About THL Direct

THL Direct are a UK based direct lender, who seek to make all loan decisions based on an individual’s circumstances. In order to fully assess your borrowing needs, they therefore speak with you over the phone and discuss all the details of the loan, making sure you’re happy with all the terms and conditions.

THL Direct provide payday and instalment loans of between £50 and £5000, though first time borrowers may be limited to £125. You can make flexible payments, choosing to repay weekly or monthly.

In terms of the interest rate offered by THL Direct, they have a Representative APR of 49.9%.

Last Updated: September 2023

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• Different Credit Histories Considered: You don’t need a perfect credit score to apply for a short-term loan. Many of the lenders in our network consider things like your monthly income and expenditure to determine your affordability when making a loan decision, not just your credit history.

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