Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

About Optimum Credit

Optimum Credit offer second chance mortgages for homeowners via one of their fully qualified mortgage advisors or a partnered broker intermediary. You can choose from a range of variable, fixed and discounted rate second charge mortgages, which will meet your individual and personal circumstances.

Optimum Credit can provide charge mortgages of between £5,000 and £1,000,000, with repayment terms of three to thirty years, subject to your individual circumstances and credit checks.

Why Apply Through My Financial Broker?

  • High Chance of Approval: When you apply with My Financial Broker, you can rest assured that we find financial solutions for over 99% of our customers.

  • Free Service: We won’t ever charge you for applying with us - as we work on a commission basis with our lenders, our customers can use our services for free. 

  • Bad Credit Considered: Not all lenders will dismiss your application out of hand if you’ve got a low credit score. Many short term lenders will look at things like your affordability as well as your credit history when making a loan decision.