About AA

With AA Financial Services Limited, you can take out a loan of between £1,000 and £40,000. As a new AA Loans customer, you’ll also get 12 months’ Basic Breakdown Cover included at no extra cost – if you’re already a Member, this can be an add-on.

It’s important to bear in mind that AA Loans are provided by the Bank of Ireland UK – AA Financial Services Limited is a credit broker, not a lender.

These personal loans come with low interest rates – these will vary depending on how much you’re looking to borrow, the loan duration and your credit rating, but start from 4.9%. Members of the AA can additionally enjoy personalised quotes, with exclusive low rates.

Last Updated: February 2023

Why Apply Through My Financial Broker?

• Time Saving: Our loan application shouldn’t take more than five minutes to complete, and you’ll get an instant loan decision on screen. You also won’t have to spend hours comparing lenders and making countless loan applications – once you’ve applied with us, you’ll only need to fill in the application form for the lender you’re matched with.

• Free Service: As we work on a commission basis with our lenders, we don’t charge our customers a fee!

• High Approval Rates: Hundreds of loan applications are approved with one of our lenders every day. You’re likely to be approved by one of our lenders, even if you have a low credit score. And applying using a broker service can also help protect your credit score – you’ll only be making one loan application with a lender, rather than several lenders. This means you shouldn’t have multiple hard credit searches on your credit file, which can damage your score.