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My Financial Broker is a credit broker and not a lender. Warning: Late repayments can cause you serious money problems. For help, go to


Westcot is a debt recovery company. They usually purchase accounts that have not paid payments and have been sold by businesses to collect payments on.

About Wescot

Wescot are a debt collection agency, who work for a large number of financial institutions including many banks, credit card providers and energy suppliers. It’s important to note that Wescot don’t own the debts themselves, but work on behalf of companies to recover the debt.

Wescot are trusted by the organisations they partner with because they act fairly and responsibly, basing all repayment plans on someone’s specific circumstances. They don’t charge any interest to a customer’s account, and are always happy to discuss the most appropriate options for any individual.

Last Updated: February 2023

Why Apply Through My Financial Broker?

  • Bad Credit Considered: You don’t need perfect credit to apply for a short term loan – many such lenders will consider your application even if you have a low credit score.
  • Free Service: There are no fees involved when you apply with My Financial Broker – we instead charge our lending partners a commission.
  • Borrow What You Need: With bank loans, you may end up taking out a larger loan than you need, as they don’t tend to offer small loans. As this can mean you’re repaying the funds for months on end, it can be a better option to take out a smaller loan with a short term lender.

Contact Details

Company Information

  • FCA Registration Number 688858
  • Company Registration Number SC084131
  • Trading Names Wescot, Wescot Credit Services Limited
Wescot Credit Services Limited PO Box 137 Hull HU2 8HF