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Fluid provide credit cards with an advertised APR of 34.9%.

About Fluid

As the name suggests, Fluid credit cards were created to allow you to take control of your card balances, and tailor the service to meet your needs. You can keep everything in one place through Fluid balance transfers, and easily manage your payments.

The idea of a Fluid credit card is to cut the cost of your monthly credit card bill by spending less on interest charges on balance transfers. For the first nine months after your Fluid credit card is approved, you’ll have 0% interest on balance transfers (3% fee), after which your standard rate will apply.

Last Updated: February 2023

Why Apply Through My Financial Broker?

  • High Chance of Approval: We’re able to help the majority of our customers find a financial solution. So even if you have bad credit, and have been turned down by lenders in the past, you may still be eligible for a short term loan.
  • Time Saving: A broker service like My Financial Broker can do all the hard work for you when it comes to comparing loans and checking your eligibility, saving you lots of time and frustration.
  • No Hidden Fees or Charges: You don’t need to worry about being hit with an unexpected fee when you use our services – it’s completely free for all our customers.

Contact Details

Company Information

  • FCA Registration Number 682417
  • Company Registration Number 7297722
  • Trading Names Fluid, NewDay Ltd, NewDay Cards Ltd
Customer Services, PO Box 136, Sheffield, S98 1HB