Borrow £1,000

Borrow £1000 Online


489.4% APR

Representative Example: On an assumed loan amount of £750 over 12 months. Rate of interest 191.2% (fixed). Total repayment amount £1726.68 and total interest is £976.68. 12 monthly payments of £143.89. My Financial Broker is a broker, not a lender*.

* As a broker, we are unable to ascertain exactly how many customers take out a loan or the lender’s rate of interest particular to that customer, therefore our calculation is based on the mean APR of our panel of lenders.


Borrow Money With My Financial Broker

If you are looking to borrow £1,000, My Financial Broker can help you find the best rates and lender most likely to accept your application, whatever your credit score. We proudly work with a large number of UK lenders and accept multiple applications per day.

You can choose to borrow up to £2,000, with the option to repay over a few months or years. Simply click on the apply now button or use our calculator to choose how much you wish to borrow and how long for. You will receive an instant decision on the screen and if successful, you should receive funds within 1 hour or the same day you apply.

Why Would You Need to Borrow £1,000?

Many people decide to borrow £1,000 to help tide them over in an emergency situation, such as an unexpected bill, a car repair or replacing a home appliance. A cash loan of up to £1,000 can help cover your pressing bills and keep your bank balance happy.

We have multiple loan options available so that you can spread your repayments over several months or years, covering those emergency costs and giving you time to get back on your feet.

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Which Loans Allow You to Borrow £1,000?

My Financial Broker only works with the most reputable and trustworthy lenders in the sector, to ensure you have the best possible options on offer when looking for a loan. Listed below are some of the main categories of loans you can get through our partnered lenders:

Guarantor Loan

Guarantor loans are perfect for those who are struggling to get access to a loan due to having a bad credit score. This type of loan allows the applicant to have their loan secured by a nominated guarantor, who will be legally responsible for paying back the loan in the event that the borrower cannot do so. Loan terms range from 1 to 5 years, repaid in monthly instalments.

Payday Loan

A payday loan is a short-term loan product ideal for borrowers who simply need access to cash to cover emergency costs until their next payday. With a payday loan, you only pay interest on the time you borrow the funds, so this can be a cheap option for those only looking to borrow money for a few weeks or months.

Unsecured Loan

An unsecured loan will allow you to get access to funding without having to secure your assets against the loan itself. This means that should you fail to make repayments, you do not run the risk of losing valuable possessions (e.g. your vehicle or home). You can borrow up to £5,000 depending on your income and credit score, usually over 1 to 5 years, but some lenders have the option of repaying over a longer period of time.

Peer-to-Peer Loan

Peer-to-peer lending is essentially a matching service which connects borrowers to those looking to invest in loans and earn profit from the interest charged. Loan terms are usually 1 to 5 years and the rates vary depending on your credit score.

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Why Should I Borrow £1,000 With My Financial Broker?

There are a variety of benefits to applying for a loan through a broker service such as My Financial Broker, from saving you time during the application process, to having years of experience behind us. We’ve listed a few of the main advantages below:

Time Saving

Rather than apply for a loan via endless lender websites, you can simply complete our short application form and we’ll match you with the best lender, who can offer the cheapest rates for you. This makes applying considerably less time-consuming, with no need to compare and research individual lenders.

No Upfront Fees

Unlike some brokers in the industry, we do not charge our customers any upfront fees for using our site to browse loans. Any commission we receive is directly from the lender we are partnered with and not from you.

Whole of the Market Broker

We are able to search the whole market, meaning that you truly do get the very best loan the market has to offer, as we analyse all the offers available. We work with direct lenders only and your information will not be passed onto other companies without your permission.

A Wealth of Industry Experience

Here at My Financial Broker, we have developed a wealth of knowledge and expertise of the industry, accumulating over 25 years of experience in the sector. This means that you can be assured that we know exactly what we’re doing, and can use this experience to help you find the perfect loan lender.

Quick and Straightforward

If your loan application is approved, you may receive your loan in under 1 hour. My Financial Broker and our associated lenders fully appreciate that in a lot of cases, you will need to get access to funds as soon as possible, so will always try to aim to get the money across on the same day of approval.

No Guarantor Needed

Unless you opt for a guarantor product, all loans are without a guarantor, so you can apply directly with the lender with no need to ask someone to co-sign your loan.

What is the Eligibility Criteria for a £1,000 Loan?

The exact criteria in order to be able to apply for a £1,000 loan will be dependent largely on the kind of loan you intend to apply for. For instance, if you decide to choose a guarantor loan, then you will need to make sure you have a guarantor ready who has a good credit score.

For personal loans, most lenders require you to be over a specific age, usually aged 18 or above, and have a stable level of income over a certain threshold (usually over £15,000 per annum). Other criteria include living and working in the UK, and having a UK based bank account. You may additionally need to own a mobile phone. Lenders should have a list of lending criteria on their website, if you are concerned that you may not be eligible.

How to Apply For a £1,000 Loan Through My Financial Broker

To apply for a £1,000 loan with My Financial Broker, simply start by filling in our online application form, where we will ask you for a few details. This will include your employment information, expenditure, income, loan amount, and a few personal details.

Once you have completed our short application form, we will send your application to our trusted lenders and find the best option available for you. If the application is successful, you could receive the funds in as little as 1 hour.

Apply Now