7 Alternative Autumn Getaways You Need To Consider!

Was it the suspiciously good weather that made you stay in the UK, or was it the World Cup? Perhaps like many us, it was the eye-watering costs of spending a few days abroad. Either way, there are many of us who didn’t get to take a little trip overseas this summer that would have liked to. But not to worry— here are seven alternative trips that are not only unique, but also won’t break the bank this autumn!

Budapest

Hungary’s capital is one of the most picturesque budget city breaks in Europe at the moment. Situated on the huge river Danube, this city has more than enough to keep you occupied for up to a week. The incredible architecture of Budapest of Roman, Turkish and Gothic inspiration are some of the best sites, and among this are the number of hot springs and the famous House of Terror museum— which details the relationship between Hungary, Nazi Germany, and The Soviet Union. Budapest is also home to Europe’s largest and most spectacular Synagogue in Europe.

Dubrovnik

This might be a bit of a sore subject after the World Cup…

One of the busiest but most beautiful locations in Croatia is much quieter in the Autumn, which means it’s a lot cheaper! You can explore the city’s castle and famous walls which will also attract those of you into Game of Thrones as it is used as the set for King’s Landing. You can take a cable car up to the top of Srđ a 412 metre hill that overlooks the city for that extra special view! Autumn also holds the Good Food Festival, which brings culinary delights and cookery workshops.

Reykjavik

If you’re not too bothered catching some Autumn sun, then look no further than Iceland’s capital. After the summer months, the crowds are lower and so are the prices, so Autumn is the ideal time to go! In the World’s most northern capital you could go and witness the Northern Lights, visit an unearthed Viking longhouse or the standout Art Gallery and National Museum. Reykjavik is one of the more expensive cities on our list, as flights from London can vary between £56 to £216. But, a quick payday loan can help manage your budget.

London

You may not realise that the autumn months are also the perfect time to check out our own capital city! As the summer tourists subside you could take a trip to WB’s Harry Potter Studio tour or visit some of the city’s top free attractions. Most noteworthy there’s even the chance to go and see some of the Museums at night, where there are special talks and events.

Dahab

If you fancy escaping Europe for a while, try Dahab, one of Egypt’s rising coastal resorts. Being 100 km north of Egypt’s more popular holiday destination Sharm el-Sheikh, Dahab has a much more laid-back vibe. This area of the Red Sea is renowned for its magnificent coral reefs and dives. On top of this, there are many great day trips to do such as the Coloured Canyon to see the magnificent rock formations.

Berlin

There are around 2,500 parks and gardens located around Germany’s bustling city. This means autumn brings some of the most stunning amber-leafed walks of any city. Tiergarten— Berlin’s largest park with 23 km of space to explore, was once only admitted to the Royals, but now you can roam it to your heart’s content! If you visit Berlin at the end of November, you’ll be able to peruse the stalls of the famous Christmas market.

Florence

If you’re looking for a cultured city to unwind in, Florence could be for you. The entire city is a Unesco World Heritage site and boasts many of the most stunning fresco-decorated churches and art exhibitions in the world. The large crowds in Florence start to disperse around the start of October, which means a much quieter experience in the museums and a lot cheaper hotel prices! Florence was also the birthplace of some of Italy’s most renowned designers, such as Guccio Gucci— so there are plenty of boutique shops to browse.

If you’re looking to have a quick getaway this autumn, but don’t have immediate access to funds, PiggyBank can help! Our quick and easy loans can have you on a flight to an exotic location in no time.  Apply for a payday loan today

 

5 Things to do in London – That You Didn’t Know Were Free!

On a budget for the summer or just want to explore the capital without spending a fortune? Most of us know that London can be pretty expensive: in some parts, even a sandwich can set you back a few bob, but there’s also a lot of fun to be had for absolutely nothing! Check out our pick of the best free things to do in London.

The British Museum

London has a plethora of unique museums, and most of them don’t have an entrance fee that’s going to break the bank! The British Museum is the country’s largest museum, and also one of the oldest in the world. The museum holds some of the World’s most treasured pieces, including the Rosetta Stone — which was the key to deciphering Egyptian hieroglyphics. As well as Egyptian mummies, the museum also has Roman and Greek galleries and even an Easter Island head! It is open from 10:00 am – 5: 30 pm daily.

