About Halifax

Halifax was originally founded as a building society in 1853, later becoming a bank under the Bank of Scotland, which is itself a subsidiary of Lloyds Banking Group. They provide a number of financial services and products, and also offer help and guidance when it comes to managing your money.

In terms of the services Halifax provides, these include savings and investments, insurance, mortgages, loans, and of course bank accounts.

If you are looking to take out a loan with Halifax, you don’t need to bank with them to apply, though the amount you can borrow will differ. If you do bank with Halifax, you can borrow between £1,000 and £50,000, making repayments over one to seven years. For those who don’t bank with Halifax, loans are available between £1,000 and £25,000, repaying over one to five years.

Last Updated: February 2023

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