Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

About Creation Loans

Although perhaps best known for their credit cards, Creation also offer loans to existing customers. Their personal loans have a Representative APR of 9.9%, though this is only for loans of between £7,500 and £10,000 - the interest rate is subject to change for higher or lower loan amounts. 

You can borrow between £1,000 and £25,000 with Creation Loans, which can be repaid over one to five years. There are no hidden fees or charges, and your monthly repayments will remain the same throughout the loan.

If you are looking to take out a credit card with Creation, you can check your eligibility via their website, with no impact on your credit file. Their credit cards offer a variety of rewards, and if you transfer the balance from other credit cards within the first 3 months of opening your account with Creation, you can get 0% interest for 12 months.

Last Updated: November 2021

Why Apply Through My Financial Broker?

  • Free Service: There are no hidden fees or charges when you make an application with My Financial Broker - our services are completely free.

  • All Credit Histories Considered: Our lenders understand that you may not have a perfect credit history when applying for a loan. But even if you do have a low credit score, you may still be eligible for a short term loan. Your application will be considered as long as you’re able to comfortably afford the due repayments.

  • Lender Options: We work with a large number of direct lenders in the UK, so when you apply with My Financial Broker, you’re essentially applying with multiple lenders at the same time.