Diana, Princess of Wales Memorial Playground

Do you have children to entertain? Are you on a budget? Why not take them to this adventure playground to let off some steam, at no cost. Located at Kensington Gardens, this popular playground is perfect for children up to the age of 12. It consists of a sea monster sculpture, a giant swing, teepees and a tree house. The main attraction here is the wooden sailing ship, surrounded by a mass of sand. The children can have great fun using their imaginations pretending they are on board a ship to somewhere exciting.

Science Museum

Why not take a trip to this museum in Brompton. This large museum is spread across 7 floors, including exhibits which are not only both educational and exciting but also free of charge. You can also experience a flight simulator whilst you are there. This museum is open daily from 10 am- 6 pm. The closest tube is South Kensington. When you’re at the museum be sure to visit the Wonderlab: the Statoil gallery for some hair-raising science shows.

Natural History Museum

You can access this museum through any of the 3 entrances, these can be found on Cromwell Road, Exhibition Road and Queen’s Gate. The museum is open daily from 10:00am- 5:50pm, the last entry is 5:30. Here you can discover the answers to those big nature questions you’ve always had. Or why not delve into stories about the Museum’s scientists and researchers. Uncover the history of how life came to evolve on Earth, from the smallest insects to the largest mammals.

Mudchute Farm and Park

Fancy somewhere different for a day out with the kids? Why not head to Mudchute farm, set in 32 acres of countryside in East London. This farm is one of the largest inner City Farm in Europe. Let your children enjoy getting mucky with the many animals. Why not visit the pets corner for a cuddle. Open daily 09:00am- 5:00pm.

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The First-Time Buyer’s Ultimate Guide To Mortgages

At 359,000 people, the number of first-time buyers in the UK has hit a nine-year high. It’s quite surprising considering that homes are now an average of 21% more expensive than 10 years ago.

The majority of first-time buyers would have saved all their hard-earned money for a deposit (an average of £33,000 this year) towards a mortgage. Buying your first home can seem like a murky, complicated world. But it doesn’t have to be! Here is our first time buyers guide to mortgages

What Is A Mortgage?

Let’s start simple. A mortgage is where you borrow money to purchase a property. You pay it back monthly with interest – usually 25 years but some lenders will offer varying periods.

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Advantages Of A Mortgage

It may seem strange committing to such a long-term loan, but a mortgage can come with many advantages:

  • Affordable way to own your own home: Not many people have several hundred grand in cash to spare on buying their own home. A mortgage allows you to own your own home while paying it off in affordable instalments. A mortgage is probably the biggest ‘debt’ you’ll have, but most providers offer good deals which can work out a lot cheaper than paying rent.
  • Mortgages are cost-effective: Mortgage interest rates are usually fairly low because you’re using your property as security. This is because your property is used as collateral (security if you can’t make repayments).
  • You can personalise your home: Most rented properties won’t allow tenants to redecorate or even do basic DIY tasks. If you have a mortgage you have the freedom to make the property your own. So you don’t have to worry about asking permission to repaint a bedroom, put up a shelf or even knock through a wall!
  • More secure than renting: If you make your mortgage repayments on time every month, then you don’t have to worry about losing your home. If you were renting then a landlord might decide to sell up or even just kick you out for owning a cat!

Most Common Types of Mortgages

Repayment mortgages

This is where you pay part of the interest you owe, as well as part of the mortgage itself. It’s one of the best ways to ensure your property will actually be yours at the end of the mortgage period. A repayment mortgage can also be transferred to another property if you decide to move (this is called ‘porting’).

Fixed Rate Mortgages

Fixed rate mortgages remain a firm favourite with first-time buyers. This is because the mortgage rate is set for a fixed amount of time (2, 3 or 5 years). It’s one of the safest ways to pay off your mortgage as you’ll know exactly what you owe for a longer period of time.

If interest rates go up then you’ll still only have to pay the fixed rate you started out with. But if interest rates go down, you could end up paying more in interest rates than if you were on a variable rate mortgage. When your fixed rate period ends, you can always apply for another fixed rate deal! If you don’t, your lender will put you on the standard variable rate.

Variable Rate Mortgages

A variable rate mortgage is essentially the opposite of a fixed rate mortgage. If the interest rate changes, then your monthly mortgage repayments change. If interest rates go up, your mortgage goes up. If interest rates go down, your mortgage goes down.

Interest-Only Mortgages

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An interest-only mortgage is potentially a very bold move. It means you only pay the interest owed on your mortgage each month, but you must be able to pay the entire mortgage off at the end of your period. So if you have a 25 year mortgage, you may just pay the interest during the 25 years, but when that period comes to an end you will need to pay everything off.

