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About Dot Dot Loans

Dot Dot Loans are a direct lender, who have been working in the financial industry for over 130 years. If you’re looking for a smaller loan, you can borrow £100 to £1,000, and choose to make repayments over 3, 6 or 9 months. The Representative APR for such loans is 824.7%. For larger loans, you can take out a loan of between £1,500 and £5,000, repaying over up to 48 months. These loans come with a Representative 79.4% APR.

With Dot Dot Loans, there are no hidden fees or costs, and they will consider your application even if you have less than perfect credit history. They aim to pay out all loans the same day you’re approved, though it could be the next day if your loan is approved after 10pm.

Last Updated: December 2021

Why Apply Through My Financial Broker?

  • Bad Credit Considered: Even if you have a poor credit rating, you may still be eligible for a short term loan. Our lenders don’t just focus on your credit file when making a loan decision, they’ll also take other factors into consideration, such as your income and expenditure.
  • No Hidden Fees or Charges: There are absolutely no fees when you apply with My Financial Broker - we work on a commission basis with our lenders, so can offer a free service to customers.
  • Flexible Options: Short term loans tend to be much more flexible than longer term loans - you can choose exactly how much you want to borrow and when you’d like to repay, and all these details will be confirmed before you sign the loan agreement.