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About Littlewoods

Littlewoods is part of the Shop Direct group, who offer financial products such as credit cards and personal loans. With the latter, you can borrow between £1,000 and £25,000, making repayments over one to seven years. Littlewoods give an illustrative APR of 29.8%, but this is subject to change, depending on things like the loan amount and your individual circumstances. 

When it comes to credit cards, you can get a Representative 34.9% APR Variable Littlewoods credit card, with a credit limit of up to £1,500. It should be noted that Capital One is the lender in this instance - the Shop Direct Finance Company Limited act as the exclusive credit broker for the Littlewoods Credit Card, who are partnered with Capital One. 

Why Apply Through My Financial Broker?

  • Bad Credit Considered: Many people have a less than perfect credit rating. But this does not necessarily mean they won’t be eligible to take out future credit. Many of the lenders we work with will consider all credit histories when making a loan decision.

  • Soft Credit Checks: When you make an application with My Financial Broker, we only undertake soft credit checks, which don’t impact your credit rating. You should bear in mind though, that if you’re connected with a lender, they may choose to perform hard credit checks, which can affect your credit score. 

  • Free Service: We charge our lenders a commission, so we offer our customers a completely free service - there are no hidden fees or charges.