To apply for emergency money, simply click on the apply now button and you will be taken to our application form which only takes a few minutes to be completed. You will receive an instant decision letting you know if you have been provisionally accepted or not and you can choose if you would like to proceed with the loan offer available.
There are some things you can do to speed up the process, including:
Getting all your information ready
Our application form asks for some basic information such as your name, residence, DOB, monthly income and expenses and debit card details. Rather than rummaging through your drawers and filing cabinets, it can be handy to have this information readily available – and this will allow you to move things along quicker.
Making yourself available
The lender you have matched with may require a follow up phone call to confirm your details or request some more information such as proof of income. If you are sitting in front of your computer and next to your phone, you will be able to react quickly and provide the necessary information to speed up your application.
Apply during regular office hours
Whilst you can apply 24 hours a day, 7 days a week, you will certainly maximise your chances of being funded on the same day if you can apply during a weekday and can avoid weekends and bank holidays. Most of the lenders we partner with will have staff available on the weekends and be able to fund on Saturdays.
However, most lenders run payment cycles every few hours and these are less frequent on the weekdays. So if you are looking for emergency cash on the same day, you are better off to apply during Monday to Friday.