About UCB Home Loans

UCB Home Loans offer fixed, tracker and variable rate mortgages to a range of customers. They can help you switch your mortgage product to a more suitable option, should your situation have changed.

UCB Home Loans no longer offer additional borrowing on their mortgages, but could help you find a cheaper arrangement. They do advise that if you’re unsure which type of mortgage is best for you, you should contact an independent financial adviser (IFA) to discuss all the options available.

Last Updated: September 2023

Why Apply Through My Financial Broker?

• High Chance of Approval: We help the majority of our customers find a loan solution – even if you have a low credit rating, one of our lenders may be able to help you get the funds you need.

• Soft Credit Checks: Although it’s important to bear in mind that lenders you’re connected with may perform full credit checks, when you apply with My Financial Broker, only soft checks are carried out. This means your application with us won’t impact your credit score.

• Time Saving: Finding the right loan provider shouldn’t be time consuming and stressful. That’s why we’re here to take the hassle out of applying for a loan – we’ll use the details you provide to see which lenders you meet the basic eligibility criteria with, and do our best to match you with a suitable lender.