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UK Credit offer Guarantor Loans between £2k to £15k at a representative APR of 29.9%.
Established in 2009, UK Credit are a direct lender who provide homeowner guarantor loans of £5,000 to £20,000, with terms of between 36 and 84 months. They accept less than perfect credit history, though will ensure that they’re lending responsibly by checking that the loan is affordable for both the borrower and the guarantor.
In terms of interest rates, UK Credit’s advertised Representative APR is 29.9%, but this may change based on how much you borrow and your individual circumstances. There are no upfront fees, and you’d be paying a fixed interest rate for the entire duration of the loan.