My Financial Broker is a credit broker and not a lender. Warning: Late repayments can cause you serious money problems. For help, go to https://www.moneyhelper.org.uk/

We Keep it Simple

Finding a loan has never been easier with our help. If you’re looking to learn more about the features My Financial Broker provides, you can find key information below.

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What We Offer

There are a number of benefits to working with a broker like My Financial Broker. If you need a short term loan when an emergency expense crops up, you probably won’t want the additional stress of comparing lenders and considering whether you meet the eligibility criteria. That’s where we come in - My Financial Broker can do all the hard work for you, and will do our best to connect you with a suitable lender.

You also don’t have to worry about any hidden fees or charges when you apply with us - as we work on a commission basis with our panel of lenders, our customers can use our services for free.

Web Application

Web Application

For ease of access, our application is completely online. No paperwork or phone calls. Choose the amount you’re looking for and let us do the hard work.

Reputable Lenders

Reputable Lenders

We only work with the best. Once we have received your application, we’ll assess our affiliated short term lenders to find the right option for you.

The Funds You Need

The Funds You Need

We’ll help you find a loan of £100 to £2000. The interest applied will be advised upfront, and could be a lot cheaper than an unauthorised bank charge.

Responsible Lending

Regulated

Regulated

As a responsible broker, we make sure that every lender we work with have interim permission or are fully authorised by the Financial Conduct Authority (FCA). This also means that every lender must adhere to the regulations concerning interest. My Financial Loan Broker’s representative APR is 489.4%, though the APR of individual lenders may vary. Representative Example: On an assumed loan amount of £750 over 12 months. Rate of interest 191.2% (fixed). Total repayment amount £1726.68 and total interest is £976.68. 12 monthly payments of £143.89. As a broker, we are unable to ascertain exactly how many customers take out a loan or the lender’s rate of interest particular to that customer, therefore our calculation is based on the mean APR of our panel of lenders.

For data protection purposes, we also ensure that all lenders we work with are registered with the Information Commissioner's Office (ICO).

Straightforward

Straightforward

My Financial Loan Broker aims to be transparent. We make sure that any costs are made clear, and you know when your repayment dates will be. While we do not charge fees for our services, you might be matched with a broker who may charge a brokerage fee. If this is the case, you need to ensure that they provide you with their legal name, confirmation of a fee, the amount as well as when and by what means it will be made payable. There also must be a customer confirmation of the fee.

Responsible

Responsible

We are selective about the lenders we work with, only affiliating with reputable lenders. These lenders will let you borrow the amount you need and decide the length of time you wish to repay the funds. As a broker, we do not perform checks internally, but the lenders we work with may perform CIFAS, CallValidate, and CRA checks. Affordability checks are always carried out to ensure that lenders are not irresponsibly lending. It is essential that they ensure that you can afford the repayments and not put yourself into financial difficulty.