About MBNA Europe

MBNA originally stood for ‘Maryland Bank National Association’, which was founded in 1982. They went on to join the Lloyds Banking Group in 2017, and offer a range of credit card and personal loan options.

When it comes to credit cards, you can apply for balance transfer, money transfer, and transfer and purchase credit cards. MBNA have a Clever Check system on their website, where you can complete a short form to see which MBNA credit cards you’re eligible to apply for, your estimated credit limit, as well as the likelihood of you being accepted. All without impacting your credit rating.

In terms of MBNA personal loans, these are funded by Lloyds Bank plc. You can borrow between £1,000 and £25,000, over 1-7 years. In regards to interest rates, MBNA provide a list of illustrative APRs on their website, which vary depending on factors such as the amount you borrow.

Last Updated: February 2023

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• Save Time: Rather than spend hours comparing lenders and checking to see if you meet all the eligibility criteria, let us do the hard work for you.

• Bad Credit Considered: Not all lenders make a loan decision based solely on your credit history. Many of the short term lenders in our network will take into account other factors too, such as your monthly budget and your employment history. So even if you have a poor credit rating, you may still be approved for a short term loan.

• High Chance of Approval: We’ve been able to find financial solutions for over 99% of our customers. This means that even if you’ve been turned down by lenders in the past, we may still be able to help.