Cash Loans

Quick Cash Loans Online


489.4% APR

Representative Example: On an assumed loan amount of £750 over 12 months. Rate of interest 191.2% (fixed). Total repayment amount £1726.68 and total interest is £976.68. 12 monthly payments of £143.89. My Financial Broker is a broker, not a lender*.

* As a broker, we are unable to ascertain exactly how many customers take out a loan or the lender’s rate of interest particular to that customer, therefore our calculation is based on the mean APR of our panel of lenders.


What Is a Quick Cash Loan?

A cash loan is designed to quickly provide you financial support for sudden expenses, such as an unexpected bill or repairing a broken down vehicle. A cash loan is also known as a payday loan – it’s a way of borrowing money that is repaid once you’ve been paid by your employer. At My Financial Broker, you can apply for loans between £100 to £2000 and choose to repay over up to 24 months.

Also known as a cash advance, a cash loan can help you cover an emergency cost. We will do our best to find you a responsible lender to help you to resolve emergency cash problems. And as such loans are generally used to cover urgent costs, our network of lenders aim to pay out the funds as soon as possible after approval.

If you’re looking for a cash advance loan, you probably won’t have the time to fill in endless application forms either. With My Financial Broker, we’ve streamlined the process – you can simply complete our short online application form, and we’ll search our panel of lenders to try and find a suitable option for you.

Why Might You Need a Instant Cash Loan?

There are numerous reasons why you may need cash instantly. A cash advance or cash loan can be helpful for situations like your car breaking down, and you need to access cash fast to get it fixed as soon as possible. Taking out a loan without a guarantor ensures you can get your car back on the road quickly and you can get to work. You can then pay off your loan on your next payday.

Perhaps an unexpected bill popped up, and you were a bit short to cover all your expenses before your next payday. As long as you know that you’ll be able to pay the money back, a quick loan allows you to cover unforeseen expenses and repay the loan when you get paid. You can read more information about the process on our How it Works page.

Benefits Of a Cash Loan

If you’re looking for a cash advance, there are a number of benefits to applying for a short term loan. We’ve listed some of the key advantages below:

Helps You Out of a Financial Spot

Cash loans are a quick source of money when you’re in a tight spot and still have to wait a while for payday. You can use the money to cover an expense and then repay as soon as you are paid your wages.

It Can Help Increase Your Credit Score

A great way to boost your credit score is having a history of on-time payments. By keeping up with the loan repayment, you’ll start to see your credit score improving.

It Could Save You Money

If an unexpected expense could leave you in the red, default charges and overdraft fees can mount up quickly. By taking out a quick cash loan to cover unexpected expenses, you could reduce the amount you pay overall.

Cash Advance

Where Can I Get a Cash Loan if I Have Bad Credit?

If you suffer from a poor credit rating but are in need of a loan, My Financial Broker may be able to help. Typically, those with a low credit score or no credit history have limited borrowing options and are tempted by ‘no credit check loans’. However, these types of loans will not be offered by trustworthy lenders authorised by the Financial Conduct Authority (FCA), as all loan providers must credit check loan applications.

We can find you a loan lender for bad credit – we understand that poor credit history doesn’t necessarily always mean you’re unable to manage credit.

When applying for a fast cash loan, it’s important to consider whether you’re able to afford to repay the loan in full and on time. If not, this can lead to serious money problems or falling into a debt spiral. If you require information on debt management, please contact Step Change for free independent advice.

Where Can I Get a Cash Loan in The UK?

When you’re in need of cash quickly, we can help! My Financial Broker can find you a suitable UK direct lender when you need cash quick. Our applications can be completed in minutes and, if accepted, we’ll show you a suitable lender to fund your loan.

When it comes to a cash advance, there are numerous UK lenders that can help. And because all the UK loan providers we work with are responsible lenders, you can rest assured that you’ll be treated fairly.

In the UK, financial institutions are regulated by the FCA. They have put various regulations in place which mean lenders have to lend responsibly, and guidelines have been implemented to ensure that there is a cap on how much overall interest a customer will end up paying.

You can check whether a lender or financial organisation is regulated by the FCA by checking the FCA Register. My Financial Broker, for instance, are registered under the reference number 728649.

How Can I Apply for a Cash Loan Online?

To apply for a cash advance loan with My Financial Broker, simply use the sliders above to choose the amount you need and how long for. We’ve simplified our loan application process to make it as straightforward as we can for you – all we require are a few personal details, and the bank account you’d like to get paid into. We are authorised and regulated by the Financial Conduct Authority, and we ensure we only work with responsible direct lenders.

To be eligible to apply for a small cash loan, you’ll need to be in full or part-time employment, aged 18 or over, and living in the UK. Our loan providers can only lend to those who they feel will be able to afford to repay their loan without putting themselves in financial difficulty.

If you think you might need third party advice about your finances, whether you’ve taken out short term loans in the past or not, you can contact your local Citizens Advice Bureau for free impartial help.

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