This can be a great option for people who would prefer to save the money aside each month until the time comes to pay it off – or for people who are due to inherit a big sum of money. Another good thing about interest-only mortgages is that if the value of your home has rocketed then you can pay it off in one go by remortgaging your home.

However, it’s a very risky type of mortgage, so it isn’t a great choice if you’re apprehensive about how you’re going to find the money to pay it off at the end!

Help to Buy

The government introduced the Help to Buy scheme in 2013 and was designed to help first-time buyers get their foot on the property ladder. It’s essentially an equity loan where people can save just a 5% deposit for a new build property with a value up to £600,000, take a 20% loan from the government (40% if the property is in London) and the remaining percentage as a mortgage.

Here’s more information on Help to Buy schemes!

 

Ten Amazing Ways You Can Save Money And The Planet!

Did you know— every single piece of plastic ever created still exists. We all know that we need to do our bit to protect the environment we live in, but the cost of solar panels and eco-friendly products are unaffordable for most. Fortunately, there are some very simple ways to have a less harmful impact on the environment whilst also saving yourself money!

Wash Your Clothes In Colder Water

Clothes do not need to be washed using hot water every time. Even if you’re trying to eradicate some germy items, it doesn’t matter how hot you heat the machine. You’ll still end up with clean clothes, but without spending loads on energy to heat up the water!

Stop Buying Bottled Water

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7.7 billion plastic water bottles are used every year in the UK, and each one takes 400 years to decompose! Water from your kitchen tap is just as good as the bottled stuff, just cheaper.

Take An Old Bag Shopping

Make sure you’re not caught out with the 5p charge for a plastic bag! Keep a few scrunched up plastic bags in your car or at the bottom of your daily bag just in case you do go for a shop.

Get Yourself A Reusable Coffee Cup

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2.5 billion takeaway cups are used in the UK every year, but shockingly, only 1% of them are recycled! Make sure you’re not contributing to this by getting yourself a reusable coffee cup — these travel mugs are made using sustainable bamboo instead of plastic, and can be recycled too. Take this into many coffee shops like a Pret A Manger to get a 50p discount for using your own mug!

Book Worm? Join The Library

If you’re a keen reader then joining your local library will be a really cost-effective way to read all the books you want! Plus, you won’t be cluttering up your house with lots of books and cutting down trees to produce the paper for your individual copy.

Grow Your Own Food

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Even if you start off with a small selection of herbs, growing your own fruit and veg is a cost saver and is environmentally friendly. Having your own produce means you won’t be buying food that’s been flown in from the other side of the world. Try this guide to growing vegetables in limited space!

Get Rechargeable Batteries

Spend a bit more money initially and buy a few packets of rechargeable batteries. This will reduce the number of finished ones going into landfill and saves you money in the long run. Buy them on sale and stock up over time.

Turn It Off At The Socket

The Energy Saving Trust estimates that an average household will spend about £80 per year powering appliances left on standby. The worst culprits were Wireless routers, printers, iPad chargers, Xbox’s, and set-top boxes. Save yourself money by simply switching things off at the wall when you’re not using them!

On Your Bike!

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One of the simplest ways to reduce your carbon footprint and save yourself a fair few pounds is ride or walk to work. For one, it’s a great way to get fitter, and you won’t have to get stuck in pesky congestion! Failing that, getting a bus may even be cheaper than driving and also means that the emissions are still lower.

Sell Your Old Electronics

Route through those drawers and dig your old smartphones and cameras and get money for recycling them. You’d be surprised how much you could get for a phone that’s a few years old! Try this recycling comparison site to get the most cash when recycling.

 

Cut The Cake On The Cheap — 10 Ways To Reduce The Cost Of Your Wedding!

Weddings are one of the most expensive festivities that you’ll ever organise in your life. These days, they cost around £5,000 minimum, with the average wedding in England costing upwards of £27,000. At the very least, you can expect to spend around £10,000 between your wedding and honeymoon if you’re at least attempting to budget. Here, you’ll discover how you can cut down those wedding costs even further!

The Cake

The Invites

Making the invites can be fun after all! You can create your own professional looking invitations with ease with Canva. You can use a template or even create your own design. Then simply download it and print it off on some nice thick paper!

Send Your Invites Electronically

In this digital age, you can cut costs down even further and send your invites out over email or on social media. Sure, it’s less traditional, but it’s easier for people to RSVP on their devices. It’s also more environmentally friendly!

