at times we’ve been cut off from our friends and family. So let’s try and make this Christmas spectacular, and go out with a bang!  If you’re worried about spending too much money though, we’ve come up with a few ideas to allow you […]

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XMAS Saving Tips – Sound

Saving money at Christmas is not always easy. And this year, most of us want to go out with a bang where possible, after all the stress and uncertainty of 2020 so far. But being smart with Christmas spending doesn’t have to be complicated – it’s about cutting back in areas you won’t really notice, […]

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XMAS Saving Tips – Play

Even though the date never changes, almost nobody is prepared for Christmas when it rolls around each year. We often put off saving until the last minute, perhaps relying on a Christmas bonus to cover the costs. And most people won’t start worrying about buying presents until there’s so much tinsel around the house you […]

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Looking For a Loan Without a Credit Check?

If you have bad credit, you might be searching for a no credit check loan. You may have been turned down by more traditional lenders, and are therefore concerned that you won’t be able to borrow the funds you need.  While loans without credit checks don’t really exist, there are options available, regardless of your […]

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Calculating Interest on a Loan

When looking into your loan options, one of the most important things for a lot of people is the interest rate. You don’t want to have to pay more than necessary! And for some loans, calculating the interest is easy – the lender will let you know the annual interest rate. But with short term […]

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Best Way To Apply For a Loan

Applying for a loan can be incredibly stressful and time consuming. Although you don’t need to visit a local high street bank anymore in order to take out credit, even online applications can be challenging. You can spend hours comparing lenders, and then you may not even be approved by the first lender you try, […]

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How to Apply For a Loan

As with most things, if you’ve never applied for a loan before, you probably won’t know what to expect. What information should you have to hand, and what questions will you be asked? Will you be eligible for the loan? While no two loan applications are exactly the same, we can help give you a […]

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Best Way to Borrow Money

What’s the best way to borrow money? Unfortunately there is no simple answer to this question, as it can depend on a number of personal factors. But we’ve listed a few of the top tips and tricks below when it comes to borrowing money, to help you get the best deal! Ways to Borrow Money […]

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How to Borrow Money

If you’ve never taken out credit in the past, it can be challenging to know how to go about it. You’ll need to consider things like how much you need to borrow, and the best way to find a reputable lender. You may also need to check your credit score, if you’re unsure how high […]

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Whats an Unsecured Loan?

You’ve probably heard of secured and unsecured loans, and may be aware that all loans fall under one of these categories. But how much do you really know about either type of loan, and can you always tell the difference between the two? We’ve outlined the basic facts below, to help you decide which type […]

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Secured and Unsecured Loans

There are two different types of loan – unsecured and secured loans. Both come with their own advantages and disadvantages, but which type you choose will generally depend on three things: your credit history, the amount you need to borrow, and what the loan is for. For instance, if you have a good credit score, […]

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What is an Unsecured Loan?

When it comes to taking out loans, you will almost certainly come across the terms ‘secured loans’ and ‘unsecured loans’. All loans will fall under one of these categories, but unless you’ve done a little research, you may be uncertain about the similarities and differences between the two. To make it simple, we’ve therefore outlined […]

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Payday Loans – Advantages and Disadvantages

You may have heard about a few of the disadvantages of payday loans, such as their higher interest rates when compared to long term loans. But will you really be paying back that much more interest overall? As the loan terms are much shorter, this is not always the case.   There are many other benefits […]

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Payday Loan Help

If you find yourself in a situation where you need cash fast, you may be considering taking out a payday loan. But if you’re new to short term credit, you may not know much about payday loans themselves, or what lenders are available. You may also be concerned about eligibility.  If this is the case, […]

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Advantages of Payday Loans

When it comes to short term loans, everyone has heard of payday loans. But what do you really know about how they work? Are the interest rates as high as people think, and are there any advantages to taking out a payday loan? As with most things, there are advantages and disadvantages to taking out […]

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Borrowing a Short Term Personal Loan

When it comes to short term loans, it’s not always easy knowing which is the best option to suit your needs. So how do you decide which type of short term loan you should opt for, and how do you calculate the interest rate? For most people, the sort of loan you take out will […]

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Definition of a Short Term Loan

Some aspects of a short term loan are obvious. They are repaid over less time than a long term loan, for instance! But what other factors make short term loans different from longer term loans? We’ve explored these factors a little more below, but the simple answer is that for the most part, both types […]

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What is a Payday Loan?

Most people have heard of a payday loan. They are famous for having high interest rates, and are thought to only be aimed at individuals with a bad credit score. But these are generalisations – there may be more to a payday loan than you realise. Why Might You Need a Payday Loan? A payday […]

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