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What Exactly Is A Credit File, And How Does it Affect You?

You may have heard before that your credit file is important and that “you should really check your credit score more often”, but why? What makes your credit score so important, and how does it affect you? We’ll lay it all out for you. What is a Credit File? A credit file is made up of […]

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What You Need To Consider Before Buying Your First House

The average price for a property in the UK is £226,756 in 2017, according to the ONS. In the past year, housing prices have increased by about 5% for the majority of the UK, apart from Scotland who had a huge 7.7% increase. The currently inflating cost is not predicted to slow, so now is a […]

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Everything You Need To Know About The 2018 BRIT Awards

The BRIT Awards, which are often just called “The BRITs”, are an annual pop music award show, run by the British Phonographic Industry. The award is an acronym for “British Record Industry Trusts Show”, and there is a similar awards show for classical music, entitled the Classic BRIT Awards. The BRIT Awards are going to […]

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We All Know it’s Pancake Day, But What Actually is Shrove Tuesday?

Shrove Tuesday, or more mouth-wateringly known as Pancake Day, is on the 13th of February this year. We all know you have an excuse to gorge on delicious pancakes for one day, but what is the reasoning behind Shrove Tuesday? Shrove Tuesday is a Christian tradition where they ‘shrive’ themselves- which means to present yourself […]

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Ten Gifts for a Tenner: Valentine’s Day on a Budget

Christmas has come and gone, and now it’s time to forget about the year’s next gift-giving season: Valentine’s Day. Fortunately this time you don’t have to fret about buying thoughtless and secretly last minute presents from a petrol station on the way to visiting your distant family! February 14th is all about treating your dearly […]

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Giving Up These Things for Lent Will Save You Money!

Like millions of other people, you’ve probably overspent and over-eaten at Christmas. Fortunately, we are nearing Lent, a traditional fasting period for Christians that lasts for 46 days before Easter. Even if you aren’t religious, cutting back on your indulgences will save you money and also help you live a healthier lifestyle. This year’s Lent […]

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Everything You Need to Know About Help to Buy Schemes

The term ‘Help to Buy’ is thrown about quite freely these days with regard to buying property. Politicians usually adorn it with praise, while others have been doubtful of its benefits for various reasons or another. But what is it, and what benefits and drawbacks will it give anyone looking to get on the property […]

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Five Simple Tricks To Decrease Your Monthly Outgoings

Sometimes it feels like all your money disappears with bills and everyday essentials, doesn’t it? Although they are necessary expenses, it does seem to leave you with less money for you to spend on the things you enjoy! But what if you were able to cut back on your monthly outgoings – so you could […]

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How To Throw A Great Super Bowl Party!

The Super Bowl is seen as the biggest sporting event of the year in the States, and it regularly attracts over 110 million viewers worldwide. In recent years the Super Bowl has garnered a huge following in the UK, thanks to its coverage on television and formation of American Football teams within universities and amateur […]

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Here’s How To Watch The 2018 Oscar Nominees

The Nominations for the 90th Academy Awards, also known as the Oscars, have been released, and for once there doesn’t seem to be an outcry on social media about the shortlist! The big news is that Guillermo del Toro’s fantasy romance The Shape of Water has received a massive 13 Oscar nominations. This eclipsed Christopher […]

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Fresh and Great Value Seasonal Foods: Winter – Spring

Food that’s in season is nutritious, tasty and most importantly cheaper for your weekly food shop. Consumer demand means we are able to buy almost all of our food year round, but this does not mean we are getting the best deal. Here is our seasonal food shopping guide along with a delicious recipe for […]

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Credit Card Protection: Explained

There are so many benefits to using a credit card, one of which is credit card protection. However many of us don’t fully understand or use these safeguards that free. Under Section 75 of the Consumer Credit Act, you are protected by your credit card provider for purchases. But what does this mean, and are […]

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How To Save £1,000s On Your New Car: A Visual Guide

