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1st Stop, also known as Oplo, offer secured loans to homeowners. They can help you with a major purchase or if you wanted to consolidate your existing debts.
1st Stop Loans started in 2009, with the idea of creating a fair way to borrow. Since then, they have helped thousands of customers get access to the funds they need. They have also rebranded - you may have come across this lender as Oplo.
Oplo offer personal loans, home loans and car finance options. You can take out a personal loan of between £2,000 and £15,000, over periods of 24 to 72 months, while with a home loan you can borrow between £5,000 and £100,000. They base the loan amount on how much you can afford to repay each month, and the loan purpose - that way, they can tailor the loan to you.
It should be noted that Oplo charge an acceptance fee of £395, which is spread over your loan term. However they offer a comparatively low interest rate for short term loans - Oplo has a Representative 27.8% APR.
Last updated: November 2021.