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1st Stop, also known as Oplo, offer secured loans to homeowners. They can help you with a major purchase or if you wanted to consolidate your existing debts.
1st Stop Loans started in 2009, with the idea of creating a fair way to borrow. Since then, they have helped thousands of customers get access to the funds they need. They have also rebranded – you may have come across this lender as Oplo or Tandem.
Tandem offer home improvement loans, home loans and car finance options. You can take out a home loan of between £5,000 and £250,000. They base the loan amount on how much you can afford to repay each month, and the loan purpose – that way, they can tailor the loan to you.
It should be noted that Tandem charge an acceptance fee of £1,295, which is spread over your loan term. However they offer a comparatively low interest rate for short term loans – Tandem has a Representative 10.9% APR.
Last Updated: February 2023