THL Direct

THL Direct are a UK based direct lender, who seek to make all loan decisions based on an individual’s circumstances. In order to fully assess your borrowing needs, they therefore speak with you over the phone and discuss all the details of the loan, making sure you’re happy with all the terms and conditions. 

THL Direct provide payday and instalment loans of between £125 and £500, though first time borrowers may be limited to £125. You can make flexible payments, choosing to repay weekly or monthly. 

In terms of the interest rate offered by THL Direct, they have a Representative APR of 1306.21% and an annual fixed rate of 292%.

Why Apply Through My Financial Broker?

• Different Credit Histories Considered: You don’t need a perfect credit score to apply for a short term loan. Many of the lenders in our network consider things like your monthly income and expenditure to determine your affordability when making a loan decision, not just your credit history.
• Completely Free Service: You don’t need to be on the lookout for hidden fees when you apply with us - we offer a free service to all our customers.
• Multiple Lender Options: Because we have over 100 direct lenders in our panel, we can find a financial solution for more than 99% of our customers.