It’s the New Year, and you may be feeling ready to upgrade to a new set of wheels, but before you do so there are many aspects to consider to make sure you’re getting the most for your money. What’s more cost effective in the long run: outright buying, finance, or leasing? Instinct would lead […]

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Affected by Redundancy? Here’s What You Should Do

Being made aware that your career is in peril due to redundancy can cause a great a deal of stress and quite often financial difficulties. The story on everyone’s lips this week is the devastating news that the construction giant Carillion has collapsed into liquidation, which has put around 20,000 jobs in the UK alone […]

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5 Alternative City Breaks You Should Consider

Christmas is over and now the January blues have kicked in, so now is the time to plan that long weekend away. Fortunately in Europe, we have an endless supply of city break destinations such as Barcelona, Amsterdam, Munich, Paris… the list goes on! But for a more affordable city break in a slightly less […]

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Debt The Halls – Majority of Brits unable to pay off Christmas debt before April

According to The Bank of England, a typical UK household spends over £500 more during the Christmas season. Consequently, many of us are tempted to borrow a £500 loan to help regain stability in January. However, research conducted by PiggyBank found that a majority Christmas debt isn’t repaid fully until April. In The Press The Independent […]

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6 Financial Resolutions for the New Year

The New Year is a great time to put a plan together and overhaul your life for the better – especially financial resolutions that can help you get closer to your money goals. Here are 5 financial resolutions to make for the New Year. 1. Set some clear goals. Do you have debts that you […]

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What Are The Last Dates For Sending Post This Christmas?

With Christmas just around the corner, Royal Mail have now published their recommended domestic and international last posting dates for Christmas 2018.   Sending cards and presents across the UK To ensure your loved ones receive their gifts on time for Christmas, you’ll need to send letters and packages at the latest: Saturday 22 December – […]

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Cheap DIY Christmas Gift Ideas

Presents made with love (and your own hands) are the best kind. DIY projects are not only a good way to save some money on buying presents, but is also a great way to show your love for your friends and family by putting in some time and effort on something handmade. Here’s some easy and […]

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World Cup 2018: How Much Will Travel Cost?

The FIFA World Cup 2018 is scheduled to take place in Russia from June 14th to July 15th 2018, with the highly anticipated draw kicking off today in Moscow. If you’re a fan looking to travel to Russia for the event, you should start budgeting and planning out the rough costs now, so that you […]

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A Royal Engagement and Wedding in 2018 – Here’s How To Plan YOUR Big Day on a Budget!

Congratulations to Prince Harry and Meghan Markle on a beautiful wedding. While their wedding was paid for by the royal family, most of us have to reach deep into our pockets for a day just as special. Fortunately, our short-term loans can help you plan your magical day. As an instalment and payday loan direct […]

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Doorbusters and Loss Leaders – Is Cyber Monday Worth It?

Cyber Monday was first introduced in the US in 2003 and much like Black Friday, quickly made its way across to the UK. Cyber Monday is becoming widely known as the busiest internet shopping day of the year. The big question is – is it worth it?   Even though Black Friday has started to […]

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How The UK 2017 Budget Will Affect You

Today the UK government released their 2017 Budget. Chancellor Philip Hammond aka “Spreadsheet Phil” (due to his love of numbers) announced the government’s plans for future spending and taxes. Here’s how it will affect you.   Housing Stamp duty on properties worth up to £300,000 is now abolished, which can help you get on the […]

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Avoiding The Winter Squeeze on Your Energy Bills

Homes throughout Britain have just started to switch on their central heating to combat the cold weather. In most cases this will continue all of the way until March / April of next year. Heating your home can account for up to 75% of overall energy consumption, so if you’re on a budget it’s important […]

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Save Money by Maintaining Your Home Appliances

We all depend on our home appliances for so many aspects of our lives, so when an appliance breaks down it can be an expensive proposition to replace it – especially if you’re on a budget. If repairing a necessity like this is too expensive and your credit score is low, you can apply for […]

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