Same Day Payday Loans

One of the most attractive features of payday loans for many people is the fact that they’re quick and fast. It is an effective same day cash solution for people in need of quick cash. The loans are short term and unsecured, but the entire process is so simple and fast that they are sometimes […]

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5 Common Financial Mistakes

Handling money can be fraught with problems, especially when there is not much of it around. So we’ve put together a short guide to five of the most common financial mistakes people make. 1. Saving vs Debt One of the most common money mistakes is to save money rather than paying off debts. Debt costs[…]

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3 Easy Money Saving Tips

If you are struggling financially, then a short term loan can be a useful short term solution to your problem. However, if you consistently need to borrow money to get by, then you need to look at ways of cutting everyday costs. Here are simple 3 tips to help you save money. 1. Switch to[…]

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Renting with Bad Credit

The number of landowners is falling fast. According to Natalie Elphicke, a housing expert, by 2041, only 49 percent of people will own their homes. This means that in 27 years, renting will become the norm. To Rent or To Buy To buy or to rent is a complex argument. Owning a home is a[…]

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The Advantages of Short Term Loans

The loans industry can be confusing, but is divided between long term and short term lending. A long term loan is typically characterised by offering amounts of over £5,000, whilst short term loans are designed to cover short term cash flow problems. If you’re running short of cash and need a small amount of money […]

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5 Ways to Fix Your Finances

With the economic gloom showing no sign of lifting, stretching the average income to afford even the essentials is a continual challenge. To pay your way, applying for a loan is one answer, but it’s always worth looking at ways to pep up your finances without increasing your debts. So we’ve put together five ways[…]

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Myths About Debt

Managing money isn’t easy. So getting into debt (and out of debt) is widely written about. But if you do an online search for ‘ways to get out of debt’ you’ll often be sent to websites offering to loan you money. And all debt is bad right? Well, not always – it’s how you handle[…]

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Avoiding Pay Day Loan Debt

The Consumer Credit Counselling Service, have recently reported a threefold increase in the number of people applying to them for help with payday loan debt. Many companies within the payday loans industry do not file customer borrowing information with credit reference agencies, which makes it possible for customers to take out multiple loans. The net[…]

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Payday Loans – What to Look Out For

Consumer groups and professional debt advice services have long been concerned about payday lenders. Vulnerable groups of society, many of whom have bad credit, and are on very low incomes, are often forced to turn to payday lenders as a last resort. Currently, more than one million people in the UK are borrowing from payday […]

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Alternatives to Payday Loans

Massive APR rates, as well as high charges, have given payday loans a bad press and rightly so. Penalties for defaulting, increasing debts by rolling-over loans to the next month, and lack of responsible lending, leave customers caught in a never-ending payday loan trap. When you need funds in an emergency though, and friends or[…]

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