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Debt The Halls – Majority of Brits unable to pay off Christmas debt before April

Posted in - Festive Finance

According to The Bank of England, a typical UK household spends over £500 more during the Christmas season. Consequently, many of us are tempted to borrow a £500 loan to help regain stability in January. However, research conducted by PiggyBank found that a majority Christmas debt isn’t repaid fully until April. In The Press The Independent – Majority of Brits unable[…]

What Are The Last Dates For Sending Post This Christmas?

Posted in - Holidays and Events

With Christmas just around the corner, Royal Mail have now published their recommended domestic and international last posting dates for Christmas 2018. Sending cards and presents across the UK To ensure your loved ones receive their gifts on time for Christmas, you’ll need to send letters and packages at the latest: Saturday 22 December – Special[…]

Here’s How To Plan Your Big Day on a Budget!

Posted in - Event Planning

For some couples, their wedding is paid for by their family. But most of us have to reach deep into our own pockets for the big day. Fortunately, our lenders could help with short-term loans which can help you plan your magical day. We can put you in touch with instalment and payday loan direct[…]

A Royal Engagement and Wedding in 2018 – Here’s How To Plan YOUR Big Day on a Budget!

Posted in - Event Planning

Congratulations to Prince Harry and Meghan Markle on a beautiful wedding! While their wedding was paid for by the royal family, most of us have to reach deep into our pockets for a day just as special. Fortunately, our lenders could help with short-term loans which can help you plan your magical day. We can put you[…]

How The UK 2017 Budget Will Affect You

Posted in - UK Finances

Today the UK government released their 2017 Budget. Chancellor Philip Hammond aka “Spreadsheet Phil” (due to his love of numbers) announced the government’s plans for future spending and taxes. Here’s how it will affect you. Housing Stamp duty on properties worth up to £300,000 is now abolished, which can help you get on the property[…]

Avoiding The Winter Squeeze on Your Energy Bills

Posted in - Save on Your Bills

Homes throughout Britain have just started to switch on their central heating to combat the cold weather. In most cases this will continue all of the way until March / April of next year. Heating your home can account for up to 75% of overall energy consumption, so if you’re on a budget it’s important[…]

Save Money by Maintaining Your Home Appliances

Posted in - Money Saving Tips

We all depend on our home appliances for so many aspects of our lives, so when an appliance breaks down it can be an expensive proposition to replace it – especially if you’re on a budget. If repairing a necessity like this is too expensive and your credit score is low, you can apply for[…]

Black Friday Consumer Guide

Posted in - Event Planning

Mark your calendars: Black Friday will be hitting us this year on Friday 24th November. The shopping extravaganza that started in the US has made its way across the pond to the UK since 2013. Black Friday has attracted very polarising opinions – some see it as a great opportunity to snap up some bargains[…]

Bonfire Night on a Budget

Posted in - Festive Finance

Halloween is over: now it’s November and time for Bonfire Night! With Christmas just around the corner, you’ve probably started to think about budgeting for presents, but Bonfire Night doesn’t need to cost you a fortune. Here are some useful tips on celebrating on a budget, and most importantly – how to stay safe. Choosing Fireworks There[…]

How to Get Cheaper Gas and Electricity this Winter

Posted in - Festive Finance

Energy prices have maintained a steady level over the last few years, but with prices beginning to rise across the range of electricity and gas suppliers in the UK, now is the perfect time to make a switch and get cheaper energy this winter. All households are feeling the pinch as prices rise for all utilities, amenities[…]