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Save Money by Maintaining Your Home Appliances

We all depend on our home appliances for so many aspects of our lives, so when an appliance breaks down it can be an expensive proposition to replace it – especially if you’re on a budget. If repairing a necessity like this is too expensive and your credit score is low, you can apply for […]

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The Ultimate Christmas Saving Guide

Christmas is just around the corner and can often be a strain on our wallets, with the effects felt well into the New Year. That’s why you should always start planning your Christmas finances in advance so that nothing comes as a shock last minute. Before you start going shopping mad, you need to set […]

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Black Friday Consumer Guide

Mark your calendars: Black Friday will be hitting us this year on Friday 24th November. The shopping extravaganza that started in the US has made its way across the pond to the UK since 2013. Black Friday has attracted very polarising opinions – some see it as a great opportunity to snap up some bargains […]

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The Bank of Friends and Family

PiggyBank has recently undertaken a survey and found the average Brit is in debt to the tune of £2,813 to their friends and family. PiggyBank surveyed 2,000 adults in the UK and found that the top reasons we borrow from friends and family is for unexpected repairs such as boiler breakdowns, bills and to help […]

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Bonfire Night on a Budget

Halloween is over: now it’s November and time for Bonfire Night! With Christmas just around the corner, you’ve probably started to think about budgeting for presents, but Bonfire Night doesn’t need to cost you a fortune. Here are some useful tips on celebrating on a budget, and most importantly – how to stay safe. Choosing […]

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8 Common Credit Card Mistakes to Avoid

They say that half the battle is knowing what NOT to do. If you’re looking to start building up your credit or repair a bad one, responsible use of a credit card with regular purchases and on-time repayments can help improve your credit score. A better credit score will make it easier for you to […]

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How to Get Cheaper Gas and Electricity this Winter

Energy prices have maintained a steady level over the last few years, but with prices beginning to rise across the range of electricity and gas suppliers in the UK, now is the perfect time to make a switch and get cheaper energy this winter. All households are feeling the pinch as prices rise for all […]

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5 Cheap Halloween Party Ideas That Won’t Break the Bank

Halloween is fast approaching so it’s time to start putting together the scariest Halloween party for your friends and family! If you’re living on a budget it might be frightening to consider some of the Halloween makeup and party gear that you see on social media and in the press, thinking that it’s out of […]

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Are you Paying Too Much in Overdraft Charges?

Like all debts, overdrafts need to be managed to ensure that you’re not paying more than you need to. Left unchecked, banks can charge high fees for overdrafts which can leave you in an unfortunate financial position. If you’re paying too much in overdraft charges each month, there are a number of ways you can […]

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Ranked: The 10 Best Jobs in the UK by Salary & Satisfaction

UK employment in 2017 currently stands at 74.8% – the highest rate since records began in 1971. Traditionally, jobs in tech and finance are usually rated the best by salary and job satisfaction, but a recent assessment by job search and review company Glassdoor shows that the best jobs in the UK come from a […]

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The Evolution of Budgeting Apps

“There’s an app for that…” Managing your finances used to be a difficult and time-consuming task. Prior to smartphones, you’d often find yourself standing in a queue in front of a cash machine or your bank to get a statement. Then you’d have to balance your chequebook to make sure you’ve not gone over your […]

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How to Get Fashion on the Cheap

With London Fashion Week winding down, the eyes of every fashionista are trained on the British capital. For us mere mortals the catwalk trends and high-level fashion seems a world away, but there are a few ways in which you can step out in style without breaking your budget. Let’s walk as carefully through a […]

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Are Brand Names Better Than Generic?

Whether it’s cereal, painkillers or batteries, recognised name brands will typically cost you more than their generic counterparts, which can add up in the long run. If you’re looking to save money on your food shop you might be cautious about switching to generic products – after all, aren’t they lower quality? Not necessarily! When comparing generic to […]

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How to Tackle the Unexpected

Life is full of surprises, big and small. We’re met with the unexpected every day of our lives, from unforeseen money problems to an emergency trip to the vet: and we all have different ways of how we deal with it. From minor changes to major life-shaking events, we all need ways to deal with […]

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How to Avoid Identity Theft

Identity theft happens when fraudsters gain enough information about your identity to commit identity fraud. They can then use your identity to open accounts, get credit cards, loans, passports, driving licenses and anything else of value to them. How to spot identity theft In most cases of identity theft, fraudsters have already acted on your […]

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How to Budget Like a Boss

Taking a few minutes each day to manage your money better can help you stay on top of your spending habits. It will help you create savings to pay off any debts you might have, pay for that holiday you’ve been planning or simply have it available for a rainy day. Here’s how to budget like […]

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Pocket Money: A Parent’s Guide

Pocket money is one of the first ways children can learn the basics of managing and spending money. It’s a great opportunity to teach them the value of money and useful habits for when they’re financially independent.   How do I budget for pocket money? Before you agree to a certain amount of pocket money […]

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7 Ways to Reduce Your Travel Costs

Whether it’s getting to and from work or doing the school run, travel costs can’t be avoided. The Office for National Statistics that the average family in the UK spends £74 per week on travel costs – almost £1.5 billion combined.  But if you’re smart, you can save money in the long run. Here’s 7 ways […]

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4 Common Internet Scams to Watch Out For

Cyber criminals target businesses and consumers of all ages alike. The internet has made it infinitely easier to shop, pay bills and enjoy our leisure time, but it’s also made it easier to commit crimes. With our private lives, homes and work offices connected to such a vast online world, we need to be cautious […]

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Seasonal Food – Fresh and Great Value For Money

Seasonal eating helps you enjoy the freshest fruits, vegetables and meats at their seasonable best which means better taste & more money left in your wallet!

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Could These Surprise Factors Be Affecting Your Credit Rating?

Building and maintaining your credit score is vitally important to maintaining your creditworthiness, as potential lenders will use this score when assessing the risk of lending to you. Your credit score can fluctuate depending on your behaviour, such as falling behind or missing payments entirely. However, there’s a surprising number of factors you may not […]

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Do You Have a Small Fortune Hidden Away in Your Attic?

It turns out those boxes of junk you’ve refused to throw out for years might be worth a lot of money to the right buyers online. If you make the journey deep into your attic by braving the dust, spiders and Christmas decorations you could find a couple of retro hidden gems that are worth […]

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University Graduate Survival Guide

University has come to and end and it’s finally time to face the real adult world. It is a scary prospect for all students. Sure, you’ve had a taste for adult life, paying your student rent and bills, studying and holding down a part-time job at the same time, but now for reality. The party […]

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Free Things to Do During the School Summer Holidays

The summer holidays are finally here and if you have children it can be difficult to keep them occupied until school rolls back around in September. Not only that, but it can actually be quite expensive with the cost of childcare and trying to find suitable events and places to visit that aren’t going to […]

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Should You Choose an Unarranged Overdraft or a Payday Loan?

For those in a tight financial spot in can be difficult to come to a decision on the best course of action. If you’re unable to call on the assistance of close friends or family members in a time of a financial uncertainty, the most common options are going over your current account limit with […]

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