About 118 118 Money

118 118 Money provide credit solutions that have been tailored to suit your needs. They offer loans between £1,000 and £5,000, and allow you to spread your repayments over 12, 18, 24, 30 or 36 months. The company believes that everyone should have access to credit at an affordable price, and try to keep things as transparent as possible.

While they launched their loan products in 2013, 118 118 Money have only relatively recently branched out into the credit card market. While most credit card companies charge a number of fees, from late payment fees to an overlimit fee, 118 118 Money charge absolutely no fees for using their credit cards.

Last Updated: February 2023

Why Apply Through My Financial Broker?

• Free Service: As we work on a commission basis with our lenders, we don’t charge our customers a fee for our services – it’s completely free to apply with us.

• High Approval Rates: Even if you have bad credit, we find a loan solution for the majority of our customers. With so many lenders on our panel, we should be able to put you in touch with a suitable direct lender.

• Bad Credit Considered: We not only work with several lenders that specialise in bad credit loans, most of our panel of lenders will put more weight on things like your employment status and your income and expenditure than your credit score. As long as you can comfortably afford the due loan repayments, we should be able to help you get the money you need.