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Payday Loans From Direct Lenders


I'd Like to Borrow:

6 Months


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Representative APR


Representative Example: On an assumed loan amount of £750 over 12 months. Rate of interest 292% (fixed). Representative 171%APR. Total repayment amount £1351.20 and total interest is £601.20. 12 monthly payment of £112.60.*

* We do not know how many customers take out a loan or the APR, this calculation is based on the mean APR of the lenders we work with

What is a Payday Loans Direct Lender?

A direct lender is simply a loan provider that will deposit loan money directly into your bank account if your application is approved. A direct lender allows you to borrow money, with no other middlemen involved. With My Financial Broker you can apply for a quick payday loan online and if approved we aim to payout your cash on the same day.

What Is The Difference Between A Broker And A Direct Lender?

Unlike a direct loan lender, a broker will try to find a suitable lender for you, though some may charge you a fee for applying. This fee is because they act like a middle man, and may also receive a commission from the lenders they pass applications to. Once you’ve given the broker your details they may share your information with multiple companies, which means you have less control over your personal information.

Brokers must disclose their fees and the fact that they are not a direct lender. Although they’ll make it easier for you by passing on your details to lenders that may be able to fund your loan, you’ll need to make sure the loan lender they offer you is low interest.

Why Find A Direct Lender With A Broker?

When applying for online cash loans, there are a lot of direct lenders out there and sometimes it can be hard to determine which company you should actually choose. Fortunately, when applying with My Financial Broker , you know exactly who you are dealing with right from the start and you are matched with a lender that suits your situation.

When looking for a direct lender when you have bad credit, it is best to do some research and find the best option for you. For people with a bad credit score, working with a broker can make the process a lot easier. You can speak to the lender, they make the decision and get the best deal for you, without you having to worry. A broker can help you find a direct payday lender with no guarantor.

Direct Payday Lenders For Bad Credit

If you have a poor or bad credit score, our lenders are willing to take a view on different credit histories. To be approved, you will need to demonstrate that you are employed, have a regular income and able to make your monthly repayments without falling into financial difficulty.

The companies we work with appreciate that maintaining the perfect credit score is very difficult and that certain things can arise that can make you fall behind on repayments such as loss of job, illness or bereavement. However, working with direct payday lenders for bad credit means that you have a number of options available to you and this could mean adding a guarantor if you need to add some extra security to your loan.

Are There Fees For Applying For A Payday Loan?

There are never any hidden fees charged by My Financial Broker if you apply for a direct short term loan. So you have peace of mind knowing that money will not be taken from your account and your information will only be shared with companies that want to help you get the best loan possible.

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