6 Simple Ways to Repair Your Credit
- Posted in - Improving Your Credit Score
Your credit score is something that you may not think too much about, until you start looking into your credit options. Then, if you have bad credit, you might find yourself being offered higher interest rates, or could even struggle to borrow at all. The question is, what can you do about a poor credit[…]Continue Reading
Energy Prices are On the Rise – What Can I Do?
- Posted in - Save on Your Bills
As you’re undoubtedly aware, as of April 2022, the UK’s energy price cap has risen drastically. The price cap is the maximum amount a utility company is able to charge a customer for the gas and electricity they use per year. In April, this cap rose by 54%, going from a maximum of £1,277 charged[…]Continue Reading
What is the Difference Between a Secured and Unsecured Loan?
If you’re looking into different loan options, you’ll probably come across the terms ‘secured’ and ‘unsecured’ loans. And if you haven’t taken out much credit before, you may not be entirely sure what the difference is between these types of loans. To help you gain a better understanding of secured and unsecured loans, we’ve explored[…]Continue Reading
Pros and Cons of Payday Loans
When it comes to taking out a payday loan, you should try and weigh up the advantages and disadvantages first. While a payday loan may be the best option for some people, it may not be a suitable choice for others. To help you get started, we’ve looked at some of the pros and cons[…]Continue Reading
5 Tips for Living on a Budget
- Posted in - Budgeting
We all know that living on a budget can be frustrating. It can feel incredibly restrictive - you might not be able to do all the things you want to, as you’re constantly thinking about money. But if you try to focus on your end goal, whether that’s saving up for something exciting, or getting[…]Continue Reading
Coping With Rising Energy Prices
There is no doubt that energy prices are on the rise. And you can’t really avoid using energy – we are all completely reliant on it these days. So how do we deal with the rising energy prices? Here is a list of tips for you to follow: 1. Switch to CFLs: Replace your light[…]Continue Reading
What is Asset Finance?
Asset finance is an arrangement that allows a company to manage its personnel, machinery and office equipment. Asset finance is becoming increasing popular as many companies are now using this method to expand their company infrastructure. The financial asset of a company can either be tangible or intangible; it can also have the following characteristics: […]Continue Reading
Peer to Peer Lending – The Basics
Social lending has emerged as a popular alternative to traditional lending over the past few years. This gives both lenders and borrowers cause to celebrate! But what exactly is peer to peer lending? And what do peer to peer loans give you that other loans can’t? P2P Loans Peer to Peer loans (also known as […]Continue Reading
Short Term Loans
A short term loan is financing to someone in need of it but it is attached with a quick repayment schedule. This type of loan is usually offered for a short period of time. This could be anything from a few days to a few months. These short term loans tend to be significantly shorter […]Continue Reading
How Short Term Loans Work
Short term loans are loans that are easily available but with high interest loans. They are usually marketed to people who need cash quickly. Lenders often advertise using radio and television. These adverts often display people experiencing an unusual cash shortfall. Modern stores don’t tend to offer short term loans anymore, as they are mostly […]Continue Reading