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How to Save Money on Bills

Bills, bills, bills, these are some of the most stressful things that you think of! They are enough to make you feel tired. The cost of living expenses never seem to end and it also increases day in day out. Among the bills that give you headache are water bills, electricity bills, water bills, cable […]

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How Do Payday Loans Work?

Lenders from payday loans make out quick, easy and extra cash from this business. Before you decide on getting a payday loan, here are some things you need to take note of. Payday loans are not a long term solution as they are intended for short term borrowing. They are aimed at borrowers who have […]

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Managing Your Finances

Financial management is very crucial in our daily lives. If your finances are not planned and managed well, one can end up spending more than you have coming in, no matter how much you own! Financial management involves making good decisions, based on logic. Below are just but a few tips of how to manage […]

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How Short Term Loans Work

Short term loans are loans that are easily available but with high interest loans. They are usually marketed to people who need cash quickly. Lenders often advertise using radio and television. These adverts often display people experiencing an unusual cash shortfall. Modern stores don’t tend to offer short term loans anymore, as they are mostly […]

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The Benefits Of Budgeting

Budgeting is an effective tool of managing your money. What it does is to show you exactly how to spend your money based on your financial limitations. Having a budget saves you the grief of overspending and being too much in debt. Below are some of the benefits of budgeting! Control of Your Finances You […]

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Short Term Loans

A short term loan is financing to someone in need of it but it is attached with a quick repayment schedule. This type of loan is usually offered for a short period of time. This could be anything from a few days to a few months. These short term loans tend to be significantly shorter […]

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How to Borrow Money Online

Borrowing money is something that we all do at some point in life. However, the real problem is where and from whom to borrow money from. Today, it is possible for you to borrow money online and it’s not as hard as you might think. The first step to borrowing money online is to find […]

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How to Save Money on Shopping

If you look back on how you have been doing shopping, you may realise that you could do away with some of the things that you have been buying! Life is split between the things that you want, those that you need and those that you did not even know that you wanted. When you […]

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Peer to Peer Lending – The Basics

Social lending has emerged as a popular alternative to traditional lending over the past few years. This gives both lenders and borrowers cause to celebrate! But what exactly is peer to peer lending? And what do peer to peer loans give you that other loans can’t? P2P Loans Peer to Peer loans (also known as […]

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What is Asset Finance?

Asset finance is an arrangement that allows a company to manage its personnel, machinery and office equipment. Asset finance is becoming increasing popular as many companies are now using this method to expand their company infrastructure. The financial asset of a company can either be tangible or intangible; it can also have the following characteristics: […]

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Unsecured Loans: The Basics

Loans fall into two categories – those that are secured and those that are unsecured. The simplest way to define an unsecured loan is one that does not require any form of collateral. Essentially, for the debtor to receive a loan, they don’t need to secure it against their property as collateral. An unsecured loan […]

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What are the Benefits of Budgeting?

A budget does not cost anything. All that it requires is a pencil and paper or a computer. It is an important tool that should be used to attain financial improvement. It is the fundamental management tool that everybody has and should utilize well. A budget includes all the intended items that would be required. […]

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What are Short Term Loans?

Short term loans are loans that are repaid in a short period of time hence, the name “short term loans”. This loan option is available both to individuals as well as businesses. For an individual the payday loan can be obtained at any time of the month when one needs instant cash. This type of […]

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The Best Way to Produce a Budget

The importance of budget cannot be overemphasised. It is important both in the family as well as in every organisation. Without a working budget, there is every tendency that a person or company will eventually run into more debt than can be handled. Absence of a budget is the fastest way to become bankrupt. One […]

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The Right Way to Manage Your Finances

We all want to be free of debts. We do not want to keep paying debts all our days. It can be very suffocating to pay bills and debts simultaneously. There are ways to avoid debts and these ways will be unveiled in this article. 1. Create a Budget You have to make a budget […]

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How to Manage Your Debt

The problem with debt management talk is that it is much easier said than done. There are so many people who come up with advises on what should be done and what should not be done. The truth is this; debt management is not an easy task. It requires sacrifice and consistency in order to […]

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What is a Payday Loan?

A payday loan is a small short term unsecured loan granted by a lender to a borrower. The expectation is that the loan would be repaid with the borrower’s next payday check. Some people refer to payday loans as cash advances, as they are designed to help the borrower access expected cash in advance before […]

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Different Types of Loans

There are different types of loans available to people seeking financial assistance. The loans can be categorized based on various criteria and factors. One way of categorizing loans is based on their duration. Based on this classification criteria there are short term, medium term loans and long term loans. Short term loans have a brief […]

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The Facts About Short Term Loans

Short term loans are cash advances given by a lender to a borrower for a short amount of time, usually no more than 6 months. A payday loan is a type of short term loan. It is repaid over several days or weeks, often after your monthly wage is paid. Overall a short term loan […]

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Should I Get a Payday Loan?

Have you ever wondered if you should take out a payday loan? First, what is a payday loan? A payday loan is a short term loan given to a borrower by a lender, payable on the borrower’s next payday. This means that someone who needs quick cash before his payday can get a payday loan […]

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Same Day Payday Loans

One of the most attractive features of payday loans for many people is the fact that they’re quick and fast. It is an effective same day cash solution for people in need of quick cash. The loans are short term and unsecured, but the entire process is so simple and fast that they are sometimes […]

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5 Common Financial Mistakes

Handling money can be fraught with problems, especially when there is not much of it around. So we’ve put together a short guide to five of the most common financial mistakes people make. 1. Saving vs Debt One of the most common money mistakes is to save money rather than paying off debts. Debt costs […]

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3 Easy Money Saving Tips

If you are struggling financially, then a short term loan can be a useful short term solution to your problem. However, if you consistently need to borrow money to get by, then you need to look at ways of cutting everyday costs. Here are simple 3 tips to help you save money. 1. Switch to […]

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Renting with Bad Credit

The number of landowners is falling fast. According to Natalie Elphicke, a housing expert, by 2041, only 49 percent of people will own their homes. This means that in 27 years, renting will become the norm. To Rent or To Buy To buy or to rent is a complex argument. Owning a home is a […]

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The Advantages of Short Term Loans

The loans industry can be confusing, but is divided between long term and short term lending. A long term loan is typically characterised by offering amounts of over £5,000, whilst short term loans are designed to cover short term cash flow problems. If you’re running short of cash and need a small amount of money […]

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