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1+1 Loans offer guarantor loans up to £10000.
1+1 Loans started their business in 2013, when they saw that borrowing was not always easy for people with poor credit ratings. They decided to offer loans that were not just based on someone's credit score, but on a combination of creditworthiness, affordability, and the trust of a guarantor.
1 Plus 1 Loans solely offer guarantor loans, which means that you would need someone you trust, such as a friend or family member, to vouch for you, and agree to make repayments if you find yourself unable to repay. If your guarantor has a good credit history, you are generally more likely to be approved for a guarantor loan.
You can borrow up to £10,000 with 1+1 Loans, making repayments over 12 to 36 months. They have a Representative 47.8% APR (fixed), and aim to make the application process as straightforward as possible. Many customers receive their funds the same day they apply.