Short Term Lending

Short term lending is a term used to describe the process of granting short term loans. A short term loan is a loan with a relatively short maturity date. Short terms loans usually have a short term span unlike long term loans. Examples of short term loans will include overdrafts, payday loans, credit cards and cash advances. Long[…]

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Finding Money Fast

Life is filled with unexpected occurrences that sometimes seem to pop out of nowhere. Even the most prudent spender could face situations that require that they find money fast. A sick child or relative, a natural disaster such as severe flooding, a theft, accumulated outstanding bills and several other possible circumstances may require that one[…]

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Different Types of Loans

There are different types of loans available to people seeking financial assistance. The loans can be categorized based on various criteria and factors. One way of categorizing loans is based on their duration. Based on this classification criteria there are short term, medium term loans and long term loans. Short term loans have a brief[…]

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The Facts About Short Term Loans

Short term loans are cash advances given by a lender to a borrower for a short amount of time, usually no more than 6 months. A payday loan is a type of short term loan. It is repaid over several days or weeks, often after your monthly wage is paid. Overall a short term loan […]

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Should I Get a Payday Loan?

Have you ever wondered if you should take out a payday loan? First, what is a payday loan? A payday loan is a short term loan given to a borrower by a lender, payable on the borrower’s next payday. This means that someone who needs quick cash before his payday can get a payday loan […]

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Hidden charges on credit cards

Credit card companies make use of several tantalizing promotional offers aimed to lure people to start using their cards. Many of such irresistible looking low interest rates offers advertised by credit card companies are sometimes designed to hide several hidden charges on credit cards that can trap the unsuspecting individual in a quagmire of debt.[…]

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Best Ways To Improve Financial Health

Good financial health would help a family and individual to enjoy and maintain relatively good standards of living. A lot of people and families are however constantly battling to stay out of the red and meet up with all their bills and obligations. Some people wrongly believe that a good employment would solve all their[…]

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Same Day Payday Loans

One of the most attractive features of payday loans for many people is the fact that they’re quick and fast. It is an effective same day cash solution for people in need of quick cash. The loans are short term and unsecured, but the entire process is so simple and fast that they are sometimes […]

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5 Common Financial Mistakes

Handling money can be fraught with problems, especially when there is not much of it around. So we’ve put together a short guide to five of the most common financial mistakes people make. 1. Saving vs Debt One of the most common money mistakes is to save money rather than paying off debts. Debt costs[…]

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3 Easy Money Saving Tips

If you are struggling financially, then a short term loan can be a useful short term solution to your problem. However, if you consistently need to borrow money to get by, then you need to look at ways of cutting everyday costs. Here are simple 3 tips to help you save money. 1. Switch to[…]

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