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Unfortunately, it’s true that there aren’t any shortcuts when it comes to making money. But there are a few very simple methods to stop as much coming out of your wallet every month! In fact, as Kin Hubbard said: “the safest way to double your money is to fold it over and put it in your pocket”. Here are six genuinely easy ways to save money!
You may be able to save yourself money on your online purchases using cashback websites. “But how do they work?”, I hear you asking… Well instead of buying directly from an online retailer, if you buy through websites such as TopCashback or Quidco you earn money through simply making purchases. You could earn £100s in just one year!
Some banks offer cash incentives for switching your current account. There are also plenty of other current account benefits to make the most of, such as cashback and high interest rates. Try some of these accounts if you fancy a bit of free cash!
Do a quick bit of research on a comparison site like Compare the Market to see if you can get a better deal elsewhere and use that cheaper figure as a bargaining chip. Then give your provider a buzz and politely inform them you’re considering switching to a competitor. They are very likely to offer you a better deal in order to keep you on their books!
Streaming services like Netflix and Amazon Prime Instant Video don’t require a TV Licence, so many people have abandoned the TV to watch shows and movies from such platforms. The cost of a TV licence at the time of writing is £159 a year, so cancelling that will save you a fair amount of money.
Although bear in mind that you will still need a TV licence to watch live or catch-up shows on BBC iPlayer, or on any channel if it’s being streamed live.
If you’re a regular or even keen gym user, move along. And if not, be honest, do you really make use of your all-inclusive membership that you’ve visited once since Christmas? If you don’t want to cancel, consider signing up for a flexible gym membership that is pay-as-you-go, or to save even more, buy some equipment and workout at home. That is, if you have the willpower.
Get into the habit of searching for discount codes and offers before making online purchases. Use sites like Groupon, Vouchercodes or Join Pouch to gain access to discounts and offers that will help you avoid paying the full price! There can be a stigma around using things like coupons, but if they save you money, who cares?