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My Financial Broker is a credit broker and not a lender. Warning: Late repayments can cause you serious money problems. For help, go to


The FCA mandate is to give people a 3 month payment holiday during the COVID crisis, so if you are struggling its important to contact your lender to let them know.

Tandem (1st Stop/ Oplo)

1st Stop, also known as Oplo or Tandem, offer secured loans to homeowners. They can help you with a major purchase or if you wanted to consolidate your existing debts.

UK Credit

UK Credit offer Guarantor Loans between £3k to £20k at a representative APR of 34.9%.


Vanquis Bank provide credit cards with an emphasis on rebuilding your credit history, and have recently started offering loans of up to £10,000.