Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

About Atom

Atom uses technology to create an enjoyable user experience - they are a company with data and automation at the heart of everything they do. Offering savings accounts, mortgages and business loans, Atom became the first app-based bank in the UK in 2014.

In terms of savings, you can opt for an instant or fixed saver plan, both of which should only take a matter of minutes to set up. Atom offer competitive interest rates, and come highly recommended by their customers. 

With a mortgage from Atom, whether you’re moving home, remortgaging or looking to transfer your product, you’ll get independent advice from a broker, who will compare the market for the best deal for you - even if it’s not with Atom themselves. And as Atom is completely app based, you’ll get complete real-time visibility of your mortgage on the app.

Last Updated: November 2021

Why Apply Through My Financial Broker?

  • Free Service: We work on a commission basis with our lenders. This means that there are no hidden fees or charges for our customers - you can use our loan broker services for free. 

  • Soft Credit Checks: Making an application with My Financial Broker in order to be put in touch with a lender won’t impact your credit score. As we only conduct soft credit checks, no footprint is left on your credit file. 

  • Save Time: Rather than compare countless lenders yourself, why not let us do the hard work for you? We have a large network of lenders, and will do our best to match you with the right direct lender.