The Flowers

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Local florists are your friend here. They’ll be happy to get the business, too. Ask around on social media, check reviews, and inquire before you set anything in stone. The plus side of having a florist that’s local to you is that if something goes wrong, you can take a quick trip to them.

The Decorations

Weddings that have largely handmade decorations are just as amazing as a wedding that hires professionals. If you can work with your theme, you’ll be surprised how much money you’re probably wasting because it’s easier to just buy it.

Do Your Own Makeup

For the bride and brides to be, you already know what makeup looks good on your face, and which colours suit you. Doing your own makeup or getting a friend who’s a dab-hand with a brush can save you money that you didn’t need to spend in the first place.

Wedding Shoes

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Another one for the brides. If you’re wearing a floor-length dress, don’t worry about splashing out on a pair of heels. A nice pair of plain white, silver, or ivory heels will be fine, and they won’t add another few hundred to your budget. You’re likely to switch to flats after a couple of hours, anyway.

The Music

What’s wrong with a Spotify playlist? If you have a tech-savvy 20-something in your midst, ask if they can take care of the music for the night. Just make sure that one uncle with the bad music taste doesn’t get hold of it. That way, you won’t need to pay a DJ to keep the music going.

Wedding Gifts

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It’s nice to be gifted some nice items on the day, but you just don’t need that overly fancy cutlery set from your great aunty. You can use this as an opportunity to get back some of the money you’ve spent on your wedding! Why not ask attendees to forgo the wedding gift and deposit £10 or so into a funding page.

Bridesmaids

Cut down on your bridesmaids. You don’t need an army of them, and the more you have, the more money you’ll need to spend on dresses. Speaking of, do they need to be in specific bridesmaids’ dresses or could you buy them all the same dress from another retailer at a fraction of the cost?

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These Proven Hacks Will Help Keep You Cool In The Heat!

The windows are wide open, the freezer’s chocka with icy treats and that noisy fan is almost certainly keeping you up at night. It’s been a hot few days, and now the MET Office is promising the heatwave to continue into the weekend. It’s going to be a hot one, so use these proven hacks to keep cool!

Unplug Your Electricals

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Televisions, phone chargers and other cables can kick out a lot of heat when they’re plugged in. So if you can help it, charge your phones in another room at night to keep your bedroom cooler! Turning off your plugs will also save you money on your electricity bill.

Make Drinks Colder with a Wet Paper Towel

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When you’re ready to crack open a cold one, there’s a really neat way to get your drinks chilled quickly. Grab a paper towel, wet it, then wrap it around your beverage of choice and put it in the freezer. The wet towel will cool quicker, thus providing you with an icy drink in 30 mins!

Don’t Overdo It With Antiperspirant

You might give yourselves an extra roll or couple of sprays to save yourself from sweat patches, but science says this will make you feel warmer!

The deodorant will actually clog up your sweat pores, which exist to help you keep cool.

This Large Inflatable Pool is a Bargain!

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It’s not exactly a hack, but even a short spell of hot weather gives us Brits an excuse to get the kit off and have a paddle. If you’re not close enough to the beach or an outdoor lido, this 10ft inflatable pool is a great alternative! It’s an absolute bargain at £59.99 and will keep the kids entertained all summer.

Wear Clothes With Natural Fabrics

Naturally occurring fabrics such as cotton are much more breathable than man-made materials such as polyester.

Synthetic materials have water-repellent fibres, which means that sweat will build up. This causes that familiar itchy and uncomfortably hot sensation.

Stick Your Lotions And Moisturisers In The Fridge

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It’s important to keep your skin healthy day-to-day, but it’s crucial to keep it protected on a sunny day. Storing your moisturisers in the fridge will stop them from turning into a sludgy mess!

This will also make applying them lovely and cooling!

Avoid Wearing A Backpack

No one likes the dreaded backsweat after removing a backpack, causing those unfortunate straplines. Having that weight on your back will also cause you to heat up more.

Instead, try using a tote bag or one that comes across your body to help you avoid being this guy. ↑

From One Brit to Another, Drink More Tea!

You may have heard this one before, but drinking a hot drink will actually cool you down. It seems completely counter-intuitive, but science has proved it, and there’s no arguing that!

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As you drink a hot fluid and become warmer, your body will compensate for this and cause you to sweat more. The sweat will evaporate and cool the skin down.

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How to Budget With a Family

Parenting is expensive! It can be difficult to stick to a budget plan when you’ve got to buy your children new clothes, make sure the fridge is fully stocked, and also that you’re able to afford to keep everyone entertained during weekends and school holidays. In fact, The Money Charity revealed that it costs an average of £30.23 per day for a couple to raise a child to the age of 21. That’s over £11,000 a year!

