Creation Loans

Although perhaps best known for their credit cards, Creation also offer loans to existing customers. Their personal loans have a Representative APR of 9.9%, though this is only for loans of between £7,500 and £10,000 - the interest rate is subject to change for higher or lower loan amounts. 

You can borrow between £1,000 and £25,000 with Creation Loans, which can be repaid over one to five years. There are no hidden fees or charges, and your monthly repayments will remain the same throughout the loan.

If you are looking to take out a credit card with Creation, you can check your eligibility via their website, with no impact on your credit file. Their credit cards offer a variety of rewards, and if you transfer the balance from other credit cards within the first 3 months of opening your account with Creation, you can get 0% interest for 12 months.

Last Updated: November 2021

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