Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk


The FCA mandate is to give people a 3 month payment holiday during the COVID crisis, so if you are struggling its important to contact your lender to let them know.


1st Stop

1st Stop, who has rebranded to Oplo, offers secured loans to homeowners and can also help you with a major purchase or with consolidating your existing debts.

UK Credit

UK Credit offer Guarantor Loans between £2k to £15k at a representative APR of 29.9%.


Vanquis Bank provide credit cards with an emphasis on rebuilding your credit history, and have recently started offering loans of between £1,000 and £5,000, over one to three years.