Ulster Bank

Ulster Bank are part of the RBS group, and are one of the traditional Big Four Irish clearing banks. They aim to meet the financial needs of personal and business customers by offering  a range of finance options, including current and savings accounts, loans, credit cards, mortgages and insurance.

When it comes to personal loans with Ulster Bank, they offer loans of £1,000 to £35,000 with loan terms ranging from one to eight years. They have a comparatively low Representative APR of 3.9%, though you do need to have a good credit rating to apply, and have held a current account with Ulster Bank for at least six months. 

Why Apply Through My Financial Broker?

• Soft Credit Checks: My Financial Broker never perform hard credit checks when you apply with us, so your application won’t impact your credit score at all.

• No Hidden Fees: Our services are completely free for our customers - we instead charge our lenders a commission. 

• Borrow What You Need: With bank loans and other loans from traditional lenders, you may not be able to take out a smaller loan should you need to. You could therefore end up taking out a large loan and making repayments month after month. With a short term loan though, there is much more flexibility!