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Welcome to the My Financial Broker Blog

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Amazon Prime Day: What to Expect and Top Tips

Christmas – some may say that it’s too early to think about it now, but it’s important to prepare for the most wonderful expensive time of the year! If you’re looking to spread the cost of your Christmas, our same day loans can help. With My Financial Broker you can borrow up to £1000 and […]

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Goodbye Estimated Energy Bills, Hello Smart Meters!

It’s no secret that estimated energy bills can cause you to end up paying more for your energy – and leave your wallet much lighter at the end of the month. That’s why the Smart Meter Bill announced in the Queen’s Speech will help put you in control of your energy use, and know exactly […]

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How to BBQ on a Budget This Summer

When the sun is out it is always nice to invite a small group of friends and family round for a BBQ. There is nothing better than being surrounded by love and laughter with an ice old beer in one hand and a burger (veggie or meat) in the other. Cooking at home doesn’t need […]

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Camping on a Budget in the UK – Where to Go on Holiday this Summer

Summer is around the corner and we’ve been lucky enough in the UK to have some hot weather so far already this year. With the holidays approaching you really don’t need to spend loads of money on an expensive holiday abroad. There are plenty of enticing and cost effective camping spots across the UK for […]

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How to Budget For a Summer Holiday

Are you dreaming of taking that perfect summer holiday this year? With summer just around the corner, it’s the perfect time to start planning your summer getaway. But did you know that the average holiday costs £974? Other than the holiday booking itself, new clothes, spending money and transport costs take up the majority of […]

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Surviving Festivals on a Budget

Festival season is now upon us and there are many of us who are thinking of digging into our pockets and spending upwards of £200 for a ticket to one of the many festivals around the UK. One of the things that holds us back from going or causes problems when it’s finished is the […]

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How to Save Money on Your Food Shop

Food shopping for yourself or your family doesn’t need to cost a fortune. Whether you go to the shop daily, weekly, monthly, order online or in the store, or live solely from takeaway food, you’ll definitely end up spending a lot of money on food. Saving money on your food shop is an easy method […]

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The 5 Most Common Reasons Behind Personal Debt

Getting into personal debt is easily done. Whether it’s random circumstances, unexpected bills,  or simple mistakes, it can all lead to a spiral of uncertainty. In tight financial situation, it can be tempting to borrow an extra £100 loan but this can further increase your debt, through fines, missed payment fees and interest on top […]

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Top 5 Cheap UK Holiday Destinations

The Great British Staycation is at an all-time high. Since Brexit, holiday prices to Europe have jumped more than 35% and the fall in the pound means you’ll get less sangria for your travel money. We don’t advise to get a loan for holidays abroad, as these loans are intended for unexpected expenses. That’s why […]

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Fraudsters and How to Keep Your Money Safe

As technology grows, so does the cyber crime. Every 15 seconds someone in the UK is scammed out of their money online. Financial Fraud Action UK said there was a 53% increase compared to the year before! More of us are using our credit and debit cards online and divulging our bank details, making it […]

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Summer Saving Tips

When you’re hit with an unexpected bill, a short term loan is a quick and reliable way to correct the situation. However, taking out a short term loan should be considered carefully as there may be cheaper alternative options. This is one of the many reasons why we save for a rainy day. Funnily, the […]

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What Finance is Best For You

Finance is a broad term – there are so many options available to you. From store cards to instalment loans for bad credit, there’s no shortage of how you can get credit, regardless of your credit rating. Over 60 million credit cards were in use last year and over 2 million people took out a […]

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What Your Taxes Pay For

There are just over 30 million taxpayers in the UK at the moment – that’s around 46% out of the total population of the UK. While that may look like over half of the population are avoiding paying tax, that definitely isn’t the case. Children, OAPs and the unemployed don’t have to pay tax, of […]

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Car Maintenance – Cut the Amount of Cash you Give to the Garage

The average hourly rate for garage repair stands at £75 – and if you go to a BMW dealer it can cost over £200! But getting your car fixed doesn’t have to be a financial pain – there are some brilliant ways to save some serious cash when you need to take your car into […]

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UK Unemployment Coming Down – Is it Easier to Find a Job Now?

Unemployment levels may have fallen to just 1.6 million people – which accounts for 23.25 million full-time workers and 8.55 million part-time workers. So, at 0.77 applicants per vacancy, does it mean it’s now easier than ever to find a job? So why has the level of unemployment fallen? The decrease in unemployment in recent […]

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Can You Afford to Work For a Charity?

With over 195,000 registered charities to choose from, it seems it would be easy to find a job in the voluntary sector. From helping out in animal shelters to donating time to helping children to read, there’s no shortage of charities in the UK. Most people take on voluntary work as a hobby in their […]

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Everything You Need to Know About Renting

  In 2005 1 in 5 young adults lived with their parents, but now it’s risen to 1 in 4 thanks to low salaries that don’t line up with inflation and housing prices. But renting for the first time, whether it’s with a friend or two or your first place on your own can be […]

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The Best Options For Your Savings

Almost 17 million Brits have less than £100 stashed away in savings, according to This is Money. For a lot of us, it’s starting to save and sticking to it, as opposed to having no money to save. It does also depend on where you are in life. A huge 3.5 million of us have […]

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5 Ways To Grow Your Personal Finance in 2017

We could all do with a brighter financial outlook but, in order to get that, we could probably all do more to make our money go further. With a little effort and some smart decision making, there are ways we can all grow our personal finances in 2017. Here are five ways to do just […]

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Benefits of a Workplace Pension

A pension is your financial security for your future after you have retired from working. For the majority of people the government will provide a state pension, covering all of your basic needs, but adding money to a workplace pension during your career is beneficial to you. Since 2012 there has been a rollout of […]

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Are Payday Loans Cheaper than Unarranged Overdrafts?

If you are in need of a short-term solution to financial worries there are often only a few possible options open to you. If you are unable to borrow money from family members and loved ones to help you get through this tough period, the other options are to take out a payday loan or […]

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How to Treat Your Loved One on Valentine’s Day

With Valentine’s Day coming up tomorrow it is the perfect time to have a think about what you are going to do to make it a very special day for your loved one. Loads of romantics will push the boat out, putting them at risk financially as a result. There is no need to do […]

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Bank Overdrafts found to be more costly than Short Term Loans

Research from consumer champions Which? has found that bank overdrafts can be eight times more costly than payday loans. Borrowers needing as little as £100 could be charged up to £156 more by their bank than it would cost at a payday lender, it has been revealed. Which? compared the cost of borrowing £100 for […]

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How to Ace a Job Interview in Advance

The job market can be extremely tough. You are either well prepared but do not have any experience or you have too many qualifications. Acquiring a great job is quite an accomplishment. However, most people do not do that well at interviews. With the pressure building up they start feeling stressed. Emotions are normal and […]

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Writing a Kickass Cover Letter

In a world defined by ’30 under 30’ type lists, everybody wants to do an outstanding job. However, most jobs worth their hype require a lot more effort than usual. Differentiate yourself A cover letter is not mandatory, but it does help. Remember, you will not be the only one applying for that particular job. […]

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