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Atom

Atom Bank offer mortgage and savings accounts to people in the UK. They can be opened using a smartphone or tablet.

About Atom

Atom uses technology to create an enjoyable user experience – they are a company with data and automation at the heart of everything they do. Offering savings accounts, mortgages and business loans, Atom became the first app-based bank in the UK in 2014.

In terms of savings, you can opt for an instant or fixed saver plan, both of which should only take a matter of minutes to set up. Atom offer competitive interest rates, and come highly recommended by their customers.

With a mortgage from Atom, whether you’re moving home, remortgaging or looking to transfer your product, you’ll get independent advice from a broker, who will compare the market for the best deal for you – even if it’s not with Atom themselves. And as Atom is completely app based, you’ll get complete real-time visibility of your mortgage on the app.

Last Updated: February 2023

Why Apply Through My Financial Broker?

  • Free Service: We work on a commission basis with our lenders. This means that there are no hidden fees or charges for our customers – you can use our loan broker services for free.
  • Soft Credit Checks: Making an application with My Financial Broker in order to be put in touch with a lender won’t impact your credit score. As we only conduct soft credit checks, no footprint is left on your credit file.
  • Save Time: Rather than compare countless lenders yourself, why not let us do the hard work for you? We have a large network of lenders, and will do our best to match you with the right direct lender.



Company Information

  • FCA Registration Number 661960
  • Company Registration Number 08632552
  • Trading Names Atom, Atom Bank
Atom bank, PO Box 105, Blyth, NE24 9DU