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But there are some ways to save cash. Budgeting is perfectly possible, even with a family! This short guide is here to help you make the most of your money.

Work Out a Budget Plan

First of all, you may be wondering why you need a budget. Well, simply put, having a budget allows you to look at your income, and figure out how much of it you would have left at the end of the month based on your current expenditures, and then change that. It’s a great way to keep on top of your bills, your outgoings, and have money put aside during the month for any expenses you weren’t expecting.

A popular budgeting technique is the 50-20-30 rule. 50% of your income is used for living costs and essentials, 20% is put into your savings account, and 30% is for day to day spending or things like sports club memberships. You should spend some time working out your budget. To do this, you’ll need a list of all of your outgoing costs, what they are, and what they cost. Outgoing costs can be anything: rent, bills, travel expenses, nights out, presents etc. Try this handy free calculator from the Money Advice Service to see useful breakdowns of where your monthly income is going. Never underestimate your outgoings, if anything, overestimate them, because it’s better to have money left over than be short on your finances that month.

If an unexpected bill throws your budget out of balance, an online loan can keep you on track until your next payday. They are quick and flexible ways to cover emergency expenses and you can choose a repayment plan that works for you. Borrow between £100 to £1000 loan today!

Review Your Bank Accounts

Check your bank statement. Contactless cards and android pay, though helpful, are a nightmare to keep track of. You’d be surprised how many times a week you tap your card, and all those little purchases add up. Look at the larger payments as well as the smallest ones. For the large payments, like food bills, try shopping somewhere else, or using coupons. For smaller payments, which could be lunch at the office, or a vending machine with a card option, stop tapping. Take lunch and snacks with you, and you’ll be surprised how much you’ll save. 

Try Using Cash Rather Than Card

Studies have shown that you are less likely to part with your money if you pay with cash rather than a card. This is because using cash feels real, rather than a quick tap and pay with a debit or credit card so you see the physical value of the notes and change. Because getting cash out is also more difficult you are less likely to impulse buy, and if you lose your card its an inconvenience, whereas losing a £20 note is lost actual money.

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Double-Check Your Entitlements

Benefits aren’t a bad thing, and you could be missing out on extra cash. You can check online to see if you’re entitled to any help with this calculator. Shop around for your utility bills, you may be content with your current provider, but another company may be offering a fixed rate for the next couple of years.

Start Saving!

If you have any other money left at the end of the month, put it into your savings account. Your savings account doesn’t have to be for emergencies, it could be used for something fun, like a family holiday, and saving up a little extra each month could mean extra spending money for your week away. Remember to stick to your budget, and try not to stress. Try using Plum to help stash more money away.

The Top Five UK Holidays This Summer!

Every family needs a break, but like most, you might be worried about being able to afford a holiday this summer. We say that’s hogwash! Don’t believe that a nice beach holiday is only possible abroad.  Here are five incredible destinations to visit in the UK that are well within budget!

Bournemouth

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Did you know — Bournemouth beach has been crowned the best beach in the UK and also the fifth best in Europe! This just goes to show, weather permitting, that you can still get an amazing coastal holiday without leaving the country.

Bournemouth has a huge seven-mile soft sandy beach with a calm tide, meaning it’s very safe the little ones to go in for a paddle. The pier also has a zip line, arcade and other activities to keep the family entertained.

In August there is a free firework display every Friday during that month, you can catch a great view of the display from cliff tops!

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If you’re keen for a bit of natural history, look no further than the Jurassic Coast, a short drive away from Bournemouth. This unique landscape features lots of unique geography such as the famous Durdle Door, and there are also lots of ancient fossils to find!

Edinburgh

Edinburgh is home to the World’s largest Art Festival, the Edinburgh Fringe Festival, which happens every August. There are over 50,000 performances at the three-week festival. If that doesn’t tickle your fancy, the city has many hidden gems to see, including the Royal Observatory, and Edinburgh castle, which sits atop an extinct volcano!

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If you want to get out and about there’s also the Royal Botanic Gardens to take a stroll around. If you’re more of a hiker then you could walk up to the top of Arthur’s Seat, the city’s other extinct volcano. From the top, you can see right across the top of the city.

