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About John Lewis Finance

John Lewis Finance is a trading name of John Lewis plc - they act as a credit broker, offering a range of financial services. These services include a number of insurance options, credit cards and personal loans. 

In terms of the John Lewis Finance credit card, they offer a PartnershipCard, which allows you to turn the points you earn into gift vouchers. You can earn points each time you use your card, though you’ll earn more when you shop in John Lewis and Waitrose. 

When it comes to the personal loans John Lewis Finance offers, you can borrow between £1,000 and £25,000, over one to five years. It should be noted that HSBC pay out these loans, as John Lewis Finance is a broker not a lender. 

Why Apply Through My Financial Broker?

  • Lender Options: We work with a large number of direct lenders, so when you apply using our services, you’re essentially checking your eligibility against over 100 loan providers. 


  • Bad Credit Considered: If you have a low credit score, you may have struggled to take our credit in the past. But many of the lenders in our network will consider your application even if you have bad credit history.

  • No Hidden Fees: My Financial Broker works on a commission basis with our lenders so don’t charge our customers a fee - it’s completely free to use our services.