 

Bristol

Sometimes we are fixated on the European city break, with budget airlines opening up a whole new world. But we shouldn’t forget that there is so much to see here. Take Bristol, for example, every year there is the fabulous Balloon Fiesta that goes on for four days and is absolutely free! There are around 150 air balloons taking to the skies with arts & crafts stands and fairground rides to keep you entertained in between.

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Bristol itself has hundreds of things to year-round, including the natural history museum or a tour of the SS Great Britain. You can get a nice photo of the Clifton Suspension Bridge for Instagram!

The Lake District

Perhaps you want to get away from the hustle and bustle of a city, then look no further than the Lake District! As England’s largest national park, the picturesque mountains and lakes are surrounded by quiant villages museums to explore.

A key sight is Windermere, England’s largest lake, which stretches over 10 miles. You can even catch boat trip around the large expanse and visit some of the 18 islands on it.

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If if it’s not such a nice day then you could explore Brockhole, were you can explore a cave system.

Cornwall

Cornwall is a classic summer destination for British holidaymakers, and for a good reason! Cornwall is an excellent part of the world for camping, with a variety of chilled out sites in the West of Cornwall near The Lizard. Try some of these!

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Perhaps you fancy trying something new? Cornwall has some of the better watersports in the UK and is a hotspot for surfers all year round. The most popular surfing beaches are in Newquay. You can hire out surf equipment and also get a few lessons for as little as £30!

Whatever type of holiday you are looking for this summer there is always an offer or deal to be found. Keep your eyes peeled and think about saving some cash this summer without losing the enjoyment of a summer holiday.

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How Much Will You Spend During the World Cup?

The month of football during World Cup is always good fun, even for those who aren’t even into football. There are parties, events at work and the nation is united (maybe slightly sarcastically) in supporting the three lions to win their first international trophy since 1966. But this can be an expensive month for some!

It’s always a good idea to have a monthly budget to stick to, but it can be difficult when there are so many tempting football festivities to splash out on.

If you’re wondering whether you’ll be able to stick to your budget, try this quiz!

For more information on long term lending contact today.

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Father’s Day on a Fiver

Mother’s Day has been and gone, and now its time to panic buy your Dad a gift this Sunday! If you are still unsure when it is, it’s on Sunday 17th June this year. The problem is, you want to get your Dad something special, but you don’t want to get him yet another novelty bottle opener. You also don’t want to have to spend a lot of money either. Here’s how you can get Dad something great without having to take out a loan.

For A Foodie Father

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If your Dad’s a bit of a foodie, don’t just buy him a standard pack of treats, get him a pack of these fancy gourmet popcorn! If he’s a more adventurous eater, gift him with a pack of BBQ flavoured mealworms and turn it into a bushtucker trial!

For The DIY Dad

Dads have often got a summer project planned. From building a nice wood decking in the garden, or fixing the broken hinge he’s been meaning to do for a year. Either way, he’ll be needing the right set of tools so buy him this handy 4 in 1 gadget pen and he won’t ask you an extra hand!

For The Well-Groomed Dad

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If your Dad’s proudly sporting a dapper-looking moustache or a great big bushy beard maybe a nice grooming kit would go down well. Get him a beard comb to tame his unruly scraggle. If he enjoys spending a bit of time twisting his beard into a nice curly point, gift him this fragrant moustache wax.

For The King Of Dad Jokes

Q — What’s the best time to go to the dentist?

A — At tooth-hurty!

For more painful jokes for your dad to bust out at the right time, you could get him the book of Terribly Good Dad Jokes. You might live to regret this next one. If your Dad is a bit of a practical joker he might enjoy these fiery joke sweets to fool family and friends with!

For The Gardening Dad

Perhaps your Dad is a perennial gardener and would love a few additions to his precious greenhouse? Gift him this Little Book of Allotment Tips for a fiver! If’s he’s a bit limited by potting space you could give him this dinky grow-it-yourself chilli plant.

For The Active Dad

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Was your Dad doing his best to ignore the Beast from the East earlier this year? Make sure he’s ready for the next time your snowed in with these useful mini ice grips! If your Dad’s a bit of keen road runner or cyclist then these bright heel indicators will keep him visible for those late evening sessions.

For The Dad Who Likes Just About Anything

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If none of the above options are quite right for your Dad, you could always get him something a bit out there. Serve him a nice green beer to kick back with in front of the World Cup!

Sensible spending is an approach that all of us at PiggyBank are in favour of. We are a payday loan direct lender,  and our service is designed to offer responsible lending to those who are in need of short-term loans and able to pay back within fixed and agreed